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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 16–30 results in Austin, TX

  1. PlainsCapital BankMomentum Max Savings AccountSavings

    Bank · 1 branch

    2.65%APY$265 a year on $10,000with conditions
  2. Top Carrot, Carrot Score 88
    Texas Health Credit UnionMoney MarketMoney Market · $2,500 min · 0.05%–2.52% by balance

    Credit union · 1 branch

    2.52%APY$252 a year on $10,000
  3. Top Carrot, Carrot Score 88
    Texas Health Credit UnionMoney Market CheckingMoney Market Checking · 0.05%–2.52% by balance

    Credit union · 1 branch

    2.52%APY$252 a year on $10,000
  4. Top Carrot, Carrot Score 92
    PECUFree ATX SaverSavings · $0 min

    Credit union · 3 branches

    2.50%APY$250 a year on $10,000with conditions
  5. Top Carrot, Carrot Score 92
    Texas Capital BankStar Money Market AccountStar Money Market Account · $500 min · 2.29%–3.11% by balance

    Bank · 1 branch

    2.29%APY$229 a year on $10,000
  6. Top Carrot, Carrot Score 92
    Texas Capital BankStar Reserve Money Market AccountStar Reserve Money Market Account · $500 min · 2.29%–3.11% by balance

    Bank · 1 branch

    2.29%APY$229 a year on $10,000
  7. Top Carrot, Carrot Score 92
    Texas Capital BankFamily Office Star Money MarketFamily Office Star Money Market · $500 min · 2.29%–3.11% by balance

    Bank · 1 branch

    2.29%APY$229 a year on $10,000
  8. Top Carrot, Carrot Score 96
    Nizari Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 2.27%–3.61% by balance

    Credit union · 2 branches

    2.27%APY$227 a year on $10,000
  9. PlainsCapital BankMomentum Max Savings AccountSavings

    Bank · 1 branch

    2.15%APY$215 a year on $10,000with conditions
  10. Top Carrot, Carrot Score 92
    Texas Capital BankShooting Star SavingsSavings

    Bank · 1 branch

    2.12%APY$212 a year on $10,000
  11. Top Carrot, Carrot Score 92
    Texas Capital BankStar Savings AccountSavings · $0 min

    Bank · 1 branch

    2.12%APY$212 a year on $10,000
  12. First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance

    Bank · 1 branch

    2.00%APY$200 a year on $10,000
  13. First United BankHigh Yield Money MarketHigh Yield Money Market · $100 min · 1.82%–3.44% by balance

    Bank · 2 branches

    1.82%APY$182 a year on $10,000intro rate
  14. Top Carrot, Carrot Score 91
    RBFCURBFCU Classic Money MarketRBFCU Classic Money Market · $2,500 min · 1.76%–2.43% by balance

    Credit union · 7 branches

    1.76%APY$176 a year on $10,000
  15. PlainsCapital BankPersonal Money MarketPersonal Money Market · $2,500 min · 1.66%–3.18% by balance

    Bank · 1 branch

    1.71%APY$171 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Austin, TX

124 accounts at 42 banks and credit unions · checked Oct 16–22

Typical
0.20%
Top 10% from
3.01%
Banks, typical
0.20%
Credit unions, typical
0.20%

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Austin, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Nizari Credit UnionCredit union · 2 branches
  2. Government Employees FCUCredit union · 6 branches
  3. Cornerstone Capital BankBank · 1 branch
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate