Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 256–270 results in Colorado
- 0.05%APY$5 a year on $10,000
Requirements
Product: Establish Partner Colorado Credit Union membership.
Offer: Must maintain a balance of at least $25 to earn dividends.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends compounded and paid monthly based on the average daily balance. Requires $5 minimum deposit ($10 to open including $5 membership fee). Minimum balance of $50 required to accrue dividends.
Offer: Must have a minimum deposit of $50 to accrue dividends. Dividends compounded and paid monthly based on average daily balance.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - USAA Federal Savings BankUSAA Performance First SavingsSavings · $1,000 min · 0.05%–0.50% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Available to eligible USAA members. Enrolling in the Relationship Rates Program and linking an eligible USAA Classic Checking account may qualify the account for higher rates. No monthly service fees.
Offer: Standard rate (not enrolled in Relationship Rates) or Base Relationship Rate.
Qualified rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for USAA Performance First Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000Premium Relationship Rate: requires linking eligible USAA Classic Checking account and making at least 5 qualifying transactions each month. 0.25% $50,000 – $100,000 0.07% $100,000 – $250,000 0.10% $250,000 – $500,000 0.10% $500,000 – $1,000,000 0.50% $1,000,000 and up 0.50% Rate checked
More details - Columbia BankThrive Money MarketThrive Money Market · $100 min · 0.05%–0.15% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: $10 monthly maintenance fee, waived with a $1,000 minimum daily balance or link to a checking account (up to 3 complimentary accounts linked to Access Checking, or up to 5 complimentary accounts linked to Pinnacle Checking). Available for online account origination. Interest rate and APY may change after opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Thrive Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $250,000 0.10% $250,000 and up 0.15% Rate checked
More details - Columbia BankProsper Money MarketProsper Money Market · $100 min · 0.05%–1.00% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: $15 Monthly maintenance fee; or $0 with a $10,000 minimum daily balance; or $25,000 combined balance. $100 minimum to open. Available for online account origination. Interest rate and APY may change after account opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Prosper Money Market Balance APY Up to $2,500 0.05% $2,500 – $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.30% $250,000 – $500,000 0.50% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.00% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Deposit $25.00 to open. $5.00 maintenance fee waived for daily balance of $100.00 or more, or if under age 21.
Offer: Must maintain a minimum balance of $0.01 in the account each day to obtain disclosed APY. $5.00 maintenance fee waived for daily balance of $100.00 or more or if under age 21.
0.05% interest rate · $5 monthly fee · Effective Nov 13, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Dividends credited quarterly.
0.05% interest rate · Effective Apr 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Deposit of $5 establishes membership. Required opening deposit of $25. If membership is not already established, there is a $5 membership share deposit and one-time $5 donation to SunWest Foundation required.
Offer: Dividends credited quarterly.
0.05% interest rate · Effective Apr 1, 2026
Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Offer: Applied when reward qualifications are not met during statement cycle
Qualified rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have an Elite Cash Account and enroll in eStatements to qualify for reward rates. If reward qualifications are not met during statement cycle, earn 0.05% APY on balance.
Offer: Base rate earned on balance if reward qualifications are not met during statement cycle.
Qualified rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes Credit Union membership; requires a $1 membership fee. Dividends compounded daily and credited quarterly.
Offer: Requires a minimum opening deposit of $25 and a $1 membership fee.
0.04% interest rate · Compounded daily
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: All memberships start with a #1 Regular Share Account with a minimum $25.00 investment. Dividend rate and APY may change at any time.
0.05% interest rate · Effective Aug 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires $5 minimum balance requirement for membership. No monthly maintenance fee.
Offer: Minimum balance $100 to pay dividends. Paid quarterly.
0.05% interest rate · No monthly fee · Effective Mar 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Colorado
320 accounts at 117 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.50%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Find your bank or credit union to see all its rates and how they compare near you.
Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches