Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Iowa
- Dubuque Postal Employees Credit UnionShare (Savings) AccountsSavings · $100 min · 1.51%–2.38% by balance
Credit union · 1 branch
1.82%APY$182 a year on $10,000intro rateRequirements
Product: Application card pending approval by Board of Directors. Maximum allowable share balance shall not exceed $100,000. Dividends accrued daily and paid quarterly on balances of $100 or more; no dividends paid if withdrawn early.
Offer: 2026 Fourth Quarter rate. Dividends accrued daily and paid quarterly on balances of $100 or more.
Promotional rate · 1.50% interest rate
Rate by balance
Rate by balance for Share (Savings) Accounts Balance APY $100 – $5,000 1.51%* $5,000 – $25,000Your amount 1.82%* $25,000 and up 2.38%* Rate checked
More details - Journey Credit UnionMoney Market AccountsMoney Market Accounts · $5,000 min · 1.81%–3.04% by balance
Credit union · 2 branches
1.81%APY$181 a year on $10,000Requirements
Product: Dividends paid monthly. Should balance fall below $5,000, lower rate earned and $5.00 monthly service fee charged until balance is above $5,000 again.
Offer: Tier 1
1.80% interest rate · Effective Sep 14, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $5,000 – $25,000Your amount 1.81% $25,000 – $50,000Tier 2 2.02% $50,000 – $90,000Tier 3 2.48% $90,000 – $150,000Tier 4 2.84% $150,000 and upTier 5 3.04% Rate checked
More details - City State BankAdvantage Money MarketAdvantage Money Market · $10,000 min · 1.00%–3.05% by balance
Bank · 8 branches
1.75%APY$175 a year on $10,000Requirements
Product: Requires at least one monthly direct deposit in a City State Bank account. Rates are variable and subject to change without notice after account is opened. Fees may reduce earnings.
Offer: Requires at least one monthly direct deposit in a City State Bank account. Rates are variable and subject to change without notice after account is opened. Fees may reduce earnings.
1.00% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $10,000 1.00% $10,000 – $100,000Your amount 1.75% $100,000 – $250,000 2.20% $250,000 and up 3.05% Rate checked
More details - Greater Iowa Credit UnionGreater SavingsSavings · $0 min · 0.50%–1.70% by balance
Credit union · 9 branches
1.70%APY$170 a year on $10,000with conditionsRequirements
Product: Must be paired with a Greater Checking account. To qualify for higher dividend rates, the following requirements must post and settle prior to the last business day of the month: at least 20 debit card purchases totaling $100 (PIN or signature based), enrollment in e-statements, and either direct deposit of at least $100/month into Greater Checking or at least one payment made via Greater Iowa bill pay from Greater Checking.
Offer: Qualifying rate on balances up to $50,000 when Greater Checking qualification requirements are met.
Qualified rate · 1.69% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Greater Savings Balance APY Up to $50,000Your amount 1.70% Over $50,000 0.50% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 6 branches
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Choice enhanced rate tier. Requires meeting and maintaining Emerald Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 1.58% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Advantage Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 1.51%–2.27% by balance
Credit union · 1 branch
1.51%APY$151 a year on $10,000Requirements
Product: Rates and APY are determined by which of four average daily balance tiers the account falls in; once a balance range is met, that rate applies to the full balance. Up to 6 withdrawals per month ($500.00 minimum withdrawal amount; $5.00 fee per excess transaction). Overdraft fee is $27 per occurrence. Compounded and credited monthly.
Offer: Applies to full balance for average daily balance tier $5,000–$24,999. Minimum opening deposit is $5,000.00.
1.50% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $24,999Your amount 1.51% $25,000 – $49,999 1.76% $50,000 – $99,999 2.02% $100,000 and up 2.27% Rate checked
More details - Bank MidwestPremier Money Market Savings AccountPremier Money Market Savings Account · $50 min · 1.00%–3.20% by balance
Bank · 4 branches
1.51%APY$151 a year on $10,000Requirements
Product: Tiered interest rate. If balance falls below $10,000 any day of the month, a $10 monthly service charge is assessed. Limited to 6 withdrawals and 6 checks per month.
Offer: Monthly fee of $10 assessed if balance falls below $10,000 any day of the month.
1.00% interest rate · $10 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Premier Money Market Savings Account Balance APY Up to $10,000 1.00% $10,000 – $25,000Your amount 1.51% $25,000 – $100,000 2.02% $100,000 – $250,000 2.68% $250,000 and up 3.20% Rate checked
More details - Farmers State BankMoney Market AccountMoney Market Account · $1,000 min · 1.25%–2.70% by balance
Bank · 8 branches
1.50%APY$150 a year on $10,000Requirements
Product: Minimum opening deposit of $1,000. $6 monthly maintenance fee waived by maintaining a $1,000 daily balance. Allows up to 6 transfers per statement cycle/month, including checks, with unlimited in-person withdrawals and ATM transactions. Also applies to corresponding Connect Club Accounts.
Offer: Avoid the $6 monthly maintenance fee by maintaining a $1,000 daily balance.
1.24% interest rate · $6 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 1.25% $10,000 – $50,000Your amount 1.50% $50,000 – $100,000 1.75% $100,000 – $249,999 2.55% $250,000 and up 2.70% Rate checked
More details - 1.50%APY$150 a year on $10,000with conditions
Requirements
Product: To earn rewards/qualified rate, complete the following transactions/activities in the linked Kasasa Cash account each monthly qualification cycle: have at least 12 debit card purchases post and settle, be enrolled and receive e-statement notice, and be enrolled and log into online banking monthly. Base rate applies if qualifications not met.
Offer: When qualifications are met on linked Kasasa Cash account.
Qualified rate · 1.50% interest rate · Effective Sep 18, 2026
Rate checked
More details - CFCCUSuper Money MarketSuper Money Market · $1,000 min · 1.50%–3.50% by balance
Credit union · 3 branches
1.50%APY$150 a year on $10,000Requirements
Product: Dividends are compounded monthly. Withdraw of earnings could reduce APY. Public funds and financial institutions are not eligible for these rates. $1,000 minimum balance required to earn dividends.
Offer: Dividends are compounded monthly. Withdraw of earnings could reduce APY. Public funds and financial institutions are not eligible for these rates.
1.49% interest rate · Compounded monthly · Effective Jun 1, 2026
Rate by balance
Rate by balance for Super Money Market Balance APY $1,000 – $25,000Your amount 1.50% $25,000 – $50,000 3.00% $50,000 – $100,000 3.10% $100,000 – $250,000 3.20% $250,000 – $500,000 3.30% $500,000 – $1,000,000 3.40% $1,000,000 and up 3.50% Rate checked
More details - Iowa State BankMoney Market AccountMoney Market Account · $1,000 min · 0.65%–3.10% by balance
Bank · 3 branches
1.46%APY$146 a year on $10,000intro rateRequirements
Product: Keep balance above $1,000.00 to avoid a $10.00 monthly fee. Up to 6 transfers per 4-week or similar period (in-person, message, mail, or ATM transfers are unlimited). Interest rates are variable and may change after account opening. Fees may reduce earnings.
Offer: Compound frequency monthly. Effective thru 10/31/2026. $10.00 monthly fee avoided with balance above $1,000.00.
Promotional rate · 0.65% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.65% $10,000 – $50,000Your amount 1.46% $50,000 – $100,000 2.08% $100,000 – $250,000 2.85% $250,000 and up 3.10% Rate checked
More details - Serve Credit UnionMoney MarketMoney Market · $2,500 min · 1.46%–1.86% by balance
Credit union · 2 branches
1.46%APY$146 a year on $10,000Requirements
Product: Interest compounds daily and is credited monthly. Minimum deposit of $2,500 required to establish account and earn dividends. Members may make withdrawals of $500 or more by check or in cash, or within Your Online Membership.
Offer: Minimum of $2,500 required to obtain stated APY. Interest compounds daily and is credited monthly.
1.45% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.46% $25,000 – $50,000 1.56% $50,000 – $100,000 1.66% $100,000 and up 1.86% Rate checked
More details - GreenState Credit UnionImpact Money MarketImpact Money Market · $2,500 min · 1.45%–2.45% by balance
Credit union · 27 branches
1.45%APY$145 a year on $10,000Requirements
Product: Membership required with a minimum $5 share deposit. Variable rate determined based on average daily balance maintained for the month. $10.00 per withdrawal or transfer after 6 per month. Minimum $2,500 daily balance to avoid $10 monthly service fee.
Offer: Minimum $2,500 daily balance to avoid $10 monthly service fee.
$10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Impact Money Market Balance APY $2,500 – $49,999Your amount 1.45% $50,000 – $99,999 1.65% $100,000 – $249,999 1.85% $250,000 – $499,999 2.05% $500,000 – $999,999 2.25% $1,000,000 and up 2.45% Rate checked
More details - 1.40%APY$140 a year on $10,000
Requirements
Offer: Daily balance below $10,000. Compounding & crediting frequency monthly.
0.50% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for HiFi Account Balance APY Up to $10,000 0.50% $10,000 – $100,000Your amount 1.40% $100,000 – $250,000 1.80% $250,000 and up 2.20% Rate checked
More details - Central State BankCSB Money MarketCSB Money Market · $5,000 min · 1.40%–3.25% by balance
Bank · 3 branches
1.40%APY$140 a year on $10,000Requirements
Offer: Minimum daily balance to obtain APY: $25,000.00 or below
1.40% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for CSB Money Market Balance APY Up to $25,000Your amount 1.40% $25,000 – $100,000 1.50% $100,000 – $250,000 1.55% Over $250,000 1.65% Over $500,000 3.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Iowa
440 accounts at 171 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Find your bank or credit union to see all its rates and how they compare near you.
Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch