Best high-yield savings rates

Requirements

Product: Tiered-rate account based on average daily balance. Rates may change after account opening. Transaction fees may reduce earnings.

Offer: Applies to average daily balance <$15,000. Rates may change after account opening. Transaction fees may reduce earnings.

Requirements

Product: The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account.

Offer: Minimum balance to obtain APY: $0.

Requirements

Product: A $6.00 monthly service fee can be waived by enrolling in online statements or maintaining an average balance of $1,000. 6 free withdrawals or transfers per month, $2 per transaction thereafter. Tiered rate account; see a personal banker for additional rate tier information.

Offer: Waive $6.00 monthly service fee by enrolling in online statements or maintaining an average balance of $1,000. Tiered rate account; see a personal banker for additional rate tier information.

Requirements

Product: Requires an open and active OMB High Interest Checking or OMB Rewards Checking account to qualify for highest rates. Limit 1 account per Social Security number. Up to 8 withdrawals or transfers per calendar month.

Offer: Qualifying rate tier when monthly qualification requirements of linked checking account are met.

Requirements

Product: Requires a $2,500 minimum opening deposit. No monthly service charge. Uses daily balance method to calculate interest. Includes up to 6 withdrawals per month at no charge ($5 per additional withdrawal). Avoid the $2 paper statement fee by enrolling in online banking and e-statements. Minors aged 12 to 17 are eligible with a parent or legal guardian as joint account holder.

Offer: Tier applies to balances from $0.01 to $2,499.99. Avoid $2 paper statement fee with e-statements.

Requirements

Product: No minimum balance requirements. No monthly service charge. Minors under 18 require a parent or legal guardian as a co-owner. Up to 6 withdrawals per month at no charge ($5 fee per additional withdrawal). Avoid $2 paper statement fee with e-statements.

Offer: Minimum balance to obtain the APY is $0.01. Interest calculated using daily balance method. Avoid the $2 paper statement fee by enrolling in online banking and e-statements.

Requirements

Product: Variable rate; rates may change after account is opened. At bank discretion, rate may change at any time. Interest compounded and credited monthly. Monthly statement fee of $10 if average daily balance falls below $2,500.

Offer: Must maintain a minimum daily balance of $1,000 to obtain disclosed APY. $10 monthly service fee if average daily balance falls below $2,500. Up to 6 withdrawals/transfers per month.

Requirements

Offer: Must maintain a minimum daily balance of $100 to obtain APY. $5 monthly fee is imposed if average daily balance falls below $50. Limit of 6 withdrawals/transfers per month; $0.50 fee per excess debit.

Requirements

Product: Linked to High Interest Checking or Cash Back Checking account. Rates may change after account is opened. Fees may reduce earnings. No monthly service fee. No minimum balance to earn rewards. Minimum opening deposit is $50.

Offer: Earns 1.00% APY on balances up to $50,000 when linked High Interest Checking or Cash Back Checking qualifications are met during Monthly Qualification Cycle.

Requirements

Product: A minimum balance of $2,500.00 is required to receive the higher rates. Dividends are compounded and credited monthly based on a daily balance method.

Requirements

Offer: Dividend Period: Monthly

Requirements

Product: Minimum daily balance of $100 required to avoid the $5 monthly maintenance fee.

Offer: Applies to all balances. $100 minimum daily balance required to avoid $5 monthly maintenance fee.

Requirements

Product: $2,500 minimum balance to open; $5 monthly service charge if balance falls below $2,500; 6 free withdrawals/transfers per month (maximum of 3 checks per month), with a $1 fee per transaction over the monthly maximum.

Offer: Dividends paid monthly; $5 service charge if balance falls below $2,500; 6 free withdrawals/transfers (max 3 checks per month).

Requirements

Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per Social Security Number. Not for commercial purposes.

Offer: Qualifications met during Monthly Qualification Cycle on linked Kasasa Cash or Kasasa Cash Back account (at least 1 direct deposit, ACH payment, or bill pay transaction; at least 12 debit card purchases post and settle; enrolled in and agreed to receive e-statements).

Requirements

Product: Requires primary ownership of a Union State Bank consumer checking account. Limit 1 account per individual taxpayer identification number. Closing fee of $25.00 if closed within 60 days of opening.

Offer: Tier 1 rate when qualifications are met (1 deposit, enrollment in e-statements, and maintaining a minimum $2,500.00 average daily balance during monthly statement cycle).