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Credit union · NCUA insured

Okaloosa County Teachers FCU Savings Rates

Okaloosa County Teachers FCU’s best savings rate is 0.30% APY on $10,000, with its Savings. Rates checked October 15, 2026.

How Okaloosa County Teachers FCU’s savings rates compare

Compared with banks and credit unions near Crestview, FL, where Okaloosa County Teachers FCU has the most branches. $10,000, best rate first.

  • This credit union’s best

    Okaloosa County Teachers FCU

    0.30%APY

    Requires
    None
    Minimum
    $5
    Earns on $10,000 a year
    $30

    Savings

  • Top rate

    SmartBank

    4.00%APY

    Requires
    None
    Minimum
    $2,500
    Earns on $10,000 a year
    $400

    SmartBank rates

  • 2nd-highest rate

    Huntington Bank

    3.25%APY

    Requires
    Another account
    Minimum
    $100
    Earns on $10,000 a year
    $325

    Huntington Bank rates

Compare savings rates near you →

Okaloosa County Teachers FCU savings score

74

Savings score

Higher than 35% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.30%
  • $10,000 balance$10,0000.30%
  • $100,000 balance$100,0000.30%
  • QualifiedQualified0.30%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Okaloosa County Teachers FCU ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Okaloosa County Teachers FCU

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Persons who live, work, worship, or attend school in, and businesses and other legal entities located in Okaloosa County, Florida, are eligible for membership.
  • Persons who live, work, worship, or attend school in, and businesses and other legal entities located in the prescribed underserved community bounded by Hollywood Blvd, Jonquil Ave, Sullivan St, and Wright Pkwy in Ft. Walton Beach, FL, are eligible for membership.
  • Persons who live, work, worship, or attend school in, and businesses and other legal entities located in the prescribed underserved community in Ft. Walton Beach, Florida defined from Hollywood Blvd and Elm Ave SE to Santa Rosa Sound shoreline, St. Mary Ave, Coral Dr, and Robinwood Dr, are eligible for membership.

Employers and groups

  • Employees of the credit union, volunteers in the community, and organizations of such persons are eligible for membership.

Family and household

  • Members of the immediate family or household of eligible persons, spouses of persons who died while within the field of membership, and organizations of such persons are eligible for membership.

Other ways

  • Members of record of Okaloosa County Teachers Federal Credit Union as of September 8, 2005, are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Okaloosa County Teachers FCU overview