Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 316–330 results in Massachusetts
- 0.10%APY$10 a year on $10,000
Requirements
Product: Assumes dividends remain on deposit for 365 days. Rates subject to change daily and may change after the account is opened.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - Liberty Bay Credit UnionHigh Yield Money MarketHigh Yield Money Market · $10,000 min · 0.10%–3.75% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum balance to open and earn stated APY is $10,000 of new money not already on deposit with Liberty Bay. Dividends are compounded daily and payable monthly.
Offer: Minimum balance to open and earn stated APY is $10,000 of new money not already on deposit with Liberty Bay.
0.10% interest rate · Compounded daily · No monthly fee · Effective Jun 17, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $24,999Your amount 0.10% $24,999 – $99,999 0.10% $99,999 – $249,999 3.50% $249,999 – $2,499,999 3.50% $2,499,999 – $9,999,999 3.75% Rate checked
More details - Liberty Bay Credit UnionTraditional Money MarketTraditional Money Market · $15 min · 0.05%–0.10% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Variable rate account; rates can change after the account is opened. Dividends are compounded daily and paid monthly. If balance drops below $2,500, a lower dividend rate is earned.
Offer: Earns lower dividend rate when balance is below $2,500.
0.05% interest rate · Compounded daily · No monthly fee · Effective Jun 17, 2026
Rate by balance
Rate by balance for Traditional Money Market Balance APY $5 and up 0.05% $2,500 and upYour amount 0.10% Rate checked
More details - Shrewsbury Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.10%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Requires membership eligibility (living, working, worshipping, or attending school in Berlin, Boylston, Clinton, Grafton, Holden, Millbury, Northborough, Shrewsbury, Sterling, Westborough, West Boylston, or Worcester, and opening a $5 savings/share account). Minimum opening deposit of $2,500.00. Dividends compounded monthly. Three free withdrawals per month; after 3 withdrawals/transfers, a fee will be charged.
Offer: Minimum balance to earn dividend is $2,500.00. Rate may change after account is opened. Money Market APY accurate as of last dividend declaration date.
0.10% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and upYour amount 0.10% $50,000 and up 0.15% $100,000 and up 0.20% Rate checked
More details - BayCoast BankConsumer Money MarketConsumer Money Market · $1,000 min · 0.10%–0.20% by balance
Bank · 19 branches
0.10%APY$10 a year on $10,000Requirements
Product: Rate may change after the account is opened. Interest is compounded and credited monthly. Maintenance or activity fees may reduce earnings. Monthly maintenance service charge of $5 waived if an average daily balance of $1,000 is maintained.
Offer: Tier 1. Monthly maintenance service charge of $5 waived if maintain average daily balance of $1,000.
0.10% interest rate · $5 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Consumer Money Market Balance APY $1,000 and up 0.10% $10,000 and upYour amountTier 2. 0.10% $50,000 and upTier 3. 0.15% $100,000 and upTier 4. 0.20% $250,000 and upTier 5. 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly maintenance service charge if average daily balance of $10.00 is maintained. Free 24 hour banking with Telephone Banking and Online Banking.
Offer: Interest compounded and credited monthly on balances of $10.00 or more.
0.10% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Traditional savings account with electronic transfer abilities. Variable rate account; the rate may change after the account is opened. Less than minimum balance earns no interest.
Offer: Less than minimum earns no interest. Variable rate account.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly statements to track transactions; iBanking & ATM accessible.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · No monthly fee · Effective Sep 1, 2023
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · No monthly fee · Effective Sep 1, 2023
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Basic savings program required to maintain credit union membership. Variable rate account; dividends calculated using the average daily balance method, compounded and posted monthly.
Offer: Requires a minimum balance of $25.00 (one share) to maintain membership.
0.10% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $250 minimum deposit to open. No monthly account or maintenance fees. Available as a sweep account. Tiered interest rate.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends compounded and credited monthly based on average daily balance. If average daily balance falls below the minimum for that dividend period, APY will be 0.00%. Minimum opening deposit of $25 is deposited directly into the account. Member eligibility is required.
Offer: Minimum average daily balance of $500.00 required to earn dividends. Dividends compounded and credited monthly.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends compounded and credited monthly based on average daily balance. If average daily balance falls below $500 for that dividend period, APY will be 0.00%. Member eligibility is required.
Offer: Minimum average daily balance of $500 required to earn stated APY. Dividends compounded and credited monthly.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches