Credit union · NCUA insured
BASF Chattanooga FCU Savings Rates
BASF Chattanooga FCU’s best savings rate is 0.01% APY on $10,000, with its Share Savings. Rates checked October 15, 2026.
How BASF Chattanooga FCU’s savings rates compare
Compared with banks and credit unions near Chattanooga, TN-GA, where BASF Chattanooga FCU has the most branches. $10,000, best rate first.
This credit union’s best
BASF Chattanooga FCU
0.01%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $1
Share Savings
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
BASF Chattanooga FCU savings score
60
Savings score
Higher than 0% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.01%
- $100,000 balance$100,0000.01%
- QualifiedQualified0.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BASF Chattanooga FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.01%APY
Share rates (except Money Markets) are determined at the end of each calendar quarter for that quarter. Rates were declared by the Board of Directors at their December 2026 board meeting and paid December 31, 2025 for the 4th Quarter 2025.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceShare rates (except Money Markets) are determined at the end of each calendar quarter for that quarter. Rates were declared by the Board of Directors at their December 2026 board meeting and paid December 31, 2025 for the 4th Quarter 2025.Any balance | 0.01% | $1 | Share rates (except Money Markets) are determined at the end of each calendar quarter for that quarter. Rates were declared by the Board of Directors at their December 2026 board meeting and paid December 31, 2025 for the 4th Quarter 2025. |
Sources (1)
- epbecu.org/rates · captured Oct 15, 2026
Special-purpose accounts
Christmas Club Account
2.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 2.00% | $200 |
Sources (1)
- epbecu.org/rates · captured Oct 15, 2026
IRA Savings
2.00%APY
Share rates (except Money Markets) are determined at the end of each calendar quarter for that quarter. Rates were declared by the Board of Directors at their December 2026 board meeting and paid December 31, 2025 for the 4th Quarter 2025.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceShare rates (except Money Markets) are determined at the end of each calendar quarter for that quarter. Rates were declared by the Board of Directors at their December 2026 board meeting and paid December 31, 2025 for the 4th Quarter 2025.Any balance | 2.00% | $200 | Share rates (except Money Markets) are determined at the end of each calendar quarter for that quarter. Rates were declared by the Board of Directors at their December 2026 board meeting and paid December 31, 2025 for the 4th Quarter 2025. |
Sources (1)
- epbecu.org/rates · captured Oct 15, 2026
Who can join BASF Chattanooga FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of BASF Corporation who work in or receive pay from Chattanooga, Tennessee are eligible for membership.
- Employees of BASF Chattanooga Federal Credit Union are eligible for membership.
- Persons retired as pensioners or annuitants from qualifying employment are eligible for membership.
Family and household
- Members of the immediate families of qualifying individuals are eligible for membership.
- Spouses of persons who died while within the field of membership of this credit union are eligible for membership.
Other ways
- Organizations of persons within the field of membership are eligible for membership.
Membership information collected October 5, 2026.