Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Orange County, NY · Showing Orange County, NY: too few institutions in Newburgh, NY
- 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Requires maintaining a $10 minimum balance.
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable-rate interest-bearing statement savings account. Interest compounded daily and credited monthly. If closed before interest is credited, uncredited interest is not paid. Excess activity fee of $10 applies if Regulation D limits are exceeded.
Offer: Must maintain a minimum balance of at least $100 each day to obtain disclosed APY. $5.00 monthly fee charged if balance falls below $100.00 at any time. Must make at least one deposit or withdrawal per year to prevent monthly inactivity fee.
0.20% interest rate · Compounded daily · $5 monthly fee · Effective Jan 2, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $4 monthly fee is waived when you maintain a $300 minimum account balance as of the end of each business day in the statement cycle OR when you have at least one (1) Savings Made Simple credit per statement cycle. Available to New York State residents.
Offer: $4 monthly maintenance fee is waived by maintaining a $300 minimum daily account balance or receiving at least 1 Savings Made Simple credit per statement cycle.
0.15% interest rate · $4 monthly fee · Effective Oct 21, 2024
Rate by balance
Rate by balance for Classic Savings Balance APY Up to $10,000 0.15% $10,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 and up 0.35% Rate checked
More details - Wallkill Valley Federal Savings & LoanStatement Money MarketStatement Money Market · $100 min · 0.05%–0.51% by balance
Bank · 7 branches
0.15%APY$15 a year on $10,000Requirements
Product: Limit of six (6) electronic withdrawals or transfers per month. Withdrawals and transfers made in person or by mail are unlimited. Monthly service fee of $10 waived with a minimum balance of $2,500 or if you maintain a combined daily balance of $25,000 or more on selected personal deposit accounts (excluding IRAs) throughout the month. Interest will not be paid on any day that the balance falls below $100.
Offer: Interest compounded continuously and credited monthly. Fee waived with $2,500 minimum balance or $25,000 combined daily balance across selected personal deposit accounts.
0.05% interest rate · $10 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Statement Money Market Balance APY $100 – $2,500 0.05% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.21% $50,000 and up 0.51% Rate checked
More details - 0.15%APY$15 a year on $10,000
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.05% Over $1,000Your amount 0.15% Rate checked
More details - Provident BankPlatinum MoneyManagerPlatinum MoneyManager · $0 min · 0.00%–0.30% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Must be linked to a Provident Platinum Checking account.
Offer: Must be linked to a Provident Platinum Checking account.
Qualified rate · 0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Platinum MoneyManager Balance APY Up to $4,999 0.00% $5,000 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 and up 0.30% Rate checked
More details - Hudson Valley Credit UnionTiered Money Market AccountTiered Money Market Account · $1,000 min · 0.15%–0.50% by balance
Credit union · 5 branches
0.15%APY$15 a year on $10,000Requirements
Product: Membership required. Subject to a monthly fee per Fee Schedule, waived by maintaining a minimum daily balance of $1,000.
Offer: First Tier rate. Monthly fee waived with a minimum daily balance of $1,000.
0.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Tiered Money Market Account Balance APY $1,000 and up 0.15% $10,000 and upYour amountSecond Tier rate. 0.15% $50,000 and upThird Tier rate. 0.20% $100,000 and upFourth Tier rate. 0.30% $250,000 and upFifth Tier rate. 0.50% Rate checked
More details - USAA Federal Savings BankUSAA Performance First SavingsSavings · $1,000 min · 0.10%–3.00% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Available to eligible USAA members. Enrolling in the Relationship Rates Program and linking an eligible USAA Classic Checking account may qualify the account for higher rates. No monthly service fees.
Offer: Military-Pay Relationship Rate: requires linking eligible USAA Classic Checking account and receiving qualifying direct deposit of at least $1 of U.S. military-related pay from DFAS or U.S. Department of the Treasury.
Qualified rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for USAA Performance First Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 and upPromotional rate offer: Apply for a first eligible USAA Performance First Savings account between August 11, 2026, and November 17, 2026 (11:59 p.m. CT). Deposit at least $25,000 in new money from outside USAA Bank within 30 calendar days of account opening. Earns 3.00% APY for 6 months, after which the rate reverts to the applicable variable APY. Excludes current or former USAA Savings or USAA Performance First Savings owners within the last 6 months, as well as trust/estate/fiduciary accounts. 3.00% $50,000 – $100,000 0.60% $100,000 – $250,000 0.70% $250,000 – $500,000 0.80% $500,000 – $1,000,000 1.10% $1,000,000 and up 1.10% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Variable-rate interest-bearing passbook savings account. Interest compounded daily and credited quarterly. If closed before interest is credited, accrued interest is not received. Excess activity fee of $10 applies if Regulation D limits are exceeded.
Offer: Must maintain a balance of at least $500 each day to obtain disclosed APY; no interest earned below $500. Account closed and $10 fee charged if balance falls below $300.
0.15% interest rate · Compounded daily · No monthly fee · Effective Jan 2, 2026
Rate checked
More details - TEG Federal Credit UnionMoney Market AccountsMoney Market Accounts · $1,000 min · 0.15%–0.50% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Open to members who live, work, worship, or attend school in Dutchess, Orange, Rockland, Putnam, Sullivan, Ulster, and Westchester counties. A $5 minimum share account balance is required for TEGFCU membership. Maximum of 6 withdrawals or transfers per month (no more than 3 by check/draft). Dividends are compounded and declared/credited on the last day of the month.
Offer: Daily minimum balance tier $1,000-$49,999.99. Minimum to open account is $1,000.00.
0.15% interest rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $1,000 – $50,000Your amount 0.15% $50,000 – $100,000 0.25% $100,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - The Berkshire BankMoney Market CheckingMoney Market Checking · $2,500 min · 0.10%–0.20% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Limited check writing privileges, imaged statements, and competitive pricing.
Offer: Average daily collected balance of $2,500 avoids $10 monthly fee.
0.10% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 – $99,999 0.15% $100,000 – $999,999 0.20% $1,000,000 and up 0.10% Rate checked
More details - USAA Federal Savings BankUSAA Performance First SavingsSavings · $1,000 min · 0.07%–1.00% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Available to eligible USAA members. Enrolling in the Relationship Rates Program and linking an eligible USAA Classic Checking account may qualify the account for higher rates. No monthly service fees.
Offer: Premium Relationship Rate: requires linking eligible USAA Classic Checking account and making at least 5 qualifying transactions each month.
Qualified rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for USAA Performance First Savings Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000Military-Pay Relationship Rate: requires linking eligible USAA Classic Checking account and receiving qualifying direct deposit of at least $1 of U.S. military-related pay from DFAS or U.S. Department of the Treasury. 0.30% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 – $500,000 0.70% $500,000 – $1,000,000 1.00% $1,000,000 and up 1.00% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership in O&R Utilities Employees Federal Credit Union. Requires maintaining a minimum balance of $5.00 at all times. Can be used as overdraft protection for share draft checking account.
0.10% interest rate · Effective Dec 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Orange County, NY
70 accounts at 25 banks and credit unions · checked Oct 3–22
- Typical
- 0.05%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.05%
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Kiryas Joel, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
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