Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Jamaica, NY
- OceanFirst BankFirstWave Money MarketFirstWave Money Market · $0 min · 0.05%–2.50% by balance
Bank · 25 branches
1.25%APY$125 a year on $10,000intro rateRequirements
Product: New money only. $10,000 minimum to receive promotional rates. Available for consumer and business.
Promotional rate · 0.05% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for FirstWave Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amountNew money only; 1.25% $100,000 – $250,000New money only; 2.00% $250,000 – $500,000New money only; 2.25% $500,000 and upNew money only; 2.50% Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Offer: Minimum daily balance to earn interest is $2,500.00. Available when linked to the e-Advantage checking, enrolled in Online Banking and e-Statements.
Qualified rate · 1.24% interest rate · Effective Sep 24, 2026
Rate checked
More details - Generations United Federal Credit UnionMONEY MARKET SAVINGSMONEY MARKET SAVINGS · $2,500 min · 1.01%–2.27% by balance
Credit union · 1 branch
1.16%APY$116 a year on $10,000Effective Mar 1, 2023
Rate by balance
Rate by balance for MONEY MARKET SAVINGS Balance APY $2,500 and up 1.01% $10,000 and upYour amount 1.16% $25,000 and up 1.56% $50,000 and up 1.76% $100,000 and up 2.02% $200,000 and up 2.27% Rate checked
More details - 1.05%APY$105 a year on $10,000
Requirements
Product: Variable rate account. Rates may change after account opening. Fees may reduce earnings.
Offer: Variable rate account. Rates may change after account opening. Fees may reduce earnings.
0.11% interest rate · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Maximum Impact Savings™ Balance APY Up to $100 0.11% $100 and upYour amount 1.05% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Open through eBranch. Available to individual members (Business Accounts are not eligible). No minimum deposit or balance required. No monthly fee. Funds can be transferred to/from Power Checking (transfers to other accounts not permissible). Funds may not be used for overdraft protection. Accounts closed before end of month forgo interest. Member Service-assisted transactions incur a fee.
Offer: Two-Star Award: Meet requirements for preceding level (maintain Power Checking Account) and use VISA Debit Card for at least 4 purchases a month (purchases only; ATM withdrawals do not apply).
Qualified rate · 1.00% interest rate · No monthly fee · Effective Apr 15, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Offer: Interest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings.
1.00% interest rate · Compounded daily · Effective Apr 1, 2018
Rate checked
More details - Municipal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.65%–2.02% by balance
Credit union · 10 branches
0.90%APY$90 a year on $10,000Requirements
Product: Membership is open to anyone who lives, works, worships, or attends school in New York City (NYC), and family members or household members of existing MCU members. A primary share account (Hero Savings Account, Smart Apple, or Youth Savings Account) is required to establish membership.
Offer: Variable rate account. Dividend rate and APY may change weekly as determined by Municipal Credit Union.
0.65% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.65% $10,000 – $25,000Your amount 0.90% $25,000 – $50,000 1.51% $50,000 – $100,000 1.76% $100,000 and up 2.02% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Interest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings.
Offer: Interest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings.
0.75% interest rate · Compounded daily · Effective Apr 1, 2018
Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Basic savings account that establishes Credit Union membership. Dividends are compounded and credited monthly.
Offer: Minimum balance to open and earn disclosed APY is $25.00.
0.60% interest rate · Effective Dec 1, 2025
Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Offer: Minimum balance of $1,500 is required to earn posted APY. CD/Savings compounded daily. Fees may reduce earnings.
0.60% interest rate · Compounded daily · Effective Jul 13, 2026
Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Compounded daily. $5 monthly charge waived with average minimum balance of $500; no service charge for account holders under age 18.
Offer: Minimum balance of $500 in Savings Account is required to earn posted APY. Fees may reduce earnings. Savings compounded daily. Monthly fee waived with average minimum balance of $500 or for account holders under age 18.
0.60% interest rate · Compounded daily · $5 monthly fee · Effective Jul 13, 2026
Rate checked
More details - The Berkshire BankGold Money Market AccountGold Money Market Account · $2,500 min · 0.00%–2.28% by balance
Bank · 5 branches
0.50%APY$50 a year on $10,000Requirements
Product: Available to individuals and new money only. New money is defined as funds not on deposit at The Berkshire Bank for more than 30 days. No ATM/Debit Card Allowed. Up to 10 transfers or withdrawals per calendar month (or statement cycle of at least 4 weeks); $3 excess transaction fee for each debit over 10.
Offer: Balances of $0 – $2,499.99 do not earn interest. Minimum daily balance of $2,500 avoids $10 monthly maintenance fee. Minimum opening deposit of $2,500 required.
$10 monthly fee · Effective Sep 3, 2026
Rate by balance
Rate by balance for Gold Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $20,000Your amount 0.50% $20,000 – $4,999,999 2.02% $5,000,000 – $10,000,000 2.15% $10,000,000 and up 2.28% Rate checked
More details - 0.50%APY$50 a year on $10,000
0.50% interest rate · Effective May 14, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $2,500.00 minimum balance required to open a Money Market Account. If the balance falls below $2,500.00, a lesser interest rate will be paid than the prevailing interest rate with a balance of $2,500.00 or more.
Offer: The minimum balance shown is required to achieve the stated Annual Percentage Yield. If the balance falls below $2,500.00, a lesser interest rate will be paid than the prevailing interest rate with a balance of $2,500.00 or more.
0.49% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Passbook must be present for in-branch transactions; mobile banking functionality limited to view only.
Offer: Minimum balance of $100.00 required to achieve stated APY.
0.49% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Jamaica, NY
189 accounts at 73 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 3.42%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.40%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches