Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 241–255 results in Tennessee
- 0.10%APY$10 a year on $10,000
Requirements
Product: Establish unique names and goals in digital banking. No minimum balance. Up to 10 per membership.
Offer: Compounds quarterly; requires a $50 average daily balance to earn dividends.
Effective Aug 20, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Included with credit union membership. Required to join. Minimum balance of $25.
Offer: Compounds quarterly; requires a $50 average daily balance to earn dividends.
Effective Aug 20, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Avoid the $3 quarterly service fee with a $300 minimum balance. Includes 3 free withdrawals per month ($2 per withdrawal thereafter).
Offer: Avoid the $3 quarterly service fee with a $300 minimum balance. 3 free withdrawals per month (then just $2 per withdrawal).
0.10% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate account; rates may change after the account is opened. Rates apply when qualifications are met.
Offer: When qualifications not met.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5.00 opening deposit is placed on hold for the life of the account as par value of one share required for credit union membership. Minimum daily balance required to earn the stated APY. Dividends compound and credit monthly, calculated using the daily balance method. If account is closed before accrued dividends are credited, accrued dividends will not be received. Free ATM/Debit card, online banking, e-statements, and no monthly service charges.
Offer: Minimum daily balance required to earn APY. Dividends compound and credit monthly.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Customizable savings account to save for specific goals (e.g., vacation, car expenses, weddings, rainy day). ATM access is not available. No account limitations apply. Dividends compounded and credited monthly.
Offer: Dividends compound and credit monthly.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance required. A Special Savings account can be used as a budgeting tool or to keep some of your savings separated from other funds. Dividends are paid quarterly.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Altra Federal Credit UnionIndexed Tiered SavingsSavings · $0 min · 0.10%–4.32% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compounded monthly and paid monthly. Available to both Business and Retail Members. Rate indexed to 3-month Regular Advance rate of FHLB of Chicago. Floor Rate of 0.50% APY for balances higher than $250,000.00. Limited to balances below $10,000,000.00. Limit 1 Indexed Tiered Savings account per tax reported owner.
0.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Indexed Tiered Savings Balance APY Up to $249,999Your amount 0.10% $250,000 – $499,999 3.32% $500,000 – $749,999 3.52% $750,000 – $999,999 3.92% $1,000,000 and up 4.32% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open up to two additional savings accounts. Up to six no-fee withdrawals per quarter; $5 per withdrawal after six. Minimum deposit of $25 to open account. Must apply in person.
0.10% interest rate
Rate checked
More details - Nashville Firemen’s Credit UnionShare Savings AccountSavings · $25 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Membership is limited to the Nashville Fire Department and family members. Minimum deposit of $25 to open account. Maintaining a minimum balance of at least $25 keeps membership active. Must apply in person at the credit union. Dividends are paid quarterly.
0.00% interest rate
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $26 0.00% Up to $5,000 0.10% $5,000 – $20,000Your amount 0.10% $20,000 and up 0.20% Rate checked
More details - Tennessee Members 1st Federal Credit UnionRegular Shares (01)Savings · $5 min
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Initial $5.00 deposit establishes membership. Maximized via Payroll Deduction Plan or Direct Deposit.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends paid from date of deposit to date of withdrawal. Limit withdrawals may apply; fees could reduce earnings. Rates are variable and subject to change.
Offer: Rates are variable and subject to change after the account is opened.
0.10% interest rate · Effective Sep 30, 2026
Rate checked
More details - Knoxville Teachers Federal Credit UnionRegular Share AccountSavings · $250 min · 0.10%–3.85% by balance
Credit union · 9 branches
0.10%APY$10 a year on $10,000intro rateRequirements
Product: Membership requires a regular share account. Member must maintain a minimum balance in the primary shares (savings) account of $250.00. Savings accounts earn dividends each quarter with no monthly fees of any kind including maintenance, transaction, dormancy or inactivity fees. Dividends are paid on all funds on deposit, including the minimum balance, and any funds on deposit above $250 may be deposited and withdrawn with no restrictions. No more than six Limited Transfers may be made from any share Account in any calendar month. ATM cards are available.
Offer: Applies to all funds under $20,000.00. Compounded quarterly. Rates approved at the end of the quarter.
Promotional rate · Compounded quarterly · No monthly fee · Effective Jun 30, 2026
Rate by balance
Rate by balance for Regular Share Account Balance APY Up to $20,000Your amount 0.10% $20,000 and up 3.85% Rate checked
More details - Knoxville Teachers Federal Credit UnionRegular Share AccountSavings · $250 min · 0.10%–3.30% by balance
Credit union · 9 branches
0.10%APY$10 a year on $10,000intro rateRequirements
Product: Membership requires a regular share account. Member must maintain a minimum balance in the primary shares (savings) account of $250.00. Savings accounts earn dividends each quarter with no monthly fees of any kind including maintenance, transaction, dormancy or inactivity fees. Dividends are paid on all funds on deposit, including the minimum balance, and any funds on deposit above $250 may be deposited and withdrawn with no restrictions. No more than six Limited Transfers may be made from any share Account in any calendar month. ATM cards are available.
Offer: 3rd Quarter dividend rate earned on shares under $20,000.
Promotional rate · 0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Regular Share Account Balance APY Up to $20,000Your amount 0.10%* $20,000 and up4th Quarter dividend rate earned on shares over $20,000. 3.30%* Rate checked
More details - UT Federal Credit UnionMoney MarketMoney Market · $2,000 min · 0.05%–0.20% by balance
Credit union · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum deposit for account opening is $2,000. Dividend rate compounded monthly. No monthly service charge. Maintenance or activity fees could reduce earnings.
Offer: Tier applies to balances up to $1,999. Minimum opening deposit is $2,000.
0.05% interest rate · Compounded monthly · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,999 0.05% $2,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 and up 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Tennessee
385 accounts at 153 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 24 branches
- LGWFCUCredit union · 1 branch
- Bowater Credit UnionCredit union · 5 branches