Credit union · NCUA insured
Charlotte Fire Department CU Savings Rates
Charlotte Fire Department CU’s best savings rate is 0.25% APY on $10,000, with its Share Savings Accounts. Rates checked October 22, 2026.
How Charlotte Fire Department CU’s savings rates compare
Compared with banks and credit unions near Charlotte, NC-SC, where Charlotte Fire Department CU has the most branches. $10,000, best rate first.
This credit union’s best
Charlotte Fire Department CU
0.25%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $25
Share Savings Accounts
Top rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
2nd-highest rate
Skyla Credit Union
4.01%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $401
Charlotte Fire Department CU savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Charlotte Fire Department CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Accounts
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded/credited monthly. One time membership deposit into Share Savings account of $25.00.Any balance | 0.25% | $25 | Dividends compounded/credited monthly. One time membership deposit into Share Savings account of $25.00. |
Share Draft
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly dividend. Rate updated 9/1/2025.Any balance | 0.10% | $10 | Monthly dividend. Rate updated 9/1/2025. |
Sources (1)
- cfdcu.org/current-rates · captured Sep 19, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA)
2.00%APY
Retirement savings plans that may allow tax deductible contributions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded/credited monthly.Any balance | 2.00% | $200 | Dividends compounded/credited monthly. |
Who can join Charlotte Fire Department CU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of the Charlotte Fire Department are eligible to join.
- Volunteer firefighters from surrounding counties are eligible to join.
Family and household
- Family members of Charlotte Fire Department employees and volunteer firefighters from surrounding counties are eligible to join.
Membership information collected October 4, 2026.