Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Indiana
- 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Freedom BankMoney Market CheckingMoney Market Checking · $2,500 min · 1.97%–3.66% by balance
Bank · 4 branches
1.97%APY$197 a year on $10,000Requirements
Product: Features limited check writing and withdrawals per Federal regulations. Interest is credited monthly. Available to individuals, sole proprietors, partnerships, corporations, and organizations. Variable-rate account.
1.95% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $250,000Your amount 1.97% $250,000 – $500,000 2.53% $500,000 – $1,000,000 3.20% $1,000,000 and up 3.66% Rate checked
More details - Dubois-Pike Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 1.92%–2.02% by balance
Credit union · 1 branch
1.92%APY$192 a year on $10,000Requirements
Product: Requires a $2,500 minimum opening balance. Limited transaction account with a minimum balance requirement of $2,500 to earn dividends and avoid fees. Allows up to 3 withdrawals or transfers per month with no transaction fee.
Offer: Tiered rate for balances $2,500+.
1.90% interest rate
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 and up 1.92% $10,000 and upYour amount 1.92% $25,000 and up 1.96% $50,000 and up 2.02% Rate checked
More details - Campbell & Fetter BankFirst Money MarketFirst Money Market · $100 min · 0.05%–2.53% by balance
Bank · 8 branches
1.76%APY$176 a year on $10,000Requirements
Product: Rates may change after opening.
Offer: Compounded monthly. Tier minimum required to obtain Annual Percentage Yield.
0.05% interest rate · Compounded monthly
Rate by balance
Rate by balance for First Money Market Balance APY Up to $2,499 0.05% $2,500 – $14,999Your amount 1.76% $15,000 – $99,999 2.02% $100,000 – $249,999 2.27% $250,000 and up 2.53% Rate checked
More details - L&N Federal Credit UnionRegular Money MarketRegular Money Market · $0 min · 1.75%–3.25% by balance
Credit union · 3 branches
1.75%APY$175 a year on $10,000Requirements
Product: Regular Money Market has no minimum opening balance requirement. No monthly maintenance fees. Dividends are earned daily and posted monthly. Up to 6 withdrawals or transfers per month. Rates can change weekly.
Offer: Dividends are earned daily and posted monthly.
No monthly fee
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $5,000 1.75% $5,000 – $15,000Your amount 1.75% $15,000 – $25,000 1.75% $25,000 – $50,000 2.25% $50,000 – $100,000 2.75% $100,000 and up 3.25% Rate checked
More details - Thrive Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.66%–2.27% by balance
Credit union · 3 branches
1.66%APY$166 a year on $10,000Requirements
Product: $2,500.00 minimum balance. Up to 3 withdrawals per month. Checks can be ordered for the account. Dividends posted monthly and are subject to change without notice.
1.65% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $25,000Your amount 1.66% $25,000 – $50,000 1.81% $50,000 – $100,000 2.02% Over $100,000 2.27% Rate checked
More details - 1.58%APY$158 a year on $10,000with conditions
Requirements
Product: Must have an open Loyalty Rewards Checking or Loyalty Rewards + The Bundler Checking account that remains open throughout holding this account. Linked checking interest automatically transferred to savings.
Offer: Qualifying rate on daily balances of $100,000 or less when enrolled in eStatements via Online Banking and all three checking qualifiers are met (minimum 20 Debit MasterCard transactions post and settle, minimum $500 direct deposit or ACH debit/credit post and settle, combined total of $25,000 or more in personal deposit accounts/loan relationships).
Qualified rate · 1.57% interest rate · No monthly fee · Effective Jun 10, 2026
Rate by balance
Rate by balance for Loyalty Rewards Savings Balance APY Up to $100,000Your amount 1.58% $100,000 and up 0.07% Rate checked
More details - Crane Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.05%–2.78% by balance
Credit union · 18 branches
1.51%APY$151 a year on $10,000Requirements
Product: Minimum balance to open is $2,500. Dividends are compounded and paid monthly using the daily balance method.
Offer: Balance below $2,500.00.
0.05% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.05% $2,500 – $10,000 1.26% $10,000 – $25,000Your amount 1.51% $25,000 – $50,000 1.76% $50,000 – $100,000 2.02% $100,000 and up 2.27% $250,000 and up 2.78% Rate checked
More details - FedEx Employees Credit AssociationMoney Market CheckingMoney Market Checking · $5,000 min · 1.45%–1.75% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Minimum opening deposit of $5,000 is required and must be maintained to receive dividends. If account balance falls below $2,500, a $10 fee will be assessed monthly.
Offer: Minimum opening deposit of $5,000 required and must be maintained to receive dividends. $10 monthly fee assessed if balance falls below $2,500.
$10 monthly fee · Effective Oct 13, 2024
Rate by balance
Rate by balance for Money Market Checking Balance APY $5,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.55% $50,000 – $100,000 1.60% $100,000 and up 1.75% Rate checked
More details - FedEx Employees Credit AssociationMoney MarketMoney Market · $5,000 min · 1.45%–1.75% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Effective Oct 13, 2024
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.55% $50,000 – $100,000 1.60% $100,000 and up 1.75% Rate checked
More details - IU Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.60%–3.50% by balance
Credit union · 7 branches
1.50%APY$150 a year on $10,000Requirements
Product: Requires a minimum balance of $1,000 to avoid a $10 monthly service charge. Requires a minimum balance of $0.01 to earn APY.
Offer: $1,000 minimum balance required to avoid paying a $10 monthly service charge. $0.01 minimum balance is required to earn APY.
0.60% interest rate · $10 monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000 0.60% $1,000 – $10,000 0.60% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 2.00% $50,000 – $75,000 2.50% $75,000 – $250,000 3.00% $250,000 and up 3.50% Rate checked
More details - US #1364 Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.50%–2.50% by balance
Credit union · 4 branches
1.50%APY$150 a year on $10,000Requirements
Product: Up to 6 withdrawals per month; additional withdrawals are $5.00. Dividends are paid monthly.
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $20,000Your amount 1.50% $20,000 – $75,000 2.00% $75,000 and up 2.50% Rate checked
More details - Indiana State University Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.25%–2.25% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: No minimum balance required to open. Dividends are compounded monthly and based on daily balances. Dividend rates may vary after account is opened. No minimum withdrawal amount.
Offer: Minimum balance required to earn dividends is $2,500.
1.24% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 1.25% $10,000 – $25,000Your amount 1.50% $25,000 – $75,000 2.00% $75,000 and up 2.25% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Members must have a minimum of $5.00 in regular shares to establish Credit Union membership; this $5.00 does not earn dividends. Dividends declared quarterly.
Offer: Dividends declared quarterly.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Indiana
457 accounts at 173 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch