Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in North Carolina
- 0.25%APY$25 a year on $10,000
Requirements
Product: Goal-based savings account. Dividends compounded and credited monthly using the daily balance method. Account transfer and withdrawal limitations apply (up to 6 per month).
Offer: Dividends are calculated on balances of $25 or more and are paid and compounded monthly.
0.25% interest rate · Compounded monthly
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership in SECU requires opening a Share Account. Must maintain a $25 minimum balance to avoid monthly maintenance fee and maintain membership. A $1 monthly maintenance fee is charged if the account is below $25 on the statement date.
Offer: Dividends accrue when balance is greater than zero; $1 monthly fee if balance falls below $25 minimum balance on statement date.
0.25% interest rate · $1 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - Benchmark Community BankPersonal Money Market AccountPersonal Money Market Account · 0.25%–1.00% by balance
Bank · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: May make up to 6 withdrawals per month. A $2,500 balance is required. Interest is compounded monthly.
0.25% interest rate · Compounded monthly · Effective Sep 29, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $24,999Your amount 0.25% $25,000 – $99,999 0.40% $100,000 and up 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Free with eStatements. Interest compounded quarterly.
Offer: All balances.
0.25% interest rate · Compounded quarterly · Effective May 1, 2026
Rate checked
More details - First Bank & Trust CompanyRelationship Money Market AccountRelationship Money Market Account · 0.25%–1.62% by balance
Bank · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Available to new and existing First Bank and Trust customers.
Offer: Average daily balance below $25,000.00.
0.25% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $25,000Your amount 0.25% $25,000 and up 1.62% Rate checked
More details - 0.25%APY$25 a year on $10,000
Effective Sep 23, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Designed to assist parents, grandparents, or family members to save for a child's college costs. Matures on July 1st of the year that the member graduates from high school. Dividends paid and compounded yearly.
Offer: Dividends are paid and compounded yearly.
Compounded annually · Effective Sep 23, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Available to emergency responders and their families across North Carolina. Serves as membership share in the credit union.
Effective Sep 23, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Minimum balance of $1,000 to avoid $5 monthly fee.
0.25% interest rate · $5 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: $4 monthly fee waived with minimum balance of $300. $2 fee per withdrawal in excess of 2 per month (fee waived with $2,500 minimum balance).
0.25% interest rate · $4 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Dividends compounded/credited monthly. One time membership deposit into Share Savings account of $25.00.
0.25% interest rate · Effective Sep 1, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Variable rate account. Rates adjusted at discretion of Board of Directors. Penalty for early withdrawal is loss of 90 days dividends.
Offer: Variable rate.
0.25% interest rate · Effective May 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership requires maintaining $25.00 on deposit in a share savings account. Field of membership is employment-based and immediate family members. Variable rate accounts subject to change. Penalty for early withdrawal is loss of 90 days dividends.
Offer: A balance of $100 is required to receive the dividend. Variable rate.
0.25% interest rate · Effective May 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Monthly fee waived with $300 minimum daily balance. Must maintain a minimum balance of $1,000 in the account each day to obtain the disclosed APY.
Offer: Monthly maintenance fee waived with $300 minimum daily balance. Minimum balance of $1,000 to earn APY.
0.25% interest rate · $5 monthly fee · Effective Feb 20, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in North Carolina
285 accounts at 102 banks and credit unions · checked Oct 16–22
- Typical
- 0.22%
- Top 10% from
- 2.23%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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North Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 17 branches
- Langley Credit UnionCredit union · 1 branch
- ElecTel Cooperative Federal Credit UnionCredit union · 5 branches