Credit union · NCUA insured
Foothills Federal Credit Union Savings Rates
Foothills Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Smart Earner. Rates checked October 15, 2026.
How Foothills Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Knoxville, TN, where Foothills Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Foothills Federal Credit Union
0.15%APY
- Minimum
- $1,500
- Earns on $10,000 a year
- $15
Smart Earner
Top rate
Knoxville TVA Employees Credit Union
4.28%APY
- Minimum
- $0
- Earns on $10,000 a year
- $428
2nd-highest rate
SmartBank
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Foothills Federal Credit Union savings score
66
Savings score
Higher than 17% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Foothills Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Smart Earner
0.15%APY
Minimum balance $1500.00 if balance fall below monthly service charge $10.00. No per check charge. Free checks.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance $1,500.00; if balance falls below, monthly service charge is $10.00. Rates are variable and subject to change after opening.Any balance | 0.15% | $15 | Minimum balance $1,500.00; if balance falls below, monthly service charge is $10.00. Rates are variable and subject to change after opening. |
Sources (1)
- foothillsfcu.org/rates_accounts.htm · captured Oct 5, 2026
Smart Earner
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,500 and upMinimum balance $1500. If balance falls below $1500, a $10 monthly service charge applies.$1,500 and up | 0.15% | $15 | Minimum balance $1500. If balance falls below $1500, a $10 monthly service charge applies. |
Sources (1)
- foothillsfcu.org/rates_accounts.htm · captured Oct 5, 2026
Regular Share Account
0.10%APY
Dividends paid from date of deposit to date of withdrawal. Limit withdrawals may apply; fees could reduce earnings. Rates are variable and subject to change.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates are variable and subject to change after the account is opened.Any balance | 0.10% | $10 | Rates are variable and subject to change after the account is opened. |
Sources (1)
- foothillsfcu.org/rates_accounts.htm · captured Oct 5, 2026
Special-purpose accounts
IRA Account
0.75%APY
Traditional, Coverdell ESA, SEP, and Roth available. Daily dividends credited quarterly, paid from date of deposit to date of withdrawal. Available to active members. Regulated by the IRS. Rates are variable and subject to change.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$0.00 opening deposit for active members. Covers Traditional, Roth, SEP, and Education Coverdell.Any balance | 0.75% | $75 | $0.00 opening deposit for active members. Covers Traditional, Roth, SEP, and Education Coverdell. |
Sources (2)
All captured Oct 5, 2026
Holiday Club Account
0.15%APY
Available to active members. Dividends paid from date of deposit to date of withdrawal. Limit withdrawals may apply; fees could reduce earnings. Rates are variable and subject to change.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$0.00 minimum opening deposit for active members.Any balance | 0.15% | $15 | $0.00 minimum opening deposit for active members. |
Sources (1)
- foothillsfcu.org/rates_accounts.htm · captured Oct 5, 2026
Vacation Club Account
0.15%APY
Available to active members. Dividends paid from date of deposit to date of withdrawal. Limit withdrawals may apply; fees could reduce earnings. Rates are variable and subject to change.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$0.00 minimum opening deposit for active members.Any balance | 0.15% | $15 | $0.00 minimum opening deposit for active members. |
Sources (1)
- foothillsfcu.org/rates_accounts.htm · captured Oct 5, 2026
Who can join Foothills Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to anyone who lives, works, or worships in Loudon, Monroe, and Blount Counties.
Membership information collected October 5, 2026.