Bank · FDIC insured
Rondout Savings Bank Savings Rates
Rondout Savings Bank’s best savings rate is 0.26% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Rondout Savings Bank’s savings rates compare
Compared with banks and credit unions near Kingston, NY, where Rondout Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Rondout Savings Bank
0.26%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $26
Money Market Account
Top rate
Self Reliance Financial Federal Credit Union
3.20%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $320
2nd-highest rate
Heritage Financial Credit Union
2.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $225
Rondout Savings Bank savings score
74
Savings score
Higher than 37% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.26%
- $100,000 balance$100,0002.50%
- QualifiedQualified0.26%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Rondout Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Performance Money Market
2.50%APY
For new to bank money of $50,000 or more. New Money is defined as funds not currently on deposit at Rondout Savings Bank. If daily balance falls below $50,000, the account will not earn interest. No monthly account fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 and upRequires new money ($50,000.00 or more). No monthly account fee. If daily balance falls below $50,000, account will not earn interest.$50,000 and up | 2.50% | — | Requires new money ($50,000.00 or more). No monthly account fee. If daily balance falls below $50,000, account will not earn interest. |
Sources (2)
All captured Oct 5, 2026
Money Market Advantage
0.15%APY
Requires new money to open ($50,000.00). $10.00 monthly service charge waived with $5,000.00 minimum balance. Minimum balance to earn interest is $2,500.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $50,000Requires new money ($50,000.00 to open). $10.00 monthly service charge waived with $5,000.00 minimum balance. | 0.15% | $15 | Requires new money ($50,000.00 to open). $10.00 monthly service charge waived with $5,000.00 minimum balance. |
| $50,000 – $100,000Requires new money ($50,000.00 to open). $10.00 monthly service charge waived with $5,000.00 minimum balance. | 0.25% | — | Requires new money ($50,000.00 to open). $10.00 monthly service charge waived with $5,000.00 minimum balance. |
| $100,000 – $250,000Requires new money ($50,000.00 to open). $10.00 monthly service charge waived with $5,000.00 minimum balance. | 0.50% | — | Requires new money ($50,000.00 to open). $10.00 monthly service charge waived with $5,000.00 minimum balance. |
| $250,000 – $500,000Requires new money ($50,000.00 to open). $10.00 monthly service charge waived with $5,000.00 minimum balance. | 1.00% | — | Requires new money ($50,000.00 to open). $10.00 monthly service charge waived with $5,000.00 minimum balance. |
| $500,000 – $1,000,000Requires new money ($50,000.00 to open). $10.00 monthly service charge waived with $5,000.00 minimum balance. | 1.25% | — | Requires new money ($50,000.00 to open). $10.00 monthly service charge waived with $5,000.00 minimum balance. |
| $1,000,000 – $2,000,000Requires new money ($50,000.00 to open). $10.00 monthly service charge waived with $5,000.00 minimum balance. | 1.50% | — | Requires new money ($50,000.00 to open). $10.00 monthly service charge waived with $5,000.00 minimum balance. |
| $2,000,000 and upRequires new money ($50,000.00 to open). $10.00 monthly service charge waived with $5,000.00 minimum balance. | 2.00% | — | Requires new money ($50,000.00 to open). $10.00 monthly service charge waived with $5,000.00 minimum balance. |
Sources (3)
- rondoutbank.com/personal/perso…ngs/money-market-account
- rondoutbank.com/personal/perso…s/money-market-advantage
- rondoutbank.com/rates
All captured Oct 5, 2026
Money Market Account
0.26%APY
$5.00 monthly service charge waived with $1,000.00 minimum balance. Minimum balance to earn interest is $250.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and up$5.00 monthly service charge waived with $1,000.00 minimum balance.$250 and up | 0.26% | $26 | $5.00 monthly service charge waived with $1,000.00 minimum balance. |
Sources (2)
All captured Oct 5, 2026
Statement Savings
0.10%APY
If the tax reporting owner is 18 years of age or less, the minimum to open the account is $10.00 and the minimum balance fee is waived for the first year. Interest is compounded daily and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upRequires minimum daily balance of $250.00 to avoid $2.00 fee.$10 and up | 0.10% | $10 | Requires minimum daily balance of $250.00 to avoid $2.00 fee. |
Sources (3)
- rondoutbank.com/personal/personal-savings
- rondoutbank.com/personal/perso…avings-statement-savings
- rondoutbank.com/rates
All captured Oct 5, 2026
Special-purpose accounts
Club Account
0.10%APY
Interest is compounded daily and credited monthly. The account term runs from October to the first weekend after October 3rd of the following year. If the account is closed prior to completion, a $10 fee applies. Accrued interest is forfeited if closed prior to interest posting for any month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.10% | $10 |
Sources (2)
All captured Oct 5, 2026
Lighthouse Savings
0.10%APY
Designed for savers under age 18. Annual $10 birthday bonus when depositing at least $10 during birthday month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upNo monthly service charge until age 18, then requires $250.00 balance to avoid $2.00 monthly fee.$10 and up | 0.10% | $10 | No monthly service charge until age 18, then requires $250.00 balance to avoid $2.00 monthly fee. |
Sources (3)
- rondoutbank.com/personal/personal-savings
- rondoutbank.com/personal/perso…ghthouse-savings-account
- rondoutbank.com/rates
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.