Credit union · NCUA insured
Knoxville Teachers Federal Credit Union
A $256.1M credit union headquartered in Knoxville, TN, with 6,618 members and 9 branches in Tennessee. Best rates: CDs 4.10% and savings 0.10% APY.
Knoxville Teachers Federal Credit Union Carrot Score
61
Carrot Score
Higher than 3% of U.S. banks and credit unions
#28 of 32 in Knoxville, TN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Knoxville Teachers Federal Credit Union
Founded in 1932, Knoxville Teachers Federal Credit Union serves school employees and their families across Knox and Anderson counties through nine locations in ten counties.
Established when seven Knoxville City Schools teachers pooled resources during the Great Depression, the credit union operated from a briefcase until opening its first office in 1963.
- Headquarters
- 711 N Hall of Fame Dr, Knoxville, TN 37917-6722
- NCUA charter
- 24464
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Teachers and other employees of Knox County Schools, as well as public, private, and parochial schools in Knox and surrounding counties, are eligible for membership.
Family and household
- Immediate family members (mothers, fathers, sisters, brothers, sons, and daughters) of qualifying school employees are eligible to join.
Cost to join
- Joining requires creating a regular share account and maintaining a minimum balance of $250.00 in the primary shares (savings) account.
Branches
9 branches in Tennessee
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Tennessee
9 branches
- Main OfficeMain office711 N Hall of Fame Dr, Knoxville, TN 37917Directions
- Clinton125 Leinart St, Clinton, TN 37716Directions
- Farragut147 W End Ave, Farragut, TN 37934Directions
- Bearden410 Montbrook Ln, Knoxville, TN 37919Directions
- Fountain City108 Hillcrest Dr, Knoxville, TN 37918Directions
- Halls6925 Maynardville Pike Ste E, Knoxville, TN 37918Directions
- South7359 Chapman Hwy, Knoxville, TN 37920Directions
- Oak Ridge304 New York Ave, Oak Ridge, TN 37830Directions
- Powell3533 W Emory Rd, Powell, TN 37849Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.61% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.56% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.60% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $88 | $76 | — |
- CapitalNet worth ratio10.61%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.56%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.60%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$88Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Knoxville Teachers Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.