Bank · FDIC insured
Farmers State Bank Savings Rates
Farmers State Bank’s best savings rate is 1.00% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Farmers State Bank’s savings rates compare
Compared with banks and credit unions near Manhattan, KS, where Farmers State Bank has the most branches. $10,000, best rate first.
This bank’s best
Farmers State Bank
1.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $100
Money Market Account
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Capitol Federal
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
Farmers State Bank savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Farmers State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.00%APY
Variable rate; rates may change after account is opened. At bank discretion, rate may change at any time. Interest compounded and credited monthly. Monthly statement fee of $10 if average daily balance falls below $2,500.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upMust maintain a minimum daily balance of $1,000 to obtain disclosed APY. $10 monthly service fee if average daily balance falls below $2,500. Up to 6 withdrawals/transfers per month.$1,000 and up | 1.00% | $100 | Must maintain a minimum daily balance of $1,000 to obtain disclosed APY. $10 monthly service fee if average daily balance falls below $2,500. Up to 6 withdrawals/transfers per month. |
Sources (3)
- bankwithfarmers.com/all-rates
- bankwithfarmers.com/money-market-accounts
- bankwithfarmers.com/money-mark…nts/money-market-account
All captured Oct 5, 2026
Passbook Savings Account
1.00%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMust maintain a minimum daily balance of $100 to obtain APY. $5 monthly fee is imposed if average daily balance falls below $50. Limit of 6 withdrawals/transfers per month; $0.50 fee per excess debit.$100 and up | 1.00% | $100 | Must maintain a minimum daily balance of $100 to obtain APY. $5 monthly fee is imposed if average daily balance falls below $50. Limit of 6 withdrawals/transfers per month; $0.50 fee per excess debit. |
Sources (3)
- bankwithfarmers.com/all-rates
- bankwithfarmers.com/savings-account
- bankwithfarmers.com/savings-account/passbook-savings
All captured Oct 5, 2026
Now Account
0.75%APY
Variable Rate; rates may change after account is opened at bank's discretion.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upVariable Rate; rates may change after account is opened at bank's discretion.$1,000 and up | 0.75% | $75 | Variable Rate; rates may change after account is opened at bank's discretion. |
Sources (1)
- bankwithfarmers.com/all-rates · captured Oct 5, 2026
Special-purpose accounts
Holiday Club Account
1.00%APY
Maximum balance is limited to $2,500. Early withdrawal results in account closure. Limited to one account per household. Balance is paid out in check form on November 5 each year; a deposit must be made by December 31 to keep the account open for the following year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $2,500Requires a minimum daily balance of $100 to obtain the disclosed APY. Maximum balance of $2,500. No withdrawals may be made.$100 – $2,500 | 1.00% | — | Requires a minimum daily balance of $100 to obtain the disclosed APY. Maximum balance of $2,500. No withdrawals may be made. |
Sources (3)
- bankwithfarmers.com/all-rates
- bankwithfarmers.com/savings-account
- bankwithfarmers.com/savings-account/holiday-club
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.