Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Orangeburg, SC
- CPM Federal Credit UnionBoost Money Market SpecialBoost Money Market Special · $1,000 min
Credit union · 1 branch
3.04%APY$304 a year on $10,000intro rateRequirements
Product: Available beginning 1/2/26. Requires $1,000 minimum deposit of new money not currently on deposit with CPM. APY will vary based on daily balance maintained. APY guaranteed through 10/31/2026 and subject to change thereafter without notice. $1,000 minimum average monthly balance required to avoid $10 fee. Maximum of 6 withdrawals per month before $10 fee. Dividends paid monthly. Direct deposit available. Membership rules and restrictions apply.
Offer: $1,000 minimum new money required. APY guaranteed through 10/31/2026. $10 fee if average daily balance drops below $1,000 min balance. $10 fee if withdrawals exceed 6 per month.
Promotional rate · 3.00% interest rate · Effective Jan 2, 2026
Rate checked
More details - AllSouth Federal Credit UnionMoney MarketMoney Market · $1,000 min · 1.00%–1.51% by balance
Credit union · 1 branch
1.11%APY$111 a year on $10,000Requirements
Product: Membership eligibility required. Dividends are compounded monthly and credited at end of month. Minimum average daily balance of $1,000 required to earn dividends.
Offer: Maintain an average daily balance of $1,000 or more to waive the $5.00 monthly maintenance fee.
1.00% interest rate · Compounded monthly · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 1.00% $10,000 – $25,000Your amount 1.11% $25,000 – $50,000 1.21% $50,000 – $75,000 1.31% $75,000 – $100,000 1.41% $100,000 and up 1.51% Rate checked
More details - South Carolina State Credit UnionMoney ManagementMoney Management · $1,000 min · 0.05%–1.76% by balance
Credit union · 1 branch
1.01%APY$101 a year on $10,000Requirements
Product: Dividends credited and compounded monthly. Higher balances yield greater dividend rates. No fees are associated with this account. Minimum opening deposit is $1,000.
Offer: Lower tier rate equals checking account rate. Dividends credited monthly.
0.05% interest rate · Compounded monthly · Effective Feb 2, 2026
Rate by balance
Rate by balance for Money Management Balance APY Up to $1,000 0.05% $1,000 – $10,000 0.75% $10,000 – $25,000Your amount 1.01% $25,000 – $100,000 1.41% $100,000 and up 1.76% Rate checked
More details - CPM Federal Credit UnionPerformance Money MarketPerformance Money Market · $2,500 min · 0.25%–1.81% by balance
Credit union · 1 branch
1.01%APY$101 a year on $10,000Requirements
Product: CPM Federal Credit Union Membership required. Must maintain minimum $5 in Main Savings Account. $2,500 minimum to open and earn dividends. $1,000 average monthly balance to avoid $10 low balance fee. Dividends earned on average daily balance and posted monthly. Up to 6 withdrawals per month before $10 fee assessed.
0.25% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Performance Money Market Balance APY $200 – $2,500 0.25% $2,500 – $25,000Your amount 1.01% $25,000 – $50,000 1.51% $50,000 – $100,000 1.56% $100,000 and up 1.81% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Requires maintaining a $10 minimum balance. Membership account establishing credit union membership. Dividends compounded quarterly, credited end of quarter.
Offer: Earn 0.20% APY when maintaining a minimum average daily balance of $100. Dividends compounded quarterly and credited end of quarter. No monthly maintenance fee.
0.20% interest rate · Compounded quarterly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Secondary savings account. Dividends compounded quarterly, credited end of quarter.
Offer: Dividends compounded quarterly, credited end of quarter.
0.20% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Active Regular Savings account required for membership. 3 free teller withdrawals per month; unlimited ATM withdrawals. $5.00 fee per withdrawal after 3 in-person or by-phone withdrawals per month.
Offer: Dividends credited and compounded monthly.
0.15% interest rate · Compounded monthly · Effective Sep 4, 2020
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Dividends credited and compounded monthly.
0.15% interest rate · Compounded monthly · Effective Sep 4, 2020
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: One-time membership fee of $1.00; membership share / minimum deposit of $25.00 required.
Offer: Current Rate: 0.10%. Membership Fee $1.00 (one-time only). Minimum Deposit: $25.00.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5.00 minimum balance required to maintain account. 3 free withdrawals per month. Member receives ownership in CPM Federal Credit Union.
Offer: $5.00 minimum balance required to maintain a Savings Account. Dividends paid quarterly.
0.02% interest rate · Effective Jan 15, 2025
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly maintenance fee can be waived by maintaining a minimum daily ledger balance of $300 or more, scheduling a recurring preauthorized internal transfer of $25 or more per statement cycle into the Truist One Savings Account, being under 18 years of age (primary owner), or having any related Truist personal checking account (excluding Truist Confidence Account). $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (max 6 fees).
Offer: $5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle.
0.01% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Requires a Truist Confidence Account to open. $0 monthly maintenance fee. $0 overdraft fees. $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (maximum of 6 fees per statement cycle).
Offer: Requires a Truist Confidence Account. $0 monthly maintenance fee. $5 fee per withdrawal over 6 per statement cycle.
Qualified rate · 0.01% interest rate · No monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Available to Truist personal banking clients. Monthly maintenance fee of $12 waived by maintaining a minimum daily ledger balance of $15,000 or more. Contact local branch for special promotional offers.
Offer: Standard interest rate and APY. Monthly fee of $12 waived with minimum daily ledger balance of $15,000 or more.
0.01% interest rate · $12 monthly fee · Effective Sep 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Orangeburg, SC
15 accounts at 6 banks and credit unions · checked Oct 22
- Typical
- 0.15%
- Top 10% from
- 1.07%
- Banks, typical
- 0.01%
- Credit unions, typical
- 0.20%
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Orangeburg, SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CPM Federal Credit UnionCredit union · 1 branch
- South Carolina State Credit UnionCredit union · 1 branch