Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 301–315 results in New York
- 0.26%APY$26 a year on $10,000
Requirements
Product: $5.00 monthly service charge waived with $1,000.00 minimum balance. Minimum balance to earn interest is $250.00.
Offer: $5.00 monthly service charge waived with $1,000.00 minimum balance.
0.26% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5 quarterly service charge refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250.
Offer: $5 quarterly service charge if daily balance falls below $250; refunded within 3 business days when linked to Essential Checking or Advantage Checking.
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
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More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes Qside membership. Minimum deposit and balance of $25. Dividends credited monthly.
Offer: Dividends credited monthly.
0.15% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $2,500 0.15% $2,500 and upYour amount 0.25% Rate checked
More details - Ridgewood Savings BankPowerFlex Money Market AccountPowerFlex Money Market Account · $1,000 min · 0.20%–0.35% by balance
Bank · 37 branches
0.25%APY$25 a year on $10,000Requirements
Product: Check writing capabilities. The $15 monthly maintenance fee is waived if a balance of $1,000 is maintained at the end of the statement cycle.
Offer: The $15 monthly maintenance fee is waived if a balance of $1,000 is maintained at the end of the statement cycle.
0.20% interest rate · $15 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for PowerFlex Money Market Account Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amount 0.25% $25,000 and up 0.35% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership eligibility required. Variable rate, compounded and paid monthly.
Offer: Minimum balance of $50.01 required to earn interest. $5 minimum deposit to open. No monthly service or maintenance fees.
0.25% interest rate · No monthly fee · Effective Oct 1, 2026
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More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Requires maintaining a $10 minimum balance.
0.25% interest rate · Effective Sep 28, 2026
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More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - Massena Savings & Loan AssociationMoney Market Savings AccountMoney Market Savings Account · $2,500 min
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Interest compounded and credited on a quarterly basis. Daily Balance Method is used. Note that commercial accounts do not have tiers and do not earn interest.
Offer: Tier 2 of tiered rates. Minimum ledger balance of $2,500 required to obtain disclosed interest rate/APY.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A competitive dividend rate is compounded and paid quarterly to accounts with an average daily balance of $100.00. Opening and minimum balance requirement of $5.00.
Offer: Minimum balance to earn dividend is $100.00. Dividends compounded and paid quarterly on average daily balance.
0.25% interest rate · Effective Apr 1, 2026
Rate checked
More details - Suffolk Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.25%–2.50% by balance
Credit union · 10 branches
0.25%APY$25 a year on $10,000Requirements
Product: $5 membership share required. Minimum $2,500 opening deposit. Minimum daily balance of $2,500 to avoid $15 monthly service fee. Up to 3 withdrawals per month permitted without fee.
Offer: Minimum daily balance of $2,500 required to avoid $15 monthly service fee. $5 membership share required.
0.25% interest rate · $15 monthly fee · Effective Aug 14, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.25% $25,000 – $50,000 0.50% $50,000 – $100,000 0.50% $100,000 – $250,000 0.70% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.75% $1,000,000 and up 2.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Each member must maintain a Savings Account with a minimum balance of $50 to establish and keep membership with SUMA FCU. Unlimited deposits and withdrawals.
Offer: No penalty for early withdrawal.
0.25% interest rate · Effective Sep 25, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership requires purchasing and maintaining 25 shares at $1.00 par value ($25.00) plus a $5.00 nonrefundable membership fee. Dividends compounded and credited quarterly. Minimum balance of $100 required to avoid a service fee.
Offer: Minimum average daily balance of $100 required to earn stated APY. Dividends compounded and credited quarterly.
0.25% interest rate · Effective Sep 26, 2026
Rate checked
More details - Western Division Federal Credit UnionSub Savings AccountsSavings · $5 min · 0.00%–0.25% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Sub Savings include all the same benefits and rates as Regular Savings (with exception of debit card). Minimum $5 to open. Earn dividends on balances of $100 or greater. No monthly service charge.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Sub Savings Accounts Balance APY Up to $99 0.00% $100 – $5,000 0.25% $5,001 – $20,000Your amount 0.25% $20,001 – $50,000 0.25% $50,001 and up 0.25% Rate checked
More details - Western Division Federal Credit UnionSavings AccountSavings · $5 min · 0.00%–0.25% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum $5 deposit to open. Earn Dividends on balances of $100 or greater. No monthly service charge. Dividends compounded daily and paid quarterly. Qualifies for a Patronage Dividend.
Offer: The dividend rate and APY may change monthly as determined by the Board of Directors.
0.00% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $99 0.00% $100 – $5,000 0.25% $5,001 – $20,000Your amount 0.25% $20,001 – $50,000 0.25% $50,001 and up 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
717 accounts at 293 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.72%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ontario Shores FCUCredit union · 5 branches
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch