Credit union · NCUA insured
Indiana State University Credit Union Savings Rates
Indiana State University Credit Union’s best savings rate is 1.50% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Indiana State University Credit Union’s savings rates compare
Compared with banks and credit unions near Terre Haute, IN, where Indiana State University Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Indiana State University Credit Union
1.50%APY
- Minimum
- $0
- Earns on $10,000 a year
- $150
Money Market Account
Top rate
First Farmers Bank & Trust
2.70%APY
- Minimum
- —
- Earns on $10,000 a year
- $270
2nd-highest rate
Crane Credit Union
1.51%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $151
Indiana State University Credit Union savings score
87
Savings score
Higher than 78% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0002.25%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Indiana State University Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.50%APY
No minimum balance required to open. Dividends are compounded monthly and based on daily balances. Dividend rates may vary after account is opened. No minimum withdrawal amount.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Minimum balance required to earn dividends is $2,500. | 1.25% | — | Minimum balance required to earn dividends is $2,500. |
| $10,000 – $25,000 | 1.50% | $150 | |
| $25,000 – $75,000 | 2.00% | — | |
| $75,000 and up | 2.25% | — |
Share (Savings) Account
0.05%APY
Membership begins with a Share Savings Account. $5 minimum balance required. Share accounts with balances less than $300 charged a $3 monthly maintenance fee if over age 21, member for one year, and no other account relationship under primary account number. Earn dividends/interest on balances of $50 or more. Dividends compounded quarterly, calculated daily.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upBalance required to earn dividends is $50. $3 monthly maintenance fee applies to balances under $300 if over 21, member for 1 year, and no other qualifying account relationship.$50 and up | 0.05% | $5 | Balance required to earn dividends is $50. $3 monthly maintenance fee applies to balances under $300 if over 21, member for 1 year, and no other qualifying account relationship. |
Special-purpose accounts
Share IRA Account
0.25%APY
Regular Share IRAs include Traditional, Roth, and Coverdell Education Savings. No minimum opening deposit required on Regular Share IRAs. Annual fee of $25 per membership. Dividends calculated daily and compounded quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upBalance required to earn dividends is $50. No minimum opening deposit required. Annual fee of $25 per membership.$50 and up | 0.25% | $25 | Balance required to earn dividends is $50. No minimum opening deposit required. Annual fee of $25 per membership. |
Christmas Club Account
0.15%APY
No minimum balance required. Balance automatically transferred to share draft or share account on the first business day of October each year, and account remains open. Restrictive access - $5 fee for withdrawals made between January 1 and September 30. Dividends compounded quarterly, calculated daily.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upBalance required to earn dividends is $50. Restrictive access applies ($5 fee for withdrawals made between Jan 1 and Sep 30).$50 and up | 0.15% | $15 | Balance required to earn dividends is $50. Restrictive access applies ($5 fee for withdrawals made between Jan 1 and Sep 30). |
Who can join Indiana State University Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Anyone who lives or works in Vigo, Vermillion, Parke, Clay, or Sullivan County, Indiana, or Edgar or Clark County, Illinois, can join through American Consumer Council membership.
- Employees and/or members of designated Select Employee Groups (SEGs) are eligible to join.
- Persons retired as pensioners or annuitants from the Select Employee Groups are eligible for membership.
Military, government and schools
- Current students, employees, alumni, and retirees of Indiana State University are eligible for membership.
Family and household
- Immediate family members (spouse, child, stepchild, grandchild, parent, stepparent, grandparent, or sibling) of qualifying members are eligible for membership.
- Individuals living in the same residence and same economic unit as a credit union member are eligible to join.
2 more ways to join
Family and household
- Immediate family members (spouse, child, stepchild, grandchild, parent, stepparent, grandparent, or sibling) of current students, employees, alumni, and retirees of Indiana State University are eligible for membership.
- Spouses of persons who died while within the field of membership are eligible to join.
Cost to join
- A $5 minimum deposit is required for the Member Ownership Account.
Membership information collected October 5, 2026.