Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 886–900 results in Texas
- 0.04%APY$4 a year on $10,000with conditions
Requirements
Product: Requires a Free Checking, Access Debit Account, or Premier Checking Relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
Qualified rate · 0.04% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.04% $5,000 – $25,000Your amount 0.04% $25,000 – $100,000 0.06% $100,000 – $500,000 0.06% $500,000 – $1,000,000 0.08% $1,000,000 – $2,500,000 0.08% $2,500,000 and up 0.08% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Texas Bay Credit UnionShare Savings AccountSavings · $100 min · 0.03%–2.27% by balance
Credit union · 9 branches
0.03%APY$3 a year on $10,000Requirements
Product: Minimum average daily balance of $100.00 is required to earn dividends. Simple interest method, paid monthly. Variable rate subject to change.
Offer: Minimum average daily balance of $100.00 to earn dividends.
Effective Oct 13, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $5,000 0.03% $5,000 – $20,000Your amount 0.03% $20,000 – $50,000 0.03% $50,000 – $100,000 0.12% $100,000 – $150,000 0.28% $150,000 – $200,000 0.45% $200,000 – $300,000 0.75% $300,000 – $500,000 1.00% $500,000 – $1,000,000 2.27% $1,000,000 and up 2.27% Rate checked
More details - Memorial Credit UnionPrimary SharesSavings · $200 min · 0.03%–0.07% by balance
Credit union · 5 branches
0.03%APY$3 a year on $10,000Requirements
Product: Initial $5.00 deposit required to open. Dividends are compounded and paid quarterly on average daily balance. $200.00 minimum balance required to earn APY. Up to 2 savings withdrawals per month free; account transfer and withdrawal limitations apply.
Offer: Dividends earned on average daily balance and paid quarterly.
0.03% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Primary Shares Balance APY $200 – $20,000Your amount 0.03% $20,000 – $50,000 0.05% $50,000 and up 0.07% Rate checked
More details - CommunityAmerica Credit UnionHigh Interest SavingsSavings · $1 min · 0.03%–5.00% by balance
Credit union · 3 branches
0.03%APY$3 a year on $10,000with conditionsRequirements
Product: Limit one High Interest Savings or Delta Savings account per member. The High Interest Savings account is only available to Consumer accounts (Business and IRA accounts do not qualify). Minor Savings accounts are not eligible.
Offer: First tier APY is conditional on meeting requirements: enrolled in eStatements, monthly direct deposit of at least $250 posted to one deposit account, and single checking account with 15 posted POS debit card transactions per month; OR enrolled in eStatements and single checking account with 25 posted POS debit card transactions per month. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions. Requirements must be met by the day before the last day of the month.
Qualified rate · 4.89% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for High Interest Savings Balance APY Up to $2,500 5.00% Over $2,500Your amountAlso applies to entire balance if First Tier qualifications are not met. 0.03% Rate checked
More details - CommunityAmerica Credit UnionSavingsSavings · $1 min · 0.03%–0.05% by balance
Credit union · 3 branches
0.03%APY$3 a year on $10,000Requirements
Product: Minimum balance to open Savings account is $1 and may be the Par Value of your share in this credit union. A Savings account that holds the Par Value (suffix 00 account) earns dividends. All other accounts earn interest where applicable.
0.03% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 0.03% $25,000 – $50,000 0.03% $50,000 – $100,000 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Offer: Monthly service charge of $5.00 is waived if a minimum daily balance of $100.00 is maintained during a calendar month.
0.03% interest rate · $5 monthly fee · Effective Sep 29, 2026
Rate checked
More details - Schertz Bank & TrustMoney Market CheckingMoney Market Checking · $100 min · 0.03%–0.15% by balance
Bank · 6 branches
0.03%APY$3 a year on $10,000Requirements
Product: Monthly service charge of $8.00 with E-Statements or $10.00 with paper statements; waived with a minimum daily balance of $2,500.00 during the monthly statement cycle. Transfers/debits limited to 6 per calendar month ($5.00 excessive debit fee per debit thereafter).
Offer: Monthly service charge of $8.00 with E-Statements or $10.00 with paper statements; waived with a minimum daily balance of $2,500.00 during monthly statement cycle.
0.03% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $25,000Your amount 0.03% $25,000 – $50,000 0.05% $50,000 – $75,000 0.07% $75,000 – $100,000 0.10% $100,000 and up 0.15% Rate checked
More details - Brenham National BankMomentum Money MarketMomentum Money Market · $0 min · 0.01%–0.05% by balance
Bank · 4 branches
0.03%APY$3 a year on $10,000Requirements
Product: Up to six (6) withdrawals and pre-authorized transfers per statement cycle. Interest rates may change weekly.
0.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Momentum Money Market Balance APY Up to $999 0.01% $1,000 – $4,999 0.02% $5,000 – $19,999Your amount 0.03% $20,000 – $99,999 0.04% $100,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Minimum opening deposit of $25. $100 minimum daily balance required to avoid $5 monthly service charge. Free eStatements or $5 paper statements. $25 early closure fee applies if closed within 90 days of opening.
Offer: $100 minimum daily balance required to avoid the $5 monthly service charge.
0.03% interest rate · $5 monthly fee
Rate checked
More details - Avana BankMoney Market AccountsMoney Market Accounts · $2,500 min · 0.02%–2.89% by balance
Bank · 2 branches
0.03%APY$3 a year on $10,000Requirements
Product: Interest-bearing checking account with check writing privileges. Interest is compounded and credited monthly.
Offer: No monthly service charge when daily balance is above $1,500.00; otherwise $15.00 service fee applies. Variable rate may change after opening.
0.02% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 0.02% $2,500 – $25,000Your amount 0.03% $25,000 – $100,000 0.08% $100,000 – $250,000 0.10% $250,000 and up 2.89% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Dividends compounded monthly and credited monthly; earned quarterly based on a minimum average daily balance of $100. Unlimited deposits allowed. Membership in Telco Plus Credit Union required.
Offer: Earn quarterly dividends based on a minimum average daily balance of $100.
0.03% interest rate · Compounded monthly · Effective Sep 1, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Membership required with purchase and maintenance of 1 share ($5.00 par value). Dividends calculated on average daily balance and paid quarterly.
0.00% interest rate · Effective Apr 1, 2023
Rate by balance
Rate by balance for Electronic Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.01% $10,000 – $10,000,000Your amount 0.03% $10,000,000 and up 0.04% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Membership required with purchase and maintenance of 1 share ($5.00 par value). Dividends calculated on average daily balance and paid quarterly.
0.00% interest rate · Effective Apr 1, 2023
Rate by balance
Rate by balance for Secondary Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.01% $10,000 – $10,000,000Your amount 0.03% $10,000,000 and up 0.04% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Membership required with purchase and maintenance of 1 share ($5.00 par value). Dividends calculated on average daily balance and paid quarterly.
0.00% interest rate · Effective Apr 1, 2023
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.01% $10,000 – $10,000,000Your amount 0.03% $10,000,000 and up 0.04% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches