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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 466–480 results in Massachusetts

  1. Top Carrot, Carrot Score 91
    Beverly Municipal Federal Credit UnionSavings ShareSavings · $5 min

    Credit union · 1 branch

    0.05%APY$5 a year on $10,000
  2. PeoplesBankElite Tiered Money MarketElite Tiered Money Market · $10 min · 0.05%–0.60% by balance

    Bank · 14 branches

    0.05%APY$5 a year on $10,000
  3. Somerset Federal Credit UnionFree Kasasa Saver® AccountSavings · $5 min

    Credit union · 2 branches

    0.05%APY$5 a year on $10,000with conditions
  4. Top Carrot, Carrot Score 87
    Fidelity BankPlus Money MarketPlus Money Market · $2,500 min · 0.04%–0.07% by balance

    Bank · 13 branches

    0.05%APY$5 a year on $10,000with conditions
  5. Southbridge Credit UnionKasasa Saver with CashSavings · $5 min

    Credit union · 4 branches

    0.05%APY$5 a year on $10,000with conditions
  6. Southbridge Credit UnionPrime Share SavingsSavings · $5 min

    Credit union · 4 branches

    0.05%APY$5 a year on $10,000
  7. Southbridge Credit UnionKasasa Saver with Cash BackSavings · $5 min

    Credit union · 4 branches

    0.05%APY$5 a year on $10,000with conditions
  8. Lowell Five BankEveryday SavingsSavings · $10 min

    Bank · 13 branches

    0.05%APY$5 a year on $10,000with conditions
  9. Lowell Five BankHigh Yield SavingsSavings · $10 min · 0.05%–3.00% by balance

    Bank · 13 branches

    0.05%APY$5 a year on $10,000
  10. Goldmark Federal Credit UnionSavings (Share) AccountsSavings · $100 min

    Credit union · 1 branch

    0.05%APY$5 a year on $10,000
  11. Franklin First Federal Credit UnionRewards SavingsSavings · $0 min

    Credit union · 1 branch

    0.05%APY$5 a year on $10,000with conditions
  12. Needham BankPremium Money MarketPremium Money Market · $250 min

    Bank · 15 branches

    0.05%APY$5 a year on $10,000with conditions
  13. Top Carrot, Carrot Score 88
    Freedom Credit UnionShare (Savings Account)Savings · $5 min

    Credit union · 9 branches

    0.05%APY$5 a year on $10,000
  14. StonehamBankOptimum SavingsSavings · $10 min

    Bank · 2 branches

    0.05%APY$5 a year on $10,000intro rate
  15. StonehamBankOptimum Money MarketOptimum Money Market · $10 min · 0.00%–0.20% by balance

    Bank · 2 branches

    0.05%APY$5 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Massachusetts

620 accounts at 196 banks and credit unions · checked Oct 22–24

Typical
0.10%
Top 10% from
2.41%
Banks, typical
0.10%
Credit unions, typical
0.10%

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Massachusetts

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 14 branches
  2. USALLIANCE FinancialCredit union · 1 branch
  3. The Village BankBank · 10 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate