Best high-yield savings rates

Requirements

Product: Minimum initial deposit of $5,000.00 required. Minimum balance of $1,500.00 must be maintained daily to receive interest. If transaction limits (3 checks/month, 6 transfers made monthly outside of bank) are exceeded, no interest is paid for that particular month.

Offer: Compounded monthly. Minimum initial deposit of $5,000.00 required.

Requirements

Product: Must be linked to a High Interest Checking or Cash Back Checking account (limit one Savings Plus account per checking account). If the associated checking account is closed, converted to Regular Savings.

Offer: Applies to balances up to $50,000 when linked High Interest Checking or Cash Back Checking monthly qualification cycle requirements are met. No monthly service fees.

Requirements

Product: $10 minimum balance fee if balance falls below $2,500. Excess Transaction Fee: $5 fee for each additional debit beyond the 10th per month.

Offer: $10 fee waived if balance stays at or above $2,500. Excess transaction fee: $5 per debit beyond 10 per month.

Requirements

Product: Links to Kasasa Cash or Kasasa Cash Back checking account. Requires at least 12 debit card purchase transactions, enrollment in E-statements, and at least one online banking login per Monthly Qualification Cycle. $25.00 minimum deposit to open ($50 stated on overview). Limit of one account per individual taxpayer ID number.

Offer: Linked to Kasasa Cash account when qualifications are met (at least 12 debit card purchases, e-statements enrollment, online banking login).

Requirements

Product: Interest is calculated by the average daily balance method and is compounded and credited monthly. Account includes up to 6 withdrawals per statement cycle ($3 fee per excess withdrawal). Free online & mobile banking, mobile deposit, and complimentary paper statements with images or e-statements.

Offer: $10 monthly fee if balance falls below $1,000 on any day during the cycle.

Requirements

Product: Individual accounts available only for employees of Genuine Parts Company and its subsidiaries in the United States. Opening a Savings Account with an initial $5 deposit is required for membership. Dividends are paid on average share balances in excess of $50.00, calculated on a daily basis using the average daily balance method, and paid quarterly. Maximum account balance per member for all accounts combined is $250,000.

Offer: Dividend for the fourth quarter 2024. Dividends are paid on average share balances in excess of $50.00, calculated on a daily basis and paid quarterly.

Requirements

Product: Must have a linked Star Rewards Cash Back Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.

Offer: When qualifications in linked Star Rewards Checking account are met during Monthly Qualification Cycle. Daily balances ≤ $24,999.99 earn 1.98% interest, 2.00% APY.

Requirements

Product: Must have a linked Star Rewards Interest Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.

Offer: When qualifications in linked Star Rewards Checking account are met during Monthly Qualification Cycle. Daily balances ≤ $24,999.99 earn 1.98% interest, 2.00% APY.

Requirements

Product: Must be linked to a Kasasa Cash - Multi Level or Kasasa Cash Back checking account. Rewards and cash back earned in checking auto-transfer into Kasasa Saver. $100 minimum deposit to open. No monthly maintenance fees.

Offer: Qualifying rate on daily balances up to and including $50,000 when monthly qualifications are met in linked Kasasa Cash - Multi Level or Kasasa Cash Back account during the Monthly Qualification Cycle (at least 1 direct deposit/ACH credit/ACH payment, at least 12 debit card purchases of minimum $5 each, and enrolled in eStatements).

Requirements

Product: Links to Free Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fees.

Offer: Qualifying rate when linked Kasasa Cash/Cash Back qualifications are met during Monthly Qualification Cycle.

Requirements

Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account and eStatements via Online Banking. $50 minimum deposit to open. Limit 1 account per SSN. No monthly service fees or minimum balance requirements.

Offer: When qualifications are met on linked Kasasa Cash (receive electronic statements, at least 1 direct deposit/ACH payment, at least 25 debit card purchases per Monthly Qualification Cycle) or Kasasa Cash Back (receive electronic statements, at least 1 direct deposit/ACH payment, at least 12 debit card purchases per Monthly Qualification Cycle). Entire daily balance earns stated rate.

Requirements

Product: Must be paired with a Free Heritage Cash Checking or Free Heritage Cash Back Checking account. Limit of 1 account per SSN. Qualifying for linked checking rewards automatically qualifies for highest Heritage Saver rate. Automatic transfer of checking earnings.

Offer: Requires meeting monthly qualification cycle requirements on linked Heritage Cash or Heritage Cash Back checking account (at least 12 debit card purchases, at least 1 direct deposit/ACH transaction, and enrolled in eStatements).

Requirements

Product: Must be linked to CNB High-Yield Checking or CNB Cash Back checking account. To earn reward APY tiers, the following qualifications must be met in the linked checking account during each Monthly Qualification Cycle: at least 15 debit card purchases, at least 1 ACH credit or ACH payment transaction, and enrollment in eStatements. If qualifications are not met, the base APY applies to the entire daily balance. Limit one CNB High-Yield Savings Account per customer. Variable rate account.

Offer: Qualifying rate on daily balances up to and including $200,001.00 when monthly qualifications are met on the linked CNB Reward Checking account.

Requirements

Product: Must be linked to a BLU Rewards Checking or BLU Cash Back Checking account. Limit 1 BLU Checking and 1 BLU Savings account per person (TIN).

Offer: Requires meeting linked BLU Rewards Checking or BLU Cash Back Checking monthly qualification cycle requirements: at least 12 debit card purchases, at least 1 direct deposit/ACH/Bill Pay, and enrolled in eStatements.

Requirements

Product: Must be attached to and meet the requirements of the Rewards Checking Account (Simple Rewards or Simple Success Checking): 1) Signed up for E-Statements, 2) 15 Debit card transactions per statement cycle, 3) Direct deposit of $100 or more per statement cycle.

Offer: Earns 2.00% APY on balances up to $50,000.00 when meeting Rewards Checking Account requirements. 3 free debits per statement cycle, $3 after that.