Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 751–765 results in California
- San Francisco Federal Credit UnionRegular SavingsSavings · $100 min · 0.02%–0.03% by balance
Credit union · 7 branches
0.02%APY$2 a year on $10,000Requirements
Product: Tiered rates based on account balance. No monthly maintenance fees and no minimum deposit requirement. Daily balance method used for interest calculation; interest credited monthly. Up to six withdrawals/transfers per month.
No monthly fee · Effective Feb 1, 2024
Rate by balance
Rate by balance for Regular Savings Balance APY $100 and up 0.02% $2,500 and upYour amount 0.02% $20,000 and up 0.02% $50,000 and up 0.03% $80,000 and up 0.03% Rate checked
More details - U.S. BankU.S. Bank Elite Money MarketU.S. Bank Elite Money Market · $0 min · 0.01%–3.40% by balance
Bank · 562 branches
0.01%APY$1 a year on $10,000Requirements
Offer: Standard rate
0.01% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for U.S. Bank Elite Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.01% $25,000 – $50,000 3.40% $50,000 – $100,000 3.40% $100,000 – $500,000 3.40% $500,000 – $10,000,000,000 3.40% Rate checked
More details - Sheet Metal Workers Local 104 Federal Credit UnionMembership SavingsSavings · $250 min · 0.01%–0.05% by balance
Credit union · 1 branch
0.01%APY$1 a year on $10,000Requirements
Product: A minimum balance of $250 is required to earn dividends. Establishes credit union membership.
0.01% interest rate
Rate by balance
Rate by balance for Membership Savings Balance APY $250 – $2,500 0.01% $2,500 – $20,000Your amount 0.01% $20,000 – $50,000 0.01% $50,000 – $75,000 0.02% $75,000 and up 0.05% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 minimum balance required for primary share savings. Pays competitive dividends on balances of $0.01 and more.
Offer: Minimum balance to earn dividend is $0.01. $5.00 minimum opening deposit.
0.01% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No minimum balance required for secondary share savings. Can be opened and renamed to manage money. Pays dividends on average daily balances of $0.01 and more.
Offer: Minimum average daily balance of $0.01 required to earn the stated APY. Dividends compounded and credited monthly. No minimum opening deposit or monthly service fee.
0.01% interest rate · No monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Foundational account for credit union membership. Up to 6 penalty-free withdrawals per month.
Offer: BCU covers the $1 minimum deposit requirement. No monthly maintenance fees. Up to 6 penalty-free withdrawals per month.
0.01% interest rate · No monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee. Earn an extra $5 savings reward every month the balance grows by $200 or more for the first year (up to 12 rewards for new accounts). Variable rate account; minimum opening deposit is $25.
Offer: Applies to ZIP code 60603 (Illinois and Northwest Indiana locations, excluding locations in South Beloit, Roscoe and St. Clair County in Illinois). Interest compounded daily and credited monthly.
0.01% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
0.01% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Membership requires a $5.00 deposit into a Share Account.
Offer: Minimum balance required to earn dividends is $50.00.
0.01% interest rate · Effective Oct 6, 2026
Rate checked
More details - El Dorado Savings BankInvestor's Money Market CheckingInvestor's Money Market Checking · $5,000 min · 0.00%–0.10% by balance
Bank · 31 branches
0.01%APY$1 a year on $10,0000.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Investor's Money Market Checking Balance APY Up to $4,999 0.00% $5,000 – $14,999Your amount 0.01% $15,000 – $24,999 0.03% $25,000 – $49,999 0.04% $50,000 – $99,999 0.06% $100,000 – $999,999 0.08% $1,000,000 and up 0.10% Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Primary account owner must also be primary account owner of a First Tech Rewards Checking account and Membership Share Savings account.
Offer: Non-Qualified rate: Applied when qualification requirements for the monthly cycle are not met.
Qualified rate · 0.01% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Must complete payment of one share ($5 minimum balance required) as a condition of membership. No monthly account maintenance fee. Monthly dividends.
0.01% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
0.01% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly maintenance fee of $3 waived with $200 minimum daily balance, or monthly transfer from a Columbia personal deposit account, or primary account owner age 18 and younger or 55 and older, or linked to Pinnacle Checking (up to 5 accounts) or Access Checking (up to 3 accounts), or VBBP Participant. Fee temporarily waived through March 2026. Limit of 6 withdrawals/transfers per calendar month or statement cycle ($5 excess withdrawal fee).
Offer: Rate may change after account opening. Interest calculated using daily balance method. Available for online account origination. $3 monthly maintenance fee waived with $200 minimum daily balance, monthly qualifying transfer from a Columbia personal deposit account, primary owner age 18 or younger or 55 or older, link to Pinnacle Checking (up to 5 accounts) or Access Checking (up to 3 accounts), or for active-duty military, veterans, beneficiaries, and caregivers via VBBP.
0.01% interest rate · $3 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Available to customers with an HSBC Premier checking account in the United States. Must be at least 18 years of age. Not available to business customers.
Qualified rate
Rate by balance
Rate by balance for HSBC Premier Savings Balance APY Up to $25,000Your amount 0.01% $25,000 – $100,000 0.10% $100,000 – $250,000 0.15% $250,000 and up 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
795 accounts at 288 banks and credit unions · checked Oct 22–24
- Typical
- 0.19%
- Top 10% from
- 2.29%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Star One Credit UnionCredit union · 6 branches
- F&A Credit UnionCredit union · 2 branches