Credit union · NCUA insured
Westminster Federal Credit Union Savings Rates
Westminster Federal Credit Union’s best savings rate is 1.39% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Westminster Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Denver, CO, where Westminster Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Westminster Federal Credit Union
1.39%APY
- Requires
- None
- Earns on $10,000 a year
- $139
Money Market Account
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Earns on $10,000 a year
- $434
Westminster Federal Credit Union savings score
88
Savings score
Higher than 82% of U.S. banks and credit unions
- $1,000 balance$1,0001.35%
- $10,000 balance$10,0001.39%
- $100,000 balance$100,0002.15%
- QualifiedQualified1.39%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Westminster Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.39%APY
Minimum $1,000 balance required. Monthly fee applies if balance is below minimum $1,000 requirement. Dividends are compounded daily and credited quarterly. Restricted to six withdrawals or transfers per month (minimum of $250). Unlimited deposits allowed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 1.35% | — |
| $5,000 – $10,000 | 1.39% | $139 |
| $10,000 – $25,000 | 1.65% | — |
| $25,000 – $50,000 | 1.90% | — |
| $50,000 and up | 2.15% | — |
Primary Savings
0.05%APY
Establishes Credit Union membership; requires a $1 membership fee. Dividends compounded daily and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires a minimum opening deposit of $25 and a $1 membership fee.Any balance | 0.05% | $5 | Requires a minimum opening deposit of $25 and a $1 membership fee. |
Special-purpose accounts
IRA Savings
Up to 0.80%APY
Available as Traditional IRA, Roth IRA, and Education IRA. Dividends compounded daily and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to Education IRA savings.Any balance | 0.80% | $80 | Applies to Education IRA savings. |
| Any balanceApplies to Traditional IRA and Roth IRA savings.Any balance | 0.75% | $75 | Applies to Traditional IRA and Roth IRA savings. |
Health Savings Account (HSA)
0.70%APY
For members with a high-deductible health plan. Dividends compounded daily and credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.70% | $70 |
Holiday Club Savings
0.06%APY
Savings automatically transfer to Primary Savings on October 31. Dividends compounded daily and credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.06% | $6 |
Vacation Club Savings
0.06%APY
Dividends compounded daily and credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.06% | $6 |
Youth Savings
0.06%APY
Guardian is Joint Owner on account. At age 18, transitions to standard Primary Savings account. Dividends are compounded daily and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum opening deposit of $5.Any balance | 0.06% | $6 | Minimum opening deposit of $5. |
Who can join Westminster Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.