Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Monroe County, NY · Showing Monroe County, NY: too few institutions in Webster, NY
- 0.05%APY$5 a year on $10,000
Requirements
Product: Members must maintain $25.00 in the savings/share account and complete one transaction per year in order to keep the account active. Can be linked to checking, subject to Regulation D restrictions.
Offer: Minimum balance $25.00.
0.05% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for Savings / Share Account Balance APY Up to $10,000Your amount 0.05% $10,001 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Minimum balance $5.00.
0.05% interest rate · Effective Apr 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership Daily Dividend Savings Account opened with ESL membership. Dividends paid quarterly. No monthly service or minimum balance fees.
Offer: Minimum balance to obtain APY is $1. Variable rate subject to change.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Available to all members regardless of age. Must maintain a $5.00 minimum balance in your account. Dividends are paid on Average Daily Balance basis, compounded quarterly and paid on the last day of the quarter. No maintenance charges or maintenance fees.
Offer: Dividends calculated using the average daily balance method, compounded and credited quarterly. Must maintain a $5.00 minimum balance.
0.05% interest rate · Compounded quarterly · No monthly fee
Rate checked
More details - Gates Chili Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.05%–0.30% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,0000.05% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000Your amount 0.05% $10,000 – $25,000 0.10% $25,000 – $50,000 0.20% $50,000 – $75,000 0.25% Over $75,000 0.30% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Requires an initial share deposit of $5.00 upon joining SPXFCU. Membership subject to eligibility.
0.04% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Service charge is $5.00 per Statement Period, waived with at least $300 average daily balance or if primary person listed on the account is under 18 years old. Variable rate account.
Offer: Service charge is $5.00 per Statement Period, waived with at least $300 average daily balance or if primary person is under 18 years old. Variable rate account.
0.04% interest rate · $5 monthly fee
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: No monthly service charges or transaction fees Convenient access via branch, online banking, or by phone Online Banking + Mobile App + eStatements Federally insured by NCUA up to $250,000 per individual depositor
0.03% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Par value of a regular share is $5.00. Variable rate account; dividend rate and APY may change quarterly. Dividends compounded daily and credited quarterly on ledger balance. Transaction limitation of up to 6 transfers per statement period.
Offer: Minimum balance to open is $5.00. Minimum balance to obtain disclosed APY is $25.00.
Compounded daily · Effective Oct 5, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Also referred to as Personal Statement Savings. Online opening requires age 18 or older. No monthly balance requirements. No monthly maintenance fee. Minimum balance to open is $25 online or $0 in branch. Interest paid on balances $25 or more quarterly, or monthly if set up with a portfolio statement.
Offer: Tier 1: Average daily balance $25 +. Accounts opened online.
0.03% interest rate · No monthly fee · Effective Dec 11, 2025
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Online opening requires age 18 or older. No monthly balance requirements. No monthly maintenance fee. Minimum balance to open is $25 online or $0 in branch. Interest paid on balances $100 or more quarterly, or monthly through a portfolio statement.
Offer: Tier 1: Average daily balance $100 < $2,500 ($100 - $2,499.99). Accounts opened online.
0.03% interest rate · No monthly fee · Effective Dec 11, 2025
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Automatic access to Basic (Share) Savings Account upon becoming a member. Funds can be deposited or withdrawn at discretion.
Offer: Dividends paid quarterly. No minimum balance to maintain.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 16 branches
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Monroe County, NY
71 accounts at 29 banks and credit unions · checked Oct 6–22
- Typical
- 0.08%
- Top 10% from
- 1.00%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.09%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Rochester, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ontario Shores FCUCredit union · 1 branch
- Pittsford Federal Credit UnionCredit union · 2 branches
- Canandaigua National BankBank · 26 branches