Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 541–555 results in New York
- 0.05%APY$5 a year on $10,000
Requirements
Product: The interest rate and annual percentage yield may change after account opening. In addition, fees could reduce the earnings on the account. Interest compounds weekly.
Offer: Interest compounds weekly. The interest rate and annual percentage yield may change after account opening. In addition, fees could reduce the earnings on the account.
0.05% interest rate · Effective Oct 21, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Oct 19, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Supplemental savings account to set aside money for a specific purpose or purchase. Opening minimum is $5 or $5/payroll. Dividends calculated, compounded, and credited quarterly on average daily balance. No monthly maintenance fee.
Offer: Rates accurate as of 6/29/2026 and subject to change.
0.05% interest rate · No monthly fee · Effective Jun 29, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Specialty savings account for insurance expenses. Opening minimum is $5 or $5/payroll. Dividends calculated, compounded, and credited quarterly on average daily balance. No monthly service fee.
Offer: Rates accurate as of 6/29/2026 and subject to change.
0.05% interest rate · No monthly fee · Effective Jun 29, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Pledged savings account; opening minimum is per loan contract. Dividends calculated, compounded, and credited quarterly on average daily balance. No monthly service fee.
Offer: Opening minimum per loan contract. Rates accurate as of 6/29/2026 and subject to change.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jun 29, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Deposit $5 into savings to establish membership and become a shareholding owner-member of Alternatives Federal Credit Union. Membership requires a one-time $2 fee to join Alternatives Fund of Ithaca, Inc. and residency in eligible NY counties. No monthly service fees if enrolled in paperless statements.
Offer: Rate applies to balances from $5 to $9,999.99. Monthly service fee waived with paperless statements.
0.05% interest rate · No monthly fee · Effective Oct 23, 2026
Rate checked
More details - ValleyTiered Money MarketTiered Money Market · $2,000 min · 0.01%–0.10% by balance
Bank · 41 branches
0.05%APY$5 a year on $10,000Requirements
Product: Must be 18 years or older.
Offer: Tier 1: 0.05% APY for daily balances of $0.01 - $4,999.99. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $500,000 0.05% $500,000 – $1,500,000 0.10% $1,500,000 – $2,500,000 0.10% $2,500,000 – $5,000,000 0.10% $5,000,000 – $10,000,000 0.10% $10,000,000 and up 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older with a U.S. residential address. Initial opening deposit cannot come from an existing Valley bank account.
Offer: Earn 0.05% APY on balances of $0.01 up to $10,000. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 5 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance of $5 must be maintained to keep the account open ($5 initial member share deposit). Minimum $100 balance to earn dividends/interest.
Offer: Dividends compounded and credited quarterly based on average daily balance. Minimum $100 average daily balance to earn stated APY.
0.05% interest rate · No monthly fee · Effective Oct 8, 2026
Rate checked
More details - Rochester & Monroe County Employees Federal Credit UnionShare/SavingsSavings · $5 min
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Open to employees of the City of Rochester, County of Monroe, certain towns/villages, and individuals who live, work, or worship in the City of Rochester. Opening in-office requires a $5 deposit and a $1 processing fee ($6 total). Earns quarterly dividends.
Offer: Quarterly dividends; $1 processing fee on in-office opening ($5 deposit + $1 fee).
0.05% interest rate · Effective Apr 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Requires maintaining a $10 minimum balance.
0.05% interest rate · Effective Sep 28, 2026
Rate checked
More details - Hudson River Community Credit UnionUniversal Savings AccountSavings · $5 min · 0.00%–0.05% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Save for any purpose with the Universal Savings account. Best for everyone 15 and older. Rate and APY are variable.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Universal Savings Account Balance APY Up to $500 0.00% $500 – $5,000 0.00% $5,000 and upYour amount 0.05% Rate checked
More details - Hudson River Community Credit UnionPrime Savings AccountSavings · $1 min · 0.00%–0.05% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Best for everyone 15 and older. Tiered interest rates reward higher balances with no monthly fees. Interest is credited monthly.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Prime Savings Account Balance APY Up to $500 0.00% $500 – $5,000 0.00% $5,000 and upYour amount 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
719 accounts at 293 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.71%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch
- Ontario Shores FCUCredit union · 5 branches