Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 676–690 results in New York
- 0.03%APY$3 a year on $10,000
Requirements
Product: Minimum balance ($100 average daily balance for the month) required to avoid monthly service charge of $1.00. No minimum balance required to earn interest. Interest is compounded daily and credited monthly. Rates are variable and may change after account is opened. Features include Pioneer ATM card and Pocket Change when linked to a Pioneer checking account.
Offer: Minimum balance of $100 ($100 average daily balance for the month) required to avoid monthly service charge of $1.00. No minimum balance required to earn interest. All rates are variable and may change after account is opened.
0.03% interest rate · Compounded daily · $1 monthly fee · Effective Nov 25, 2025
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Variable interest rate account. No service charges when $250 minimum balance is maintained. Minimum daily ledger balance to obtain annual percentage yield is $250. Interest compounds quarterly and is credited on the last business day of each quarter.
Offer: Minimum daily ledger balance of $250 to earn stated APY and avoid service charge. Interest compounds quarterly.
0.02% interest rate
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - USALLIANCE FinancialMyLife SavingsSavings · $0 min · 0.02%–2.00% by balance
Credit union · 3 branches
0.02%APY$2 a year on $10,000Requirements
Product: Tiered rate structure. No monthly maintenance fees and no minimum balance required. Rate may change daily. Term DD/DW.
Offer: Applies to the first $500. $1.00 minimum balance required. Rate may change daily. Term DD/DW.
1.98% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for MyLife Savings Balance APY Up to $500 2.00% Over $500Your amountApplies to amounts over $500. 0.02% Rate checked
More details - Chemung Canal Trust CompanyMoney Market AccountMoney Market Account · $1,000 min · 0.02%–0.03% by balance
Bank · 28 branches
0.02%APY$2 a year on $10,000Requirements
Product: Tiered interest rate based on daily ledger balance. Variable interest rate. Monthly service charge of $10 if daily ledger balance is less than $1,000. No interest paid on daily ledger balances below $1,000. Maximum six checks per month. Unlimited in-person/ATM withdrawals or automatic loan payment transfers.
Offer: Monthly service charge of $10 if daily ledger balance is less than $1,000. No interest is earned on daily ledger balances under $1,000.
0.02% interest rate · $10 monthly fee · Effective Jan 2, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $24,999Your amount 0.02% $25,000 and up 0.03% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Key to membership at Ulster FCU. Requires maintaining a minimum balance of $1.00.
Offer: Dividends paid quarterly on balances of $100.00 or more.
0.02% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Hudson Valley Credit UnionPremier Savings AccountsSavings · $0 min · 0.02%–3.25% by balance
Credit union · 41 branches
0.02%APY$2 a year on $10,000with conditionsRequirements
Product: Limited to one joint owner and only one account per primary member. To qualify, must receive an aggregate minimum of $500 monthly in qualifying direct deposit(s) to primary checking account and maintain an average daily share balance of $500 in primary checking account. If not met, converts to traditional savings account.
Qualified rate · 0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Savings Accounts Balance APY Up to $25,000Your amount 0.02% $25,000 – $50,000 0.02% $50,000 – $75,000 2.25% $75,000 – $100,000 2.75% $100,000 and up 3.25% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Requires a separate Primary Savings membership account with a $0.01 minimum balance. $100 monthly deposit requirement.
Offer: Earn up to $1,000 towards closing costs ($1 for every $5 deposited) when obtaining a mortgage loan through HVCU; requires account open for minimum 10 months with $100 monthly deposits and mortgage closing approval within 36 months of opening.
0.02% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: The first (or primary) savings account establishes HVCU membership. Requires $0.01 minimum balance/average daily balance to maintain membership.
0.02% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly fee waived with minimum balance requirement. Limited check-writing privileges. Electronic or paper statements. Any fees charged could reduce earnings. All rates subject to change without notice.
0.01% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $24,999Your amount 0.01% $25,000 – $49,999 0.05% $50,000 – $499,999 0.11% $500,000 – $999,999 0.11% $1,000,000 – $1,999,999 0.11% $2,000,000 and up 0.11% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Offer: Rates are variable and are declared quarterly based on available earnings.
0.01% interest rate · Effective Jul 21, 2025
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Must become a member of PenFed Credit Union with a $5 savings deposit. Online opening requires agreement to electronic delivery of disclosures and statements.
0.01% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Available to customers with an HSBC Premier checking account in the United States. Must be at least 18 years of age. Not available to business customers.
Qualified rate
Rate by balance
Rate by balance for HSBC Premier Savings Balance APY Up to $25,000Your amount 0.01% $25,000 – $100,000 0.10% $100,000 – $250,000 0.15% $250,000 and up 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
719 accounts at 293 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.71%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch
- Ontario Shores FCUCredit union · 5 branches