Credit union · NCUA insured
CS Credit Union Savings Rates
Top CarrotCS Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share Savings. Rates checked October 22, 2026.
How CS Credit Union’s savings rates compare
Compared with banks and credit unions near Hickory, NC, where CS Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CS Credit Union
0.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $25
Special Savings
Top rate
State Employees' Credit Union
2.20%APY
- Minimum
- $250
- Earns on $10,000 a year
- $220
2nd-highest rate
Self-Help Credit Union
2.12%APY
- Minimum
- —
- Earns on $10,000 a year
- $212
CS Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CS Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.25%APY
Membership requires maintaining $25.00 on deposit in a share savings account. Field of membership is employment-based and immediate family members. Variable rate accounts subject to change. Penalty for early withdrawal is loss of 90 days dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upA balance of $100 is required to receive the dividend. Variable rate.$100 and up | 0.25% | $25 | A balance of $100 is required to receive the dividend. Variable rate. |
Special Savings
0.25%APY
Variable rate account. Rates adjusted at discretion of Board of Directors. Penalty for early withdrawal is loss of 90 days dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate.Any balance | 0.25% | $25 | Variable rate. |
Sources (1)
- csnccreditunion.org/savings-rates · captured Sep 19, 2026
Special-purpose accounts
Christmas Club
0.25%APY
Variable rate account. Rates adjusted at discretion of Board of Directors. Penalty for early withdrawal is loss of 90 days dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate.Any balance | 0.25% | $25 | Variable rate. |
Sources (1)
- csnccreditunion.org/savings-rates · captured Sep 19, 2026
IRA Shares (04)
0.25%APY
Variable rate account. Rates adjusted at discretion of Board of Directors. Penalty for early withdrawal is loss of 90 days dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate.Any balance | 0.25% | $25 | Variable rate. |
Sources (1)
- csnccreditunion.org/savings-rates · captured Sep 19, 2026
Vacation Club
0.25%APY
Variable rate account. Rates adjusted at discretion of Board of Directors. Penalty for early withdrawal is loss of 90 days dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate.Any balance | 0.25% | $25 | Variable rate. |
Sources (1)
- csnccreditunion.org/savings-rates · captured Sep 19, 2026
Who can join CS Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of CommScope Inc. of North Carolina and its subsidiaries located in the United States.
- Employees of CPI Satcom & Antenna Technologies, Inc. located in Catawba County, North Carolina.
- Employees of CS Credit Union.
- North Carolina employees of GI Communications Division.
- Persons retired as pensioners or annuitants from eligible employer groups.
Family and household
- Immediate family members (including grandparents, parents, children, siblings, and spouses) of existing members or eligible employees.
2 more ways to join
Family and household
- Spouses of persons who died while within the field of membership of the credit union.
Other ways
- Organizations of eligible persons.
Cost to join
- Deposit of at least $25.00 in a share savings account representing one share.
Membership information collected October 4, 2026.