Credit union · NCUA insured
Resound Credit Union Savings Rates
Resound Credit Union’s best savings rate is 0.85% APY on $10,000, with its Personal Money Market. Rates checked October 15, 2026.
How Resound Credit Union’s savings rates compare
Compared with banks and credit unions near Nashville, TN, where Resound Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Resound Credit Union
0.85%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $85
Personal Money Market
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Republic Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
Resound Credit Union savings score
85
Savings score
Higher than 68% of U.S. banks and credit unions
- $1,000 balance$1,0000.70%
- $10,000 balance$10,0000.85%
- $100,000 balance$100,0003.20%
- QualifiedQualified0.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Resound Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High-Yield Savings
Up to 3.60%APY
Dividends compound monthly. Minimum opening deposit of $25,000. No minimum balance after opening. Earns dividends on days when the daily balance is at least $25,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 – $299,999Earn 3.20% APY on balances $25,000 to $299,999 (up to $300,000). Compounds monthly. | 3.20% | — | Earn 3.20% APY on balances $25,000 to $299,999 (up to $300,000). Compounds monthly. |
| $300,000 and upEarn 3.60% APY on entire balance if $300,000 or more. Compounds monthly. | 3.60% | — | Earn 3.60% APY on entire balance if $300,000 or more. Compounds monthly. |
Personal Money Market
0.85%APY
Dividends compound monthly. Limited check writing (3/month). Earn more as your balance grows.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $9,999 | 0.70% | — |
| $10,000 – $24,999 | 0.85% | $85 |
| $25,000 – $49,999 | 1.00% | — |
| $50,000 – $99,999 | 1.20% | — |
| $100,000 – $249,999 | 1.40% | — |
| $250,000 and up | 2.05% | — |
Sources (1)
- resoundcu.org/banking/money-market · captured Sep 18, 2026
Share Savings
0.10%APY
Included with credit union membership. Minimum balance of $25. Overdraft Protection for checking accounts. Compounds quarterly and requires a $50 average daily balance to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upRequires a $50 average daily balance to earn dividends. Compounds quarterly.$50 and up | 0.10% | $10 | Requires a $50 average daily balance to earn dividends. Compounds quarterly. |
Special Savings
0.10%APY
Establish unique names and goals in digital banking. No minimum balance. Up to 10 per membership. Compounds quarterly and requires a $50 average daily balance to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upRequires a $50 average daily balance to earn dividends. Compounds quarterly.$50 and up | 0.10% | $10 | Requires a $50 average daily balance to earn dividends. Compounds quarterly. |
Special-purpose accounts
Christmas Savings
0.10%APY
Automatically transferred to your savings or checking on October 31. Minimum balance of $25. Compounds quarterly and requires a $50 average daily balance to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upRequires a $50 average daily balance to earn dividends. Compounds quarterly.$50 and up | 0.10% | $10 | Requires a $50 average daily balance to earn dividends. Compounds quarterly. |
IRA Savings
0.10%APY
No minimum balance. Penalty-free withdrawals starting at age 59 1/2. Tax-deductible contributions. Compounds quarterly and requires a $100 average daily balance to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRequires a $100 average daily balance to earn dividends. Compounds quarterly.$100 and up | 0.10% | $10 | Requires a $100 average daily balance to earn dividends. Compounds quarterly. |
Who can join Resound Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live or work near one of Resound Credit Union's branches in Middle Tennessee.
Employers and groups
- Eligibility is open to individuals who have a membership at the Adventure Science Center.
- Eligibility is open to employees of enrolled Select Employer Groups (SEGs).
Family and household
- Eligibility is open to individuals related to a current member.
Membership information collected October 5, 2026.