Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 181–195 results in Colorado
- 0.15%APY$15 a year on $10,000
Requirements
Product: Interest earned on average daily balance over $2,500. $8.00 monthly service charge if average daily balance falls below $2,500. Tiered interest rate subject to daily change.
Offer: Monthly service charge of $8.00 applies if average daily balance falls below $2,500.
0.15% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Markets Balance APY $2,500 – $24,999Your amount 0.15% $25,000 – $99,999 0.20% $100,000 and up 0.25% Rate checked
More details - USAA Federal Savings BankUSAA Performance First SavingsSavings · $1,000 min · 0.10%–3.00% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Available to eligible USAA members. Enrolling in the Relationship Rates Program and linking an eligible USAA Classic Checking account may qualify the account for higher rates. No monthly service fees.
Offer: Military-Pay Relationship Rate: requires linking eligible USAA Classic Checking account and receiving qualifying direct deposit of at least $1 of U.S. military-related pay from DFAS or U.S. Department of the Treasury.
Qualified rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for USAA Performance First Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 and upPromotional rate offer: Apply for a first eligible USAA Performance First Savings account between August 11, 2026, and November 17, 2026 (11:59 p.m. CT). Deposit at least $25,000 in new money from outside USAA Bank within 30 calendar days of account opening. Earns 3.00% APY for 6 months, after which the rate reverts to the applicable variable APY. Excludes current or former USAA Savings or USAA Performance First Savings owners within the last 6 months, as well as trust/estate/fiduciary accounts. 3.00% $50,000 – $100,000 0.60% $100,000 – $250,000 0.70% $250,000 – $500,000 0.80% $500,000 – $1,000,000 1.10% $1,000,000 and up 1.10% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership eligibility applies. Compounded monthly.
Offer: Compounded monthly.
0.15% interest rate · Compounded monthly · Effective Feb 5, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Annual Percentage Yield calculation based on quarterly compounding. Opening a share account is necessary to establish membership in the credit union.
Offer: Annual Percentage Yield calculation based on quarterly compounding. Dividend earning share account.
0.15% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: The interest rate and annual percentage yield may change after account opening. Rates current as of 10/20/2026 9:15 AM (mst).
0.10% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for PREMIER Savings Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000 0.50% $50,000 – $75,000 0.80% $75,000 – $100,000 1.00% $100,000 and up 1.51% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Earn dividends on balances above $100. Dividends are credited monthly/quarterly.
0.10% interest rate · Effective Sep 19, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: To maintain membership in the Credit Union, a $25.00 minimum is required to remain in this account. Dividends are declared and paid at the end of each quarter (account holders 17 years and younger begin earning dividends at $25).
Offer: Dividends paid on balances above $100 (account holders 17 years and younger begin earning dividends at $25). APY may change after account is opened. Fees may reduce earnings.
Effective Oct 19, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Once a Base Share Savings (000) is set up, up to three additional convenience savings accounts can be opened. Each requires a $5.00 minimum balance.
Effective Oct 19, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service fee ($5.00) can be avoided by satisfying one of the following: monthly electronic transfers of at least $10 from personal checking account with BOK Financial, maintain monthly average collected balance of $250, or link to a Premier Checking account (accounts are not automatically linked). 0.05% bonus interest rate available when linked with Select Checking or Premier Checking (bonus interest rate is not automatically applied and must be requested).
Offer: Applicable to Arizona (AZ), Colorado (CO), Kansas City / Missouri (KC), and standard deposit rates schedule. Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking.
0.10% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility required. Dividends are compounded daily and credited quarterly. If closed before dividends are paid for the current period, accrued unpaid dividends are withheld.
0.10% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership required. Dividends are computed daily, compounded and credited monthly. Round-Up Savings program is available when paired with a checking account and debit card.
0.10% interest rate · Effective Oct 14, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance $5.00. Also known as Savings Account or Main Share Account; establishes membership and share of the credit union.
Offer: Minimum balance $5.00. Penalty may be imposed for early withdrawal, and fees may reduce earnings.
Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Your ownership "share" of DFDFCU begins when you open a share/savings account and deposit a minimum of $25.00. Dividend earnings are determined using the average daily balance method compounding and crediting monthly.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance required. A Special Savings account can be used as a budgeting tool or to keep some of your savings separated from other funds. Dividends are paid quarterly.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Altra Federal Credit UnionIndexed Tiered SavingsSavings · $0 min · 0.10%–4.32% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compounded monthly and paid monthly. Available to both Business and Retail Members. Rate indexed to 3-month Regular Advance rate of FHLB of Chicago. Floor Rate of 0.50% APY for balances higher than $250,000.00. Limited to balances below $10,000,000.00. Limit 1 Indexed Tiered Savings account per tax reported owner.
0.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Indexed Tiered Savings Balance APY Up to $249,999Your amount 0.10% $250,000 – $499,999 3.32% $500,000 – $749,999 3.52% $750,000 – $999,999 3.92% $1,000,000 and up 4.32% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Colorado
320 accounts at 117 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.50%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches