Credit union · NCUA insured
Telco Plus Credit Union Savings Rates
Telco Plus Credit Union’s best savings rate is 0.03% APY on $10,000, with its Regular Share/Savings. Rates checked October 16, 2026.
How Telco Plus Credit Union’s savings rates compare
Compared with banks and credit unions near Tyler, TX, where Telco Plus Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Telco Plus Credit Union
0.03%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $3
Regular Share/Savings
Top rate
Altra Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Telco Plus Credit Union savings score
60
Savings score
Higher than 1% of U.S. banks and credit unions
- $1,000 balance$1,0000.03%
- $10,000 balance$10,0000.03%
- $100,000 balance$100,0000.03%
- QualifiedQualified0.03%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Telco Plus Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share/Savings
0.03%APY
Dividends compounded monthly and credited monthly; earned quarterly based on a minimum average daily balance of $100. Unlimited deposits allowed. Membership in Telco Plus Credit Union required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upEarn quarterly dividends based on a minimum average daily balance of $100.$100 and up | 0.03% | $3 | Earn quarterly dividends based on a minimum average daily balance of $100. |
Special-purpose accounts
IRA Savings
1.00%APY
Roth and Traditional IRA options available. Dividends compounded and credited monthly. Membership in Telco Plus Credit Union required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Christmas Club
0.25%APY
Dividends compounded monthly and credited monthly; earned quarterly based on a minimum average daily balance of $100. Restrictions on number of withdrawals. Membership in Telco Plus Credit Union required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upEarn quarterly dividends based on a minimum average daily balance of $100.$100 and up | 0.25% | $25 | Earn quarterly dividends based on a minimum average daily balance of $100. |
Vacation Club
0.25%APY
Dividends compounded monthly and credited monthly; earned quarterly based on a minimum average daily balance of $100. Restrictions on number of withdrawals. Membership in Telco Plus Credit Union required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upEarn quarterly dividends based on a minimum average daily balance of $100.$100 and up | 0.25% | $25 | Earn quarterly dividends based on a minimum average daily balance of $100. |
Who can join Telco Plus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Gregg, Smith, Harrison, Rusk, or Cherokee County.
Employers and groups
- Membership is open to employees of any of the credit union's 100+ sponsor companies.
Membership information collected October 5, 2026.