Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in Maryland
- Destinations Credit UnionHigh Yield AccountSavings · $2,500 min · 0.15%–0.20% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Variable dividend rate Savings Share. Dividends calculated daily, compounded monthly and paid monthly. Minimum required daily balance is $2,500.00; failing to maintain $2,500.00 minimum daily balance may result in account closure and transfer of funds to a Savings Share. $2,500 minimum deposit to open. No monthly service fee. Rate subject to change every month.
Offer: Variable dividend rate. Tier 1: $2,500 - $9,999.99. Minimum daily balance to avoid account closure is $2,500.00. No monthly service fee.
0.15% interest rate · Compounded monthly · No monthly fee · Effective Oct 8, 2026
Rate by balance
Rate by balance for High Yield Account Balance APY $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 and up 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Par value of a share is $5.00. Members must maintain a $25 balance in their savings account to remain a member and demonstrate regular activity to keep it open. Accrues daily and credited quarterly.
0.20% interest rate · Effective Sep 30, 2026
Rate checked
More details - First Financial Federal Credit UnionShare SavingsSavings · $1 min · 0.10%–0.20% by balance
Credit union · 10 branches
0.20%APY$20 a year on $10,000Requirements
Product: Dividends compounded daily and credited quarterly. Rate may change after account is opened. $1 minimum balance requirement. No monthly maintenance fees. First Financial makes initial $1.00 deposit for all new members.
Offer: Dividends compounded daily and credited quarterly.
Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $2,000 0.10% $2,000 and upYour amount 0.20% Rate checked
More details - First Financial Federal Credit UnionMoney Manager AccountMoney Manager Account · $10,000 min · 0.10%–0.30% by balance
Credit union · 10 branches
0.20%APY$20 a year on $10,000Requirements
Product: Must reside or work in MD, PA, VA, WV, or DC. $10,000 monthly balance requirement; balances below $10,000 earn lower-tier dividend rates. Dividends compounded daily and credited monthly.
Offer: Dividends compounded daily and credited monthly.
Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Manager Account Balance APY Up to $2,000 0.10% $2,000 – $10,000 0.20% $10,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.20% $100,000 – $250,000 0.20% $250,000 – $500,000 0.20% $500,000 – $750,000 0.30% $750,000 and up 0.30% Rate checked
More details - First Financial Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.10%–0.20% by balance
Credit union · 10 branches
0.20%APY$20 a year on $10,000Requirements
Product: Must reside or work in MD, PA, VA, WV, or DC. $2,500 monthly balance requirement; balances below $2,500 earn lower-tier dividend rates. Dividends compounded daily and credited monthly.
Offer: Dividends compounded daily and credited monthly.
Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.10% $2,000 – $2,500 0.20% $2,500 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Save for vacation, down payment, special event, or large purchase. Deposit or withdraw funds at any time. Dividends compounded and credited quarterly on the daily balance.
Offer: APY as high as 0.20%. Dividends compounded and credited quarterly on the daily balance.
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Required for membership. Dividends compounded and credited quarterly. Rate may change after account is opened.
Offer: $5 minimum required to earn dividends. Rate may change monthly. Dividends compounded and credited quarterly.
0.20% interest rate · Effective Oct 3, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Basic share savings account establishing membership in the credit union. Standalone account option available. Unlimited deposits and withdrawals; balance can be used as overdraft protection.
Offer: Rates are variable and subject to change at any time.
Effective Sep 2, 2026
Rate checked
More details - Patriot Federal Credit UnionSecondary Share Savings AccountSavings · $5 min
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Separate funds for a special occasion or specific savings goals. Can be opened using online banking tools.
Offer: Rates are variable and subject to change at any time.
Effective Sep 2, 2026
Rate checked
More details - Ephrata National BankPersonal Money MarketPersonal Money Market · $2,500 min · 0.10%–1.95% by balance
Bank · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: A $2,500 minimum balance is required to avoid the monthly maintenance fee.
Offer: $2,500 minimum balance required to avoid monthly maintenance fee.
0.10% interest rate · Effective Sep 29, 2025
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.30% $50,000 – $99,999 0.85% $100,000 – $249,999 0.85% $250,000 – $499,999 1.04% $500,000 – $999,999 1.04% $1,000,000 and up 1.95% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $100 minimum opening deposit. Early withdrawals during the initial term incur a penalty; once the term ends, one penalty-free withdrawal allowed per quarter. Variable rate account; rates subject to change.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - Atlantic Union BankMoney Market AccountMoney Market Account · $500 min · 0.15%–0.65% by balance
Bank · 39 branches
0.15%APY$15 a year on $10,000Requirements
Product: Maintain a minimum daily balance of $2,500 to avoid a $12 monthly maintenance fee. $500 to open.
0.15% interest rate · $12 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 – $250,000 0.40% $250,000 and up 0.65% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Also listed as Regular Savings on the rate sheet. Average balance requirement of $100.00 to avoid $3.00 monthly balance requirement fee.
Offer: Average balance requirement of $100.00 to avoid $3.00 monthly balance requirement fee. Minimum balance to earn interest is $0.01. Interest rate and annual percentage yield may change after account opening.
0.15% interest rate · $3 monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Open and maintain membership with $5. Up to 6 withdrawals monthly ($3 per additional withdrawal).
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - Eastern Savings BankConsumer Savings AccountsSavings · $100 min · 0.05%–2.50% by balance
Bank · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Savings accounts are offered to Maryland residents only. Average monthly balance avoids monthly fee. Annual Percentage Yield (APY) may change after account opening. Fees may reduce earnings.
Offer: Compounding frequency is daily. Average monthly balance avoids monthly fee. Annual Percentage Yield (APY) may change after account opening. Fees may reduce earnings.
0.05% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Consumer Savings Accounts Balance APY Over $0 0.05% $500 and up 0.08% $1,000 and up 0.08% $5,000 and up 0.10% $10,000 and upYour amount 0.15% $25,000 and up 0.50% $50,000 and up 0.95% $75,000 and up 1.00% $100,000 and up 1.50% $500,000 and up 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maryland
290 accounts at 105 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 1.96%
- Banks, typical
- 0.14%
- Credit unions, typical
- 0.20%
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Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches