Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 406–420 results in Michigan
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 299 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - InTouch Credit UnionSave to Win SavingsSavings · $25 min · 0.05%–2.75% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Prize-linked savings account with entry into cash prize drawings. Minimum opening deposit $25.00. Functions as a 12-month share certificate of deposit (CD).
Offer: Applies to balances from $25.00 to $9,999.99. 12-month term.
2.72% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Save to Win Savings Balance APY Up to $10,000 2.75% $10,000 and upYour amountAPY is tiered (2.75% - 0.05%). 0.05%* Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Allows organizing savings with as many dedicated accounts as needed for specific goals. Fees could reduce earnings.
Offer: Average daily balance required to earn dividends: $250.00. Dividends paid monthly.
0.05% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires a linked Rewards Checking or Cash Back Checking account. No monthly maintenance fee. No minimum deposit to open. No minimum balance to earn rewards. Monthly qualification requirements: at least 1 direct deposit/ACH credit, ACH payment, or bill pay transaction; at least 15 debit card purchases each $5.00 or more; enrolled in and agreed to receive eStatements.
Offer: Base rate earned on entire daily balance when linked Rewards Checking or Cash Back Checking qualifications are not met. Dividend rate of 0.05%.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 23, 2026
Rate checked
More details - St. Francis X Federal Credit UnionShare SavingsSavings · 0.05%–0.15% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Requires a minimum balance of $5.00. Dividends earned quarterly.
Effective Oct 23, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $25,000Your amount 0.05% $25,000 – $75,000 0.10% $75,000 and up 0.15% Rate checked
More details - St. Francis X Federal Credit UnionMoney Market CheckingMoney Market Checking · 0.05%–0.15% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Offer: First Tier APY
Effective Oct 23, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Any balanceYour amount 0.05% $25,000 and up 0.10% $75,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Ideal for savers of all ages. Foundation of credit union membership. Deposit as much as you like, whenever you like.
Offer: Calculated daily / paid & compounded monthly. We may change dividend rate for your account as determined by the Credit Union board of directors. Fees may reduce earnings.
0.05% interest rate · Compounded monthly · Effective Oct 23, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Calculated daily / paid & compounded monthly. We may change dividend rate for your account as determined by the Credit Union board of directors. Fees may reduce earnings.
0.05% interest rate · Compounded monthly · Effective Oct 23, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Effective Jun 1, 2026
Rate checked
More details - Family First Credit UnionAdult SavingsSavings · $5 min · 0.00%–0.10% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends paid quarterly. Establishes credit union ownership/membership.
Effective Oct 23, 2026
Rate by balance
Rate by balance for Adult Savings Balance APY Up to $500 0.00% $500 – $10,000Your amount 0.05% Over $10,000 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must work or live in Gratiot county. Requires purchasing and maintaining a $5.00 share of ownership.
Offer: If during any day within the dividend period your account balance falls below $50.00, you will not earn any dividends for that day.
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Designed to set aside money for a special occasion.
Offer: Dividends compounded and credited monthly based on average daily balance.
0.05% interest rate · Effective Aug 19, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Basic savings account that establishes United Financial Credit Union membership. Minimum balance of $100 required to earn stated APY.
Offer: Dividends compounded and credited monthly based on average daily balance.
0.05% interest rate · Effective Aug 19, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance $0. Unlimited withdrawals. Dividends/interest paid quarterly.
Offer: Minimum opening balance and to earn dividends: $0. Dividends compounded & credited quarterly.
0.05% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required for membership. $5 must remain on deposit to keep your membership. Dividends are compounded and credited quarterly. Unlimited withdrawals.
Offer: Minimum opening balance and to earn dividends: $5. Dividends compounded & credited quarterly.
0.05% interest rate · Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Michigan
617 accounts at 212 banks and credit unions · checked Oct 23–24
- Typical
- 0.15%
- Top 10% from
- 1.75%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Meijer Credit UnionCredit union · 3 branches
- Dow Credit UnionCredit union · 2 branches