Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Michigan
- 1.75%APY$175 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking account. Limit one account per SSN.
Offer: Requires meeting monthly qualification cycle requirements in linked Kasasa Cash or Kasasa Cash Back account (at least 1 Direct Deposit or ACH credit, at least 15 debit card purchases, and eStatements enrollment).
Qualified rate · 1.74% interest rate · Balance cap $50,000 · No monthly fee · Effective Feb 1, 2023
Rate checked
More details - HarborLight Credit UnionHigh Yield Money MarketHigh Yield Money Market · $2,500 min · 0.05%–2.00% by balance
Credit union · 2 branches
1.75%APY$175 a year on $10,000Requirements
Product: Competitive dividends on balances of $2,500 or more; tiered rates where higher balances earn higher rates.
0.05% interest rate
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $2,499 0.05% $2,500 – $24,999Your amount 1.75% $25,000 – $74,999 1.85% $75,000 – $199,999 2.00% $200,000 and up 2.00% Rate checked
More details - Northland Area FCUMoney Market AccountMoney Market Account · $5,000 min · 1.51%–2.78% by balance
Credit union · 17 branches
1.66%APY$166 a year on $10,000Requirements
Product: Earn a higher rate of return on your savings. $5,000.00 minimum required to open. $5 Share account required. Interest earned daily and compounded monthly. Up to 3 fee-free withdrawals per month. Dividends are not earned when the balance falls below the minimum. Rate may change after the account is opened.
Offer: Paid & Compounded Monthly. Dividends are not earned when the balance falls below the minimum.
1.50% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 1.51% $10,000 – $50,000Your amount 1.66% $50,000 – $100,000 2.17% $100,000 and up 2.78% Rate checked
More details - Port City Credit UnionAmazing SavingsSavings · $2,000 min · 1.61%–1.96% by balance
Credit union · 1 branch
1.61%APY$161 a year on $10,000Requirements
Product: Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.
Offer: Dividends paid last Quarter. Dividends are based on Credit Union earnings and cannot be stated in advance.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Amazing Savings Balance APY $2,000 and upYour amount 1.61% $20,000 and up 1.76% $50,000 and up 1.96% Rate checked
More details - Gratiot Community Credit UnionInvestment SavingsSavings · $2,000 min · 1.61%–2.58% by balance
Credit union · 3 branches
1.61%APY$161 a year on $10,000Requirements
Product: Pays monthly. Rates change the first of each month.
1.60% interest rate
Rate by balance
Rate by balance for Investment Savings Balance APY $2,000 and upYour amount 1.61% $75,000 and up 2.02% $200,000 and up 2.58% Rate checked
More details - 1.58%APY$158 a year on $10,000with conditions
Requirements
Product: Must have an open Loyalty Rewards Checking or Loyalty Rewards + The Bundler Checking account that remains open throughout holding this account. Linked checking interest automatically transferred to savings.
Offer: Qualifying rate on daily balances of $100,000 or less when enrolled in eStatements via Online Banking and all three checking qualifiers are met (minimum 20 Debit MasterCard transactions post and settle, minimum $500 direct deposit or ACH debit/credit post and settle, combined total of $25,000 or more in personal deposit accounts/loan relationships).
Qualified rate · 1.57% interest rate · No monthly fee · Effective Jun 10, 2026
Rate by balance
Rate by balance for Loyalty Rewards Savings Balance APY Up to $100,000Your amount 1.58% $100,000 and up 0.07% Rate checked
More details - GraCo Federal Credit UnionMoney Market Share AccountsMoney Market Share Accounts · 0.00%–3.03% by balance
Credit union · 1 branch
1.56%APY$156 a year on $10,000Requirements
Product: Dividends on Money Market Shares and Share Drafts are computed on the average daily balance in the account and are compounded monthly.
Offer: Under $1,500.00; Rate (A.P.R.) 0.00%
0.00% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Share Accounts Balance APY Up to $1,500 0.00% $1,500 – $5,000Rate (A.P.R.) 1.15% 1.16% $5,000 – $25,000Your amountRate (A.P.R.) 1.55% 1.56% $25,000 – $100,000Rate (A.P.R.) 2.45% 2.47% $100,000 and upRate (A.P.R.) 3.00% 3.03% Rate checked
More details - Huron Valley State BankMoney MarketMoney Market · $5,000 min · 1.26%–2.01% by balance
Bank · 2 branches
1.56%APY$156 a year on $10,000Requirements
Product: Earns a higher variable interest rate based on a tiered balance structure. Check writing ability included.
1.25% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $10,000 1.26% $10,000 – $25,000Your amount 1.56% $25,000 and up 2.01% Rate checked
More details - Wolverine State Credit UnionMoney MarketMoney Market · $0 min · 1.51%–3.55% by balance
Credit union · 4 branches
1.51%APY$151 a year on $10,000Requirements
Product: Fees could reduce earnings on the account. A penalty will or may be imposed for early withdrawal.
Offer: Fees could reduce the earnings on the account. A penalty will or may be imposed for early withdrawal.
Effective Jan 1, 2024
Rate by balance
Rate by balance for Money Market Balance APY Any balanceYour amount 1.51% $15,000 and up 1.76% $100,000 and up 2.02% $250,000 and up 2.52% $500,000 and up 3.03% $1,000,000 and up 3.55% Rate checked
More details - 1.51%APY$151 a year on $10,000with conditions
Requirements
Product: Requires an accompanying Kasasa Checking (Kasasa Cash, Kasasa Cash Classic, or Kasasa Cash Back). Limit one Kasasa Saver per individual taxpayer identification number. $0.00 minimum to open or earn dividends. No recurring monthly service charges. Dividends compounded and credited monthly. Rates and rewards are variable.
Offer: Qualifying Monthly Qualification Cycle via linked Kasasa Checking: at least 15 debit or credit card transactions of $5.00+ that post and settle; eStatements; at least 1 ACH automatic payment or direct deposit. ATM and sub-$5 card activity do not count.
Qualified rate · 1.50% interest rate · No monthly fee
Rate checked
More details - Genisys Credit UnionMoney Market Savings AccountMoney Market Savings Account · $2,500 min · 1.31%–2.38% by balance
Credit union · 30 branches
1.51%APY$151 a year on $10,000Requirements
Product: Also referred to as a high yield savings account, or HYSA. Minimum balance of $2,500 required to earn dividends.
Offer: Minimum balance of $2,500 required to earn dividends.
1.30% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $2,500 – $9,999 1.31% $10,000 – $24,999Your amount 1.51% $25,000 – $49,999 1.71% $50,000 – $74,999 1.76% $75,000 – $99,999 1.97% $100,000 – $249,999 2.17% $250,000 and up 2.38% Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Product: Dividends are computed daily, paid, and compounded monthly. A minimum balance of $2500 must be maintained.
Offer: Dividends computed daily and paid/compounded monthly.
Compounded monthly · Effective Nov 1, 2023
Rate checked
More details - Jolt Credit UnionKasasa Saver AccountSavings · $0 min · 0.77%–1.50% by balance
Credit union · 5 branches
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. No minimum balance or monthly fees. To earn qualification rates, must meet checking qualifications per monthly qualification cycle: at least 12 debit card purchases, at least 1 direct deposit or automatic payment (ACH), and enrolled in eStatements. Tiers are split/tiered.
Offer: If qualifications are met. Only the funds that comprise each tier will earn the rate for that tier.
Qualified rate · 1.48% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Kasasa Saver Account Balance APY Up to $50,000Your amount 1.50% $50,000 and upIf qualifications are met; 0.77% Rate checked
More details - Extra Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 1.50%–2.25% by balance
Credit union · 2 branches
1.50%APY$150 a year on $10,000Requirements
Product: Minimum opening deposit of $5,000. Up to six transfers or withdrawals per month, per federal regulations. Minimum deposit of $5 in a regular savings account is required for membership. Dividends are paid and compounded monthly.
Offer: Dividends are paid and compounded monthly.
Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $15,000Your amount 1.50% $15,000 – $25,000 1.60% $25,000 – $50,000 1.80% $50,000 – $100,000 2.00% $100,000 and up 2.25% Rate checked
More details - TLC Community Credit UnionMoney MarketMoney Market · $2,500 min · 1.31%–1.86% by balance
Credit union · 9 branches
1.46%APY$146 a year on $10,000Requirements
Product: Dividends compounded and declared monthly.
Effective May 31, 2024
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.31% $10,000 – $25,000Your amount 1.46% $25,000 – $50,000 1.61% $50,000 – $100,000 1.76% $100,000 and up 1.86% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Michigan
621 accounts at 213 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.66%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Chief Financial Credit UnionCredit union · 4 branches
- Meijer Credit UnionCredit union · 3 branches