Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 331–345 results in California
- Merced School Employees Federal Credit UnionRevocable Trust 0062Savings · $5 min
Credit union · 8 branches
0.25%APY$25 a year on $10,000Requirements
Offer: Variable rate. Minimum balance to earn dividends is $5.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Merced School Employees Federal Credit UnionRegular Saving 0001Savings · $5 min
Credit union · 8 branches
0.25%APY$25 a year on $10,000Requirements
Offer: Variable rate. Minimum balance to earn dividends is $5.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Merced School Employees Federal Credit UnionIrrevocable Trust 0061Savings · $5 min
Credit union · 8 branches
0.25%APY$25 a year on $10,000Requirements
Offer: Variable rate. Minimum balance to earn dividends is $5.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Global Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.20%–0.50% by balance
Credit union · 6 branches
0.25%APY$25 a year on $10,000Requirements
Product: No maintenance fee. Start earning dividends with a balance of $5,000. Dividends calculated daily and credited monthly.
0.20% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 and up 0.20% $10,000 and upYour amount 0.25% $25,000 and up 0.30% $50,000 and up 0.40% $100,000 and up 0.45% $250,000 and up 0.50% Rate checked
More details - Downey Federal Credit UnionTiered Money Market AccountTiered Money Market Account · $2,500 min · 0.10%–1.00% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Offer: Dividends compounded and credited monthly. Minimum daily balance of $2,500 required to obtain disclosed APY and earn dividends.
Rate by balance
Rate by balance for Tiered Money Market Account Balance APY $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 – $100,000 0.75% $100,000 and up 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: An auxiliary account allows one to put money aside and keep it separate from their share savings account.
0.25% interest rate · Effective Jun 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A share savings account gives members ownership in the credit union and one vote in the annual business meeting held in May. A savings account is required to open any other account.
Offer: Needs a minimum balance of $25.00 and earns a monthly dividend as long as there is a balance of $100.00 or more.
0.25% interest rate · Effective Jun 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires a minimum balance of $2,500.00. Funds are not locked in and can be taken out at any time as long as the minimum balance remains in the account. No limit on transfers to or from the account.
Offer: Compounded monthly. Subject to change every month as determined by the Board of Directors.
0.25% interest rate · Compounded monthly · Effective Jun 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - AltaOne Federal Credit UnionTraditional Money MarketTraditional Money Market · $2,500 min · 0.20%–0.25% by balance
Credit union · 12 branches
0.25%APY$25 a year on $10,000Requirements
Product: Must have a balance of $2,500 to open and maintain the account and to obtain the disclosed APY. Dividends calculated daily, compounded and paid monthly. Variable rate account. Maximum funding limit of up to $10,000 combined (including savings and checking deposits) when opening online; debit/credit card max $300, ACH max $10,000. Transfers/withdrawals limited to a combined total of six (6) transactions per calendar month under Regulation D.
Offer: Must have a balance of $2,500 to open and maintain the account and to obtain the disclosed APY. Dividends calculated daily, compounded and paid monthly. Variable rate account.
0.20% interest rate
Rate by balance
Rate by balance for Traditional Money Market Balance APY $2,500 – $9,999 0.20% $10,000 – $249,999Your amount 0.25% Rate checked
More details - Greater Valley CURegular Savings AccountSavings · $100 min · 0.15%–0.30% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: $5.00 minimum daily balance required to maintain membership. Dividends paid monthly on balances of $100.00 or more. The rate paid depends on the tier in which your end-of-day balance falls.
0.15% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Savings Account Balance APY $100 – $2,500 0.15% $2,500 – $10,000 0.20% $10,000 – $20,000Your amount 0.25% $20,000 and up 0.30% Rate checked
More details - Travis Credit UnionJumbo Plus Money MarketJumbo Plus Money Market · $1,000 min · 0.25%–2.45% by balance
Credit union · 25 branches
0.25%APY$25 a year on $10,000Requirements
Product: Tiered interest rates based on higher balances. $1,000 minimum opening deposit. No monthly maintenance fees.
0.25% interest rate · No monthly fee
Rate by balance
Rate by balance for Jumbo Plus Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $50,000 1.95% $50,000 – $100,000 2.30% $100,000 – $250,000 2.35% $250,000 and up 2.45% Rate checked
More details - CU SoCalMoney Market AccountMoney Market Account · $2,500 min · 0.25%–0.50% by balance
Credit union · 24 branches
0.25%APY$25 a year on $10,000Requirements
Product: Rates are variable, subject to change without notice, and are anticipated rates and APYs for the current dividend period. No monthly fees.
0.25% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $14,999Your amount 0.25% $15,000 – $24,999 0.30% $25,000 – $49,999 0.35% $50,000 – $99,999 0.45% $100,000 and up 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must open and maintain a Share account to open subsequent accounts or take advantage of member services. Dividends computed using average daily balance method, compounded and credited quarterly. Variable rate subject to change.
Offer: Minimum balance to earn dividends is $100.00. Rate type is variable.
0.25% interest rate
Rate by balance
Rate by balance for Share Balance APY $100 and upYour amount 0.25% $50,000 and up 0.50% $150,000 and up 0.75% Rate checked
More details - Valley Oak Credit UnionMoney MarketMoney Market · $1,000 min · 0.10%–1.06% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum initial deposit and required minimum balance of $1,000.
Offer: Tier 1. Rates subject to change monthly. APY on non-term accounts may change after opening.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 and up 0.10% $2,500 and upTier 2. 0.15% $10,000 and upYour amountTier 3. 0.25% $50,000 and upTier 4. 0.35% $100,000 and upTier 5. 0.50% $250,000 and upTier 6. 1.06% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
790 accounts at 288 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.41%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches