Credit union · NCUA insured
Edisto Federal Credit Union Savings Rates
Edisto Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Savings Accounts. Rates checked October 22, 2026.
How Edisto Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Orangeburg, SC, where Edisto Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Edisto Federal Credit Union
0.10%APY
- Minimum
- $25
- Earns on $10,000 a year
- $10
Savings Accounts
Top rate
CPM Federal Credit Union
3.04%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $304
2nd-highest rate
AllSouth Federal Credit Union
1.11%APY
- Minimum
- —
- Earns on $10,000 a year
- $111
Edisto Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Edisto Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings Accounts
0.10%APY
One-time membership fee of $1.00; membership share / minimum deposit of $25.00 required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCurrent Rate: 0.10%. Membership Fee $1.00 (one-time only). Minimum Deposit: $25.00.Any balance | 0.10% | $10 | Current Rate: 0.10%. Membership Fee $1.00 (one-time only). Minimum Deposit: $25.00. |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
IRA Accounts
Up to 2.25%APY
Rates for Traditional and Roth IRA Accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional IRA rate.Any balance | 2.25% | $225 | Traditional IRA rate. |
| Any balanceRoth IRA rate.Any balance | 0.75% | $75 | Roth IRA rate. |
Sources (1)
- edistofederalcu.org/accounts · captured Oct 4, 2026
Who can join Edisto Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees or members of Allendale County Public School System are eligible for membership.
- Employees or members of Calhoun County Public School District are eligible for membership.
- Employees of Claflin University are eligible for membership.
- Employees or members of Denmark Technical College are eligible for membership.
- Employees or members of Orangeburg County Consolidated School Districts 3, 4 and 5 are eligible for membership.
- Employees or members of South Carolina State University are eligible for membership.
2 more ways to join
Military, government and schools
- Employees or members of Voorhees College are eligible for membership.
Family and household
- Family members including mother, father, sister, brother, adopted or foster child, as well as permanent members of the household are eligible for membership.
Membership information collected October 4, 2026.