Credit union · NCUA insured
Wildfire Credit Union Savings Rates
Wildfire Credit Union’s best savings rate is 1.10% APY on $10,000, with its High-Yield Savings. Rates checked October 16, 2026.
How Wildfire Credit Union’s savings rates compare
Compared with banks and credit unions near Saginaw, MI, where Wildfire Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Wildfire Credit Union
1.10%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $110
High-Yield Savings
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Members First Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $300
Wildfire Credit Union savings score
87
Savings score
Higher than 75% of U.S. banks and credit unions
- $1,000 balance$1,0001.10%
- $10,000 balance$10,0001.10%
- $100,000 balance$100,0001.50%
- QualifiedQualified1.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wildfire Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High-Yield Savings
1.10%APY
Minimum balance $1,000. Three free withdrawals at no charge; maximum of six withdrawals per month with a $25 fee after the third withdrawal. Minimum deposit or withdrawal of $500.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $25,000Dividends compounded and credited monthly. Minimum balance of $1,000 required to open account and earn stated APY. | 1.10% | $110 | Dividends compounded and credited monthly. Minimum balance of $1,000 required to open account and earn stated APY. |
| $25,000 – $50,000Dividends compounded and credited monthly. | 1.20% | — | Dividends compounded and credited monthly. |
| $50,000 – $100,000Dividends compounded and credited monthly. | 1.35% | — | Dividends compounded and credited monthly. |
| $100,000 – $250,000Dividends compounded and credited monthly. | 1.50% | — | Dividends compounded and credited monthly. |
| $250,000 – $500,000Dividends compounded and credited monthly. | 1.65% | — | Dividends compounded and credited monthly. |
| $500,000 – $1,000,000Dividends compounded and credited monthly. | 1.90% | — | Dividends compounded and credited monthly. |
| $1,000,000 and upDividends compounded and credited monthly. | 2.10% | — | Dividends compounded and credited monthly. |
Sources (1)
- wildfirecu.org/personal/accounts/savings · captured Sep 18, 2026
Extra Savings
0.05%APY
Minimum balance $0. Unlimited withdrawals. Dividends/interest paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum opening balance and to earn dividends: $0. Dividends compounded and credited quarterly.Any balance | 0.05% | $5 | Minimum opening balance and to earn dividends: $0. Dividends compounded and credited quarterly. |
Sources (1)
- wildfirecu.org/personal/accounts/savings · captured Sep 18, 2026
Membership Savings
0.05%APY
Required for membership. $5 must remain on deposit to keep your membership. Dividends are compounded and credited quarterly. Unlimited withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum opening balance and to earn dividends: $5. Dividends compounded and credited quarterly.$5 and up | 0.05% | $5 | Minimum opening balance and to earn dividends: $5. Dividends compounded and credited quarterly. |
Sources (1)
- wildfirecu.org/personal/accounts/savings · captured Sep 18, 2026
Special-purpose accounts
IRA Savings
0.50%APY
Available as Traditional, Roth, or SEP IRA. Dividends are compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum opening balance and to earn dividends: $0. Dividends are compounded & credited quarterly.Any balance | 0.50% | $50 | Minimum opening balance and to earn dividends: $0. Dividends are compounded & credited quarterly. |
Sources (1)
- wildfirecu.org/personal/accounts/ira · captured Sep 18, 2026
Health Savings Account (HSA)
0.26%APY
Must be covered under a High Deductible Health Plan (HDHP), not enrolled in Medicare, not claimed as a dependent, and have no other unpermitted health coverage. Dividends are compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Dividends are compounded and credited monthly. Minimum opening balance and to earn dividends: $0. | 0.20% | — | Dividends are compounded and credited monthly. Minimum opening balance and to earn dividends: $0. |
| $1,000 – $2,500Dividends are compounded and credited monthly. | 0.22% | — | Dividends are compounded and credited monthly. |
| $2,500 – $10,000Dividends are compounded and credited monthly. | 0.24% | — | Dividends are compounded and credited monthly. |
| $10,000 and upDividends are compounded and credited monthly. | 0.26% | $26 | Dividends are compounded and credited monthly. |
Sources (1)
- wildfirecu.org/personal/accounts/health-savings-account · captured Sep 18, 2026
Scout's Savers
0.05%APY
Children age 12 and under can participate. Open account with a $10 deposit. Dividends are compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum opening balance and to earn dividends: $5. Dividends are compounded & credited quarterly.$5 and up | 0.05% | $5 | Minimum opening balance and to earn dividends: $5. Dividends are compounded & credited quarterly. |
Sources (1)
- wildfirecu.org/personal/accounts/scouts-savers · captured Sep 18, 2026
Who can join Wildfire Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.