Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Montana
- Sky Federal Credit UnionBorrow & Save SavingsSavings · $25 min · 0.05%–0.50% by balance
Credit union · 6 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Savings account associated with Borrow & Save loan program.
Qualified rate · 0.05% interest rate
Rate by balance
Rate by balance for Borrow & Save Savings Balance APY Up to $1,200 0.05% $1,201 – $2,400 0.10% $2,401 – $3,600 0.15% $3,601 – $4,800 0.25% $4,801 – $6,000 0.25% $6,001 and upYour amount 0.50% Rate checked
More details - Farmers State BankPlatinum Money MarketPlatinum Money Market · $25 min · 0.45%–3.45% by balance
Bank · 10 branches
0.45%APY$45 a year on $10,000Requirements
Product: Rates may change at any time. Fees may reduce earnings on the account.
Offer: Rates may change at any time. Fees may reduce earnings on the account.
0.45% interest rate
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $100,000Your amount 0.45% $100,000 – $250,000 0.75% $250,000 – $500,000 1.11% $500,000 – $1,500,000 1.46% $1,500,000 and up 3.45% Rate checked
More details - Flanagan State BankMoney Market Investment AccountMoney Market Investment Account · $2,500 min · 0.22%–0.65% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: No monthly service fee with a $1,000 minimum balance. Six transactions per month allowed; additional withdrawals may incur fees or result in account conversion to checking.
Offer: Minimum Balance to Obtain APY is Less than $10,000.00. Interest frequency monthly. Variable rate.
0.22% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Investment Account Balance APY Up to $10,000 0.22% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.50% $50,000 and up 0.65% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Dividends paid at month end. Deposits calculated on daily accrual from date of deposit.
Offer: Dividends paid at month end based on rates shown; deposits calculated on daily accrual from the date of deposit
0.30% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Basic membership account representing ownership in the credit union.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: $50.00 minimum daily balance required to avoid monthly service fee. Interest is compounded daily and credited quarterly.
0.25% interest rate · Compounded daily · $2 monthly fee · Effective Sep 18, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - Native American BankPersonal Money MarketPersonal Money Market · $2,500 min · 0.25%–0.45% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Designed for higher balances with minimal transaction needs. $2,500.00 minimum daily balance required to earn interest and avoid the $10.00 monthly statement fee. Interest is compounded daily and credited monthly.
Offer: $2,500.00 minimum daily balance required to avoid $10.00 monthly statement fee.
0.25% interest rate · Compounded daily · $10 monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $49,999Your amount 0.25% $50,000 – $99,999 0.35% $100,000 and up 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Used to pay for eligible medical expenses. Up to $4,600 of contributions per individual is exempted from MT Income Tax.
Offer: Maintenance charge of $1 if $100 minimum balance is not maintained. Minimum daily balance of $1 to obtain APY.
0.25% interest rate · $1 monthly fee · Effective Jul 10, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Minimum daily balance of $1,000 to obtain APY.
0.25% interest rate · Effective Jul 10, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Account is allowed twelve withdrawals or transfers every statement cycle ($1 fee for each withdrawal over 12), and six limited withdrawals or transfers per cycle. $2 cycle maintenance charge if $50 minimum balance is not maintained.
Offer: $2 cycle maintenance charge if minimum balance is not maintained. Minimum daily balance of $50 to obtain APY.
0.25% interest rate · $2 monthly fee · Effective Jul 10, 2026
Rate checked
More details - Lincoln County Credit UnionShare Savings AccountSavings · $0 min · 0.20%–0.40% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Opening a Share Savings Account requires a minimum balance of $25.00 and establishes credit union membership. No monthly maintenance fees. Dividends are compounded quarterly.
Offer: Tier 1 rate. Dividends compounded quarterly.
Compounded quarterly · No monthly fee · Effective Feb 1, 2025
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $5,000 0.20% $5,000 – $10,000Your amountTier 2 rate. 0.25% $10,000 – $20,000Tier 3 rate. 0.30% Over $20,000Tier 4 rate. 0.40% Rate checked
More details - 0.20%APY$20 a year on $10,000
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Montana
156 accounts at 51 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.87%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.15%
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Find your bank or credit union to see all its rates and how they compare near you.
Montana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altana Federal Credit UnionCredit union · 11 branches
- Billings Federal Credit UnionCredit union · 4 branches
- Mountain America Credit UnionCredit union · 2 branches