Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Oregon City, OR
- OnPoint Community Credit UnionOnPoint Premium Savings AccountSavings · $0 min · 2.25%–3.75% by balance
Credit union · 1 branch
3.75%APY$375 a year on $10,000with conditionsRequirements
Product: OnPoint Premium Savings account is a sweep account; balances up to the Maximum Program Deposit Amount ($250,000.00) may be swept to NCUA or FDIC insured deposit accounts held at participating Receiving Financial Institutions. Requires qualifying for OnPoint Rewards (10-year membership or 6 qualifying transactions per calendar month in an OnPoint checking account), an active OnPoint Loyalty Savings account, and opt-in through OnPoint Online Banking. One account per member/TIN. All interest is compounded and credited monthly.
Offer: Must qualify for OnPoint Rewards, have an active OnPoint Loyalty Savings account, and opt-in through Online Banking.
Qualified rate · 3.69% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for OnPoint Premium Savings Account Balance APY Up to $100,000Your amount 3.75% Over $100,000 2.25% Rate checked
More details - 3.75%APY$375 a year on $10,000with conditions
Requirements
Product: Must pair with Cash Back Spend or High-Yield Checking under same membership; limit 1 account per member (unique SSN) and per membership number; not available on business memberships; no monthly maintenance fees.
Offer: High-Yield Tier 1 Rate earned on daily ending balances up to $100,000 when Monthly Goal is met (15 or more qualifying debit card transactions that post and settle by 6:00PM PT on the last day of the calendar month).
Qualified rate · 3.68% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - Maps Credit UnionPrivate Client Premium Money MarketPrivate Client Premium Money Market · $500 min · 0.25%–3.50% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Private Clients need to meet one of the following criteria: $250,000 deposit/investment relationship with Maps/Maps Investments, $1,000,000 personal net worth, or Owners/Executives of Maps Commercial members.
Offer: Dividends compounded and credited monthly. Minimum balance to earn dividends is $0.
Qualified rate · 0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Private Client Premium Money Market Balance APY Up to $10,000 0.25% $10,000 – $100,000Your amount 2.00% $100,000 – $250,000 2.50% $250,000 – $500,000 3.00% $500,000 – $1,000,000 3.25% $1,000,000 and up 3.50% Rate checked
More details - Maps Credit UnionIndexed Money Market AccountIndexed Money Market Account · $5 min · 0.25%–2.00% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: The highest rate on this account is tied to half of the Federal Fund rate. The APY is based on the upper bound of the federal funds target rate as established by the Federal Open Market Committee (FOMC), at the end of the prior month. This account does not qualify for checks or debit cards. The APY may adjust at the start of each month, based on FOMC actions.
Offer: Dividends compounded and credited monthly. Minimum balance to earn dividends is $0.
0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Indexed Money Market Account Balance APY Up to $5,000 0.25% $5,000 and upYour amountHighest rate is tied to half of the Federal Fund rate. 2.00% Rate checked
More details - Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000intro rateRequirements
Product: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. Interest rate and APY may change after account opening.
Offer: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. The interest rate and annual percentage yield may change after account opening.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Thrive Money Market Special Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 2.60% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Maps Credit UnionAdvanced Private Client Money Market with Excess Share InsuranceAdvanced Private Client Money Market with Excess Share Insurance · $500 min · 0.10%–3.35% by balance
Credit union · 1 branch
1.87%APY$187 a year on $10,000with conditionsRequirements
Product: Private Clients need to meet one of the following criteria: $250,000 deposit/investment relationship with Maps/Maps Investments, $1,000,000 personal net worth, or Owners/Executives of Maps Commercial members. A Private Client Checking Account is required.
Offer: Dividends compounded and credited monthly. Minimum balance to earn dividends is $0.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advanced Private Client Money Market with Excess Share Insurance Balance APY Up to $10,000 0.10% $10,000 – $100,000Your amount 1.87% $100,000 – $250,000 2.35% $250,000 – $500,000 2.85% $500,000 – $1,000,000 3.10% $1,000,000 and up 3.35% Rate checked
More details - Maps Credit UnionEstate Membership SavingsSavings · $100 min · 0.10%–3.10% by balance
Credit union · 1 branch
1.35%APY$135 a year on $10,000Requirements
Offer: Minimum balance to avoid service fee is $100; monthly service fee per Fee Schedule if below $100.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Estate Membership Savings Balance APY Up to $10,000 0.10% $10,000 – $250,000Your amount 1.35% $250,000 – $500,000 2.10% $500,000 – $750,000 2.25% $750,000 – $1,000,000 2.85% $1,000,000 and up 3.10% Rate checked
More details - Embold Credit UnionMember Perks Money MarketMember Perks Money Market · $0 min · 0.05%–3.25% by balance
Credit union · 1 branch
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered-rate account. Dividend rate and APY for each tier are based on qualification status: Member Perks rates apply if qualifications are met, otherwise Regular rates apply.
Offer: Regular rate when Member Perks qualifications are not met.
Qualified rate · 0.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Member Perks Money Market Balance APY Up to $5,000 0.05% $5,000 – $10,000Requires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 0.65% $10,000 – $25,000Your amountRequires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 0.90% $25,000 – $50,000Requires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 1.25% $50,000 – $100,000Requires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 1.65% $100,000 – $250,000Requires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 2.50% $250,000 and upRequires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 3.25% Rate checked
More details - Oregonians Credit UnionMoney Market AccountMoney Market Account · 0.71%–1.12% by balance
Credit union · 1 branch
0.87%APY$87 a year on $10,000Requirements
Product: $5 monthly service charge if balance falls below $2,500 during statement period. Membership requires $5 held in Regular Shares savings to maintain active membership (refundable upon membership closure).
Offer: $5/month fee if balance falls below $2,500 during statement period.
0.71% interest rate · $5 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.71% $2,501 – $10,000Your amount 0.87% $10,001 – $25,000 0.95% Over $25,000 1.12% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Embold Credit UnionMoney MarketMoney Market · $0 min · 0.30%–1.00% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: No monthly service fees. Unlimited, anytime access to savings.
No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.30% $5,000 – $10,000 0.40% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.70% $50,000 – $100,000 0.80% $100,000 and up 1.00% Rate checked
More details - OnPoint Community Credit UnionOnPoint Loyalty Savings AccountSavings · $0 min
Credit union · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Must qualify for OnPoint Rewards (requires 10-year relationship with OnPoint or 6 qualified transactions in the same checking account during the qualification period). Interest is compounded and credited monthly.
Offer: Must qualify for OnPoint Rewards.
Qualified rate · 0.35% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Oregon City, OR
46 accounts at 11 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 2.00%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.25%
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Portland, OR-WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
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