Credit union · NCUA insured
Grasslands Federal Credit Union
A $139.5M credit union headquartered in Circle, MT, with 3,858 members and 2 branches in Montana. Best rates: savings 1.41% APY.
Grasslands Federal Credit Union Carrot Score
84
Carrot Score
Higher than 68% of U.S. banks and credit unions
#15 of 47 in MontanaHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Grasslands Federal Credit Union
Grasslands Federal Credit Union is a member-owned cooperative serving residents of eighteen Montana counties, including McCone, Garfield, Dawson, and Richland.
Headquartered in Circle, Montana, the credit union provides agricultural lending and personal financial services.
- Headquarters
- 320 Main, Circle, MT 59215
- NCUA charter
- 11030
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of McCone, Garfield, Dawson, Richland, Wibaux, Roosevelt, Valley, Phillips, Petroleum, Rosebud, Custer, Fallon, Prairie, Carter, Powder River, Daniels, Sheridan, and Treasure counties are eligible for membership.
Branches
2 branches in Montana
Loading map…
Montana
2 branches
Circle area · 1
- 320 MainMain office320 Main, Circle, MT 59215Directions
Baker area · 1
- Baker Branch118 1st St, Baker, MT 59313Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.49% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.05% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.17% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $61 | $76 | — |
- CapitalNet worth ratio13.49%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.05%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.17%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$61Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Grasslands Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.