Credit union · NCUA insured
Rio Grande Federal Credit Union Savings Rates
Rio Grande Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Regular Shares. Rates checked October 22, 2026.
How Rio Grande Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Grand Junction, CO, where Rio Grande Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Rio Grande Federal Credit Union
0.15%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $15
Regular Shares
Top rate
Credit Union of Colorado
3.30%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $330
2nd-highest rate
Canvas Credit Union
3.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $300
Rio Grande Federal Credit Union savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Rio Grande Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares
0.15%APY
Annual Percentage Yield calculation based on quarterly compounding. Opening a share account is necessary to establish membership in the credit union.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upAnnual Percentage Yield calculation based on quarterly compounding. Dividend earning share account.$25 and up | 0.15% | $15 | Annual Percentage Yield calculation based on quarterly compounding. Dividend earning share account. |
Sources (2)
All captured Sep 17, 2026
Who can join Rio Grande Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to persons who live, work, worship, or attend school in Mesa County, as well as businesses and other legal entities located within Mesa County.
Cost to join
- A $25 minimum deposit to a savings account is required to become a member.
Membership information collected October 4, 2026.