Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 226–240 results in Florida
- 0.30%APY$30 a year on $10,000
Requirements
Product: Requires purchasing and maintaining at least 1 share ($5.00 par value) for credit union membership. Dividends are compounded and credited monthly using the average daily balance method.
Offer: A minimum average daily balance of $100.00 is required to earn the disclosed APY. A minimum average daily balance is required to avoid a service fee.
0.30% interest rate · Effective Jan 31, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Maintenance fee is $5.00. Balance requirements: $300 min. / $600 avg. 3 items per month, $4.00 each additional.
Offer: Monthly compounding. Minimum opening deposit $100.
0.28% interest rate · $5 monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Personal Savings Balance APY Up to $1,000 0.28% $1,000 and upYour amount 0.30% Rate checked
More details - Century Bank of FloridaPersonal Tiered Money MarketPersonal Tiered Money Market · $1,000 min · 0.30%–0.40% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Maintenance fee of $14.00 applies unless a $2,500 minimum or $5,000 average balance requirement is met. 6 transactions per month included; $12 for each additional.
Offer: Compounded monthly. $14.00 maintenance fee waived with $2,500 min or $5,000 avg balance.
0.30% interest rate · Compounded monthly · $14 monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Personal Tiered Money Market Balance APY Up to $25,000Your amount 0.30% $25,000 – $50,000 0.30% $50,000 – $75,000 0.30% $75,000 – $100,000 0.30% $100,000 – $250,000 0.30% $250,000 – $500,000 0.35% $500,000 – $1,000,000 0.40% $1,000,000 and up 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
0.30% interest rate
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Core membership account; requires maintaining a $5.00 balance at all times to remain a member in good standing. Accrues daily, compounded quarterly. Limit of 6 transfers/withdrawals per month.
Offer: Dividend rate (A.P.R.) is 0.30% with 0.30% A.P.Y. Requires maintaining a $5.00 minimum balance.
0.30% interest rate · Compounded quarterly · No monthly fee
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Quarterly dividends; low $25 minimum deposit to open and maintain account; represents share/membership in Guardians Credit Union.
Offer: Interest compounded quarterly; rates and yields depend upon relationship tier; account rates are variable; fees may reduce earnings.
0.30% interest rate · Compounded quarterly
Rate checked
More details - 0.30%APY$30 a year on $10,000
Effective Mar 1, 2025
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Dividends paid quarterly on average daily balance. Valid picture ID and proof of residence required to establish membership.
Effective Mar 1, 2025
Rate checked
More details - 0.30%APY$30 a year on $10,000
0.20% interest rate
Rate by balance
Rate by balance for Special Savings Balance APY Up to $5,000 0.20% $5,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 and up 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Dividends calculated using average daily balance method, compounded and credited monthly. Requires a minimum balance of $1,000. Membership eligibility requirements apply.
Offer: Requires a minimum balance of $1,000. Dividends calculated using average daily balance method, compounded and credited monthly.
0.20% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.20% $5,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 and up 0.50% Rate checked
More details - IncredibleBankInFocus Personal Money MarketInFocus Personal Money Market · $25 min · 0.25%–2.53% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Keep a daily balance of $2,500 to waive the $10 monthly account balance maintenance fee. At bank discretion, rates may change at any time after account is opened.
Offer: Keep a daily balance of $2,500 to waive the $10 monthly account balance maintenance fee. Rates may change at any time after account is opened.
0.25% interest rate · $10 monthly fee
Rate by balance
Rate by balance for InFocus Personal Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $50,000 1.51% $50,000 – $100,000 1.77% $100,000 – $250,000 2.02% $250,000 – $500,000 2.28% $500,000 and up 2.53% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Primary account establishing credit union membership ($5 minimum opening deposit). $5 monthly Non-Relationship Fee applies on accounts with only Member Savings; waived if account maintains a $300 daily average balance, primary member is under 24 years of age, receives direct deposit, has VIP Status, or holds other LMCU accounts (checking, loan, or CD).
Offer: Requires $100 minimum balance to earn interest. $5 monthly fee waived with $300 daily average balance, primary member under 24, direct deposit, VIP status, or other qualifying LMCU accounts.
0.25% interest rate · $5 monthly fee · Effective Jul 20, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5 quarterly service charge refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250.
Offer: $5 quarterly service charge if daily balance falls below $250; refunded within 3 business days when linked to Essential Checking or Advantage Checking.
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Tiered share account rates. Dividends are based on Average Daily Balance, Compounded Quarterly. Primary share account establishes Membership.
Offer: Dividends based on Average Daily Balance, Compounded Quarterly.
0.10% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Share Savings Balance APY Up to $1,000 0.10% $1,001 – $4,999 0.15% $5,000 – $9,999 0.20% $10,000 and upYour amount 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
554 accounts at 207 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.08%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch