Best high-yield savings rates

Requirements

Product: Can be opened once Membership Share Account is established; members may open multiple additional share savings accounts with no minimum balance required.

Offer: No minimum opening deposit required for Regular Share accounts. Rates may change after account opening at the credit union's discretion. Fees may reduce account earnings.

Requirements

Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.

Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.

Requirements

Product: Limit one Bonus Rate Savings account per primary account holder tax ID. A $3 paper statement fee is waived when enrolled in eStatements or with a daily average account balance of $1,200 or a daily average relationship balance of $10,000. Unlimited check writing and unlimited withdrawals are subject to available funds.

Offer: If bonus qualifications are not met during the statement cycle, the account will earn 0.05% APY.

Requirements

Product: $5 service fee per quarter waived with an average daily balance of $100; $3 paper statement fee waived when enrolled in eStatements or with a daily average account balance of $1,200 or a daily average relationship balance of $10,000. Unlimited check writing and unlimited withdrawals are subject to available funds. Offers flexible access and can be linked to checking for overdraft services.

Offer: Interest is calculated based on the account's total daily balance and is credited quarterly. $5 service fee per quarter waived with an average daily balance of $100. $3 paper statement fee waived when enrolled in eStatements or with $1,200 daily average account balance or $10,000 daily average relationship balance.

Requirements

Product: Interest rates for money market savings accounts may vary depending on your area.

Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.

Requirements

Product: Dividends paid quarterly on balances over $100. Establishes ownership in Chattanooga Federal ECU.

Offer: Dividends paid on balances of $100 or greater; posted on the last day of each calendar quarter (or first day of new quarter). Rates listed are projected rates.

Requirements

Product: All members must open a share/savings account to become a member of the credit union. Requires two IDs (one State issued photo ID and a secondary ID) along with a $25.00 minimum balance deposit.

Requirements

Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.

Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).

Requirements

Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.

Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.

Requirements

Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.

Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.

Requirements

Product: Share rates (except Money Markets) are determined at the end of each calendar quarter for that quarter. Rates were declared by the Board of Directors at their December 2026 board meeting and paid December 31, 2025 for the 4th Quarter 2025.

Offer: Share rates (except Money Markets) are determined at the end of each calendar quarter for that quarter. Rates were declared by the Board of Directors at their December 2026 board meeting and paid December 31, 2025 for the 4th Quarter 2025.

Requirements

Product: Exclusively available to those with a Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fees and no minimum deposit to open. Earned checking rewards from Kasasa Cash can be automatically swept monthly into Kasasa Saver. Qualifications per Monthly Qualification Cycle: at least 12 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online banking. Base rate applies if qualifications are not met.

Offer: Base rate if qualifications are not met.

Requirements

Product: Must maintain a $30.00 minimum balance (par value of 6 shares at $5.00 each) to maintain membership. $1 membership fee required at opening unless child is six months or less in age. Dividends compounded and credited calendar quarterly. Average daily balance computation method.

Requirements

Product: Must maintain a $30.00 minimum balance in the Primary Share Savings Account. No minimum balance requirement for additional share savings accounts.

Requirements

Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.

Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.