Bank · FDIC insured
Avana Bank
A $39.6M bank headquartered in Abilene, TX, with 2 branches in Texas. Best rates: CDs 3.04% and savings 0.03% APY.
Avana Bank Carrot Score
60
Carrot Score
Higher than 2% of U.S. banks and credit unions
#10 of 11 in Abilene, TX metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Avana Bank
Avana Bank has branch locations in Abilene and Menard, supporting families and businesses in central Texas for over 115 years.
- Headquarters
- 2118 S Treadaway Blvd, Abilene, TX 79602
- FDIC certificate
- 10704 ↗
Branches
2 branches in Texas
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Texas
2 branches
Abilene area · 1
- Avana BankMain office2118 S Treadaway Blvd, Abilene, TX 79602Directions
Menard area · 1
- Menard Branch101 West San Saba Avenue, Menard, TX 76859Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 17.52% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.00% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | -0.42% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $47 | $67 | — |
- CapitalLeverage ratio17.52%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets-0.42%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$47Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Avana Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.