Skip to content

Credit union · NCUA insured

Radius FCU Savings Rates

Radius FCU’s best savings rate is 0.80% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.

How Radius FCU’s savings rates compare

Compared with banks and credit unions near Buffalo, NY, where Radius FCU has the most branches. $10,000, best rate first.

  • This credit union’s best

    Radius FCU

    0.80%APY

    Requires
    None
    Minimum
    —
    Earns on $10,000 a year
    $80

    Money Market Savings

  • Top rate

    HSBC USA

    4.40%APY

    Requires
    Monthly account activity
    Minimum
    —
    Earns on $10,000 a year
    $440

    HSBC USA rates

  • 2nd-highest rate

    Northwest Bank

    4.00%APY

    Requires
    None
    Minimum
    $1
    Earns on $10,000 a year
    $400

    Northwest Bank rates

Compare savings rates near you →

Radius FCU savings score

82

Savings score

Higher than 58% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.05%
  • $10,000 balance$10,0000.80%
  • $100,000 balance$100,0001.00%
  • QualifiedQualified0.80%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Radius FCU ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Radius FCU

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to anyone who lives, works, worships, or goes to school in Erie County, New York.

Cost to join

  • Joining requires a $25 opening deposit in a Radius savings account.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Radius FCU overview