Bank · FDIC insured
Century Bank of Florida Savings Rates
Century Bank of Florida’s best savings rate is 0.30% APY on $10,000, with its Personal Tiered Money Market. Rates checked October 15, 2026.
How Century Bank of Florida’s savings rates compare
Compared with banks and credit unions near Tampa, FL, where Century Bank of Florida has the most branches. $10,000, best rate first.
This bank’s best
Century Bank of Florida
0.30%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $30
Personal Savings
Top rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
2nd-highest rate
EverBank
4.20%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $420
Century Bank of Florida savings score
74
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Century Bank of Florida ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Tiered Money Market
0.30%APY
Maintenance fee of $14.00 applies unless a $2,500 minimum or $5,000 average balance requirement is met. 6 transactions per month included; $12 for each additional.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Compounded monthly. $14.00 maintenance fee waived with $2,500 min or $5,000 avg balance. | 0.30% | $30 | Compounded monthly. $14.00 maintenance fee waived with $2,500 min or $5,000 avg balance. |
| $25,000 – $50,000Compounded monthly. $14.00 maintenance fee waived with $2,500 min or $5,000 avg balance. | 0.30% | — | Compounded monthly. $14.00 maintenance fee waived with $2,500 min or $5,000 avg balance. |
| $50,000 – $75,000Compounded monthly. $14.00 maintenance fee waived with $2,500 min or $5,000 avg balance. | 0.30% | — | Compounded monthly. $14.00 maintenance fee waived with $2,500 min or $5,000 avg balance. |
| $75,000 – $100,000Compounded monthly. $14.00 maintenance fee waived with $2,500 min or $5,000 avg balance. | 0.30% | — | Compounded monthly. $14.00 maintenance fee waived with $2,500 min or $5,000 avg balance. |
| $100,000 – $250,000Compounded monthly. $14.00 maintenance fee waived with $2,500 min or $5,000 avg balance. | 0.30% | — | Compounded monthly. $14.00 maintenance fee waived with $2,500 min or $5,000 avg balance. |
| $250,000 – $500,000Compounded monthly. $14.00 maintenance fee waived with $2,500 min or $5,000 avg balance. | 0.35% | — | Compounded monthly. $14.00 maintenance fee waived with $2,500 min or $5,000 avg balance. |
| $500,000 – $1,000,000Compounded monthly. $14.00 maintenance fee waived with $2,500 min or $5,000 avg balance. | 0.40% | — | Compounded monthly. $14.00 maintenance fee waived with $2,500 min or $5,000 avg balance. |
| $1,000,000 and upCompounded monthly. $14.00 maintenance fee waived with $2,500 min or $5,000 avg balance. | 0.40% | — | Compounded monthly. $14.00 maintenance fee waived with $2,500 min or $5,000 avg balance. |
Sources (3)
- centurybk.com/Personal-Banking/Personal-Checking
- centurybk.com/Services/Rates
- centurybk.com/Personal-Banking/personal-checking
All captured Sep 18, 2026
High Yield Savings
0.30%APY
3 items per month, $3.00 each additional.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Monthly compounding. Minimum opening deposit $25,000. | 0.30% | $30 | Monthly compounding. Minimum opening deposit $25,000. |
| $25,000 – $50,000Monthly compounding. Minimum opening deposit $25,000. | 0.30% | — | Monthly compounding. Minimum opening deposit $25,000. |
| $50,000 – $75,000Monthly compounding. Minimum opening deposit $25,000. | 0.30% | — | Monthly compounding. Minimum opening deposit $25,000. |
| $75,000 – $100,000Monthly compounding. Minimum opening deposit $25,000. | 0.30% | — | Monthly compounding. Minimum opening deposit $25,000. |
| $100,000 – $250,000Monthly compounding. Minimum opening deposit $25,000. | 0.30% | — | Monthly compounding. Minimum opening deposit $25,000. |
| $250,000 – $500,000Monthly compounding. Minimum opening deposit $25,000. | 0.35% | — | Monthly compounding. Minimum opening deposit $25,000. |
| $500,000 – $1,000,000Monthly compounding. Minimum opening deposit $25,000. | 0.35% | — | Monthly compounding. Minimum opening deposit $25,000. |
| $1,000,000 and upMonthly compounding. Minimum opening deposit $25,000. | 0.35% | — | Monthly compounding. Minimum opening deposit $25,000. |
Sources (2)
All captured Sep 18, 2026
Personal Savings
0.30%APY
Maintenance fee is $5.00. Balance requirements: $300 min. / $600 avg. 3 items per month, $4.00 each additional.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Monthly compounding. Minimum opening deposit $100. | 0.28% | — | Monthly compounding. Minimum opening deposit $100. |
| $1,000 and upMonthly compounding. Minimum opening deposit $100. | 0.30% | $30 | Monthly compounding. Minimum opening deposit $100. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Money Market Account
0.50%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounded monthly.Any balance | 0.50% | $50 | Compounded monthly. |
IRA Savings Account
0.50%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly compounding. Minimum opening deposit $100.Any balance | 0.50% | $50 | Monthly compounding. Minimum opening deposit $100. |
Sources (1)
- centurybk.com/Services/Rates · captured Sep 18, 2026
Minor Savings
0.50%APY
May be opened from birth through the age of 21. After 21 years of age the account must be converted to a regular Savings Account. 3 items per month, $2.00 each additional.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Monthly compounding. Minimum opening deposit $25. | 0.48% | — | Monthly compounding. Minimum opening deposit $25. |
| $1,000 and upMonthly compounding. Minimum opening deposit $25. | 0.50% | $50 | Monthly compounding. Minimum opening deposit $25. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.