Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Wayne County, MI · Showing Wayne County, MI: too few institutions in Plymouth, MI
- Downriver Community Federal Credit UnionHigh-Yield SavingsSavings · $0 min · 0.15%–0.45% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Interest is calculated using average monthly balance. Dividends are paid monthly. A minimum balance of $2,000 is required to earn dividends.
Offer: A minimum balance of $2,000 is required to earn dividends.
0.15% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $24,999Your amount 0.15% $25,000 – $99,999 0.30% $100,000 and up 0.45% Rate checked
More details - Alliance Catholic Credit UnionMoney Market Savings AccountMoney Market Savings Account · $0 min · 0.00%–0.30% by balance
Credit union · 6 branches
0.15%APY$15 a year on $10,000Requirements
Product: There's no minimum balance required to open it. Limit of up to six (6) electronic transfers per month. Dividends are compounded and paid monthly.
Offer: Average Daily Balance Required to Earn Dividends: $0.00 – $2,499.99. Dividend Frequency: Monthly.
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $2,500 0.00% $2,500 – $20,000Your amount 0.15% $20,000 – $75,000 0.20% $75,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Interest earned on balances of any size. Balances that fall below $200 incur a $4 monthly service fee. Two withdrawals per monthly statement cycle, thereafter $2 per withdrawal.
0.15% interest rate · $4 monthly fee
Rate checked
More details - Independent BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.06%–2.17% by balance
Bank · 1 branch
0.12%APY$12 a year on $10,000with conditionsRequirements
Offer: With a Checking Relationship with Independent Bank
Qualified rate · 0.06% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $9,999 0.06% $10,000 – $24,999Your amount 0.12% $25,000 – $49,999 0.50% $50,000 – $99,999 1.11% $100,000 – $249,999 1.61% $250,000 and up 2.17% Rate checked
More details - Flagstar BankFlagstar Performance SavingsSavings · $1 min · 0.10%–3.20% by balance
Bank · 14 branches
0.10%APY$10 a year on $10,000Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends are calculated on daily balance and paid quarterly. No low-balance fees. Basic savings account set up at starting point of becoming a member.
No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $25 0.00% $25 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must complete payment of one share ($5.00 par value) in Savings Account as condition of admission to membership. Dividends accrue on daily balance, compound quarterly, credited quarterly. Rate may be adjusted quarterly. Up to 6 regulated withdrawal/transfer transactions per month.
Offer: Minimum balance to earn the stated APY is $10.00. Dividends compound quarterly.
0.10% interest rate · Effective Oct 6, 2026
Rate checked
More details - orsa credit unionHigh Yield SavingsSavings · $5 min · 0.10%–10.00% by balance
Credit union · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: Limited to one per member. No monthly maintenance fees. No minimum balance to earn dividends.
Offer: Earned on balances of $0.01 to $1,000.00.
9.57% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $1,000 10.00% Over $1,000Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Secondary savings account. Rates may change after the account is opened.
Offer: Dividend paid quarterly. Fees may reduce earnings.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance of $5 to open with no monthly maintenance fees. Rates may change after the account is opened.
Offer: Dividend paid quarterly. Fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Fees could reduce the earnings on the account. Interest paid monthly.
Offer: Tier 1. Interest paid monthly. Fees could reduce earnings.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - Michigan Schools & Government Credit UnionGold Savings AccountSavings · $0 min · 0.10%–2.15% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered dividend scale based on Average Daily Balance. No monthly service charge or withdrawal penalties.
Offer: Average Daily Balance Under $50,000.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Gold Savings Account Balance APY Up to $50,000Your amount 0.10% $50,000 – $74,999 1.00% $75,000 – $99,999 1.45% $100,000 – $199,999 2.05% $200,000 and up 2.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open as many as you like for things like holiday savings, vacations, special occasions or any savings goal. Make up to six digital withdrawals/transfers per month or unlimited in-person withdrawals. Make deposits whenever you like. Dividend rate equal to rate earned on Share Savings account.
Offer: Dividends credited quarterly. No minimum balance required.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Available to members living in Michigan or select counties of Minnesota and Pennsylvania, or via other credit union eligibility. Opening requires $5 share.
Offer: Dividends credited quarterly. Minimum balance of $5 required to earn dividends.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 22 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Wayne County, MI
150 accounts at 52 banks and credit unions · checked Oct 6–22
- Typical
- 0.07%
- Top 10% from
- 1.16%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Chief Financial Credit UnionCredit union · 4 branches
- Extra Credit UnionCredit union · 2 branches
- Christian Financial Credit UnionCredit union · 12 branches