Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Philadelphia, PA
- 0.25%APY$25 a year on $10,000
Requirements
Product: Minimum balance to earn dividends is $100.00. One-time $1.00 membership fee. Dividends paid quarterly based on average daily balance. No maintenance, monthly or annual fees.
Offer: Minimum balance to earn dividends is $100.00. Dividends paid quarterly.
0.25% interest rate · No monthly fee · Effective Apr 3, 2023
Rate checked
More details - S&T BankPersonal Money MarketPersonal Money Market · $0 min · 0.20%–1.45% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Maximum of six (6) third party transactions permitted per month. Variable rate account; interest rate and Annual Percentage Yield may change at the Bank's discretion without prior notice.
Effective Oct 12, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $100,000Your amount 0.20% $100,000 – $500,000 1.45% $500,000 – $1,000,000 1.45% $1,000,000 and up 1.45% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Par value for FedChoice Membership is $5.00, which represents minimum one share purchase and provides account free of maintenance fee charges. Dividends compounded and credited quarterly. Balance method: Average Daily Balance. Membership eligibility applies.
Offer: Minimum daily balance to earn declared rate is $50.00.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends compounded and credited quarterly. Balance method: Average Daily Balance. Membership eligibility applies.
Offer: Minimum daily balance to earn declared rate is $50.00.
Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Rates are variable and subject to change.
Offer: Minimum opening balance is $25.00. Rates are variable and subject to change.
0.20% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Pledge Share Account rate same as Regular Savings Share Account.
Offer: Minimum balance to obtain APY is $50.00.
0.20% interest rate
Rate checked
More details - American Heritage Credit UnionIdentity Protection SavingsSavings · $100 min · 0.11%–0.16% by balance
Credit union · 12 branches
0.16%APY$16 a year on $10,000Requirements
Product: Monthly fee of $4.00 includes fraud and identity theft protection services, free overdrafts from primary Share Savings Account, and free mobile and direct deposit. Minimum balance to earn dividends is $100.
Offer: Minimum balance to earn dividends is $100.
0.11% interest rate · $4 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Identity Protection Savings Balance APY $100 – $10,000 0.11% $10,000 and upYour amount 0.16% Rate checked
More details - American Heritage Credit UnionPrimary Share SavingsSavings · $100 min · 0.11%–0.16% by balance
Credit union · 12 branches
0.16%APY$16 a year on $10,000Requirements
Product: Dividends are earned on the daily account balance and posted monthly. Minimum balance of $100 required to earn dividends.
0.11% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Primary Share Savings Balance APY $100 – $10,000 0.11% $10,000 and upYour amount 0.16% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must have personal checking account and debit card. Maintain at least $5,000 in Relationship Savings and $10,000 total across all deposit accounts as of 12 a.m. on the first of the month. Limited to one account per personal tax ID. No minimum balance fees.
Offer: Base rate when qualifications are not met. Requires minimum average daily balance of $5,000 in Relationship Savings. Paid monthly.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - Sharon BankOptimum Money MarketOptimum Money Market · $5,000 min · 0.03%–0.30% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Avoid the $10 monthly maintenance fee by maintaining a $5,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.
Offer: Avoid the $10 monthly maintenance fee by maintaining a $5,000 minimum daily balance. Limit of 6 free transactions per statement cycle; $10 fee for transactions thereafter.
0.03% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Optimum Money Market Balance APY Up to $5,000 0.03% $5,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $1 minimum balance to open account. $5.00 service fee to close account within 90 days of opening. $5.00 monthly inactivity fee if no activity on any Citadel account for 1 year, waived if combined deposit balance is $500 or more or primary owner is under 13. $1 fee per ATM balance inquiry and $3 fee per ATM withdrawal at non-Citadel ATMs.
Offer: Minimum balance to earn APY is $5.00. No monthly service fee.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Star Savings Balance APY Up to $2,499 0.10% $2,500 – $25,000Your amount 0.15% $25,000 – $75,000 0.25% $75,000 and up 0.30% Rate checked
More details - WSFS BankMoney Market AccountMoney Market Account · $100 min · 0.03%–0.25% by balance
Bank · 11 branches
0.10%APY$10 a year on $10,000Requirements
Product: Personal accounts only. Minimum opening deposit is $100. $12 monthly maintenance charge waived by maintaining a minimum daily savings balance of $5,000 per statement period (fee waiver requirement waived for the first three months of account opening). Limit of 6 preauthorized withdrawals/transfers per month or statement cycle.
Offer: Personal accounts only.
0.03% interest rate · $12 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.03% $5,000 – $10,000 0.03% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 – $250,000 0.15% $250,000 – $500,000 0.15% $500,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - Franklin Mint Federal Credit UnionSuper Saver SavingsSavings · $0 min · 0.10%–1.00% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: No minimum balance or monthly service fees. Features split rate tiers. Dividends are compounded and posted monthly.
0.99% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Super Saver Savings Balance APY Up to $500 1.00% Over $500Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance or monthly service fees. Dividends are compounded and posted monthly.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Philadelphia, PA
131 accounts at 43 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.50%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.50%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches