Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Denham Springs, LA
- Keesler Federal Credit UnionHIMMA Premier High Interest Money Market AccountHIMMA Premier High Interest Money Market Account · $0 min
Credit union · 1 branch
3.25%APY$325 a year on $10,000intro rateRequirements
Product: Rate available on new deposits only. Account can be opened online, by phone, or in branch. At the end of six months, balance can be rolled into a regular HIMMA account, share/checking account, or certificate. Limit 6 pre-authorized withdrawals per month.
Offer: New deposits only. Rate applies for the first 6 months.
Promotional rate · 3.20% interest rate
Rate checked
More details - Keesler Federal Credit UnionChecking SaverSavings · $0 min · 0.40%–1.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Free savings account with no minimum balance that earns dividends when meeting monthly qualifications of linked Keesler Federal checking account. Automatically moves rewards into savings.
Offer: Qualified: when monthly qualifications of linked checking account are met. Rate applies to balances up to $150,000.
Qualified rate · 0.99% interest rate
Rate by balance
Rate by balance for Checking Saver Balance APY Up to $150,000Your amount 1.00% $150,000 and upBlended APY ranges from 1.00% to 0.76% depending on account daily balance. 0.40%* Rate checked
More details - Neighbors Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–0.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Offer: Balance below $2,500; $10 monthly fee applies if total average monthly deposit balance is below $2,500 with no active loan (fee does not apply to accounts owned by members under 25 or with Neighbors Plus/Basic checking).
0.00% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $10,000Dividends compounded and credited monthly. 0.20% $10,000 – $25,000Your amountDividends compounded and credited monthly. 0.30% $25,000 – $50,000Dividends compounded and credited monthly. 0.40% $50,000 and upDividends compounded and credited monthly. 0.50% Rate checked
More details - Keesler Federal Credit UnionHigh Interest Money Market Account (HIMMA)High Interest Money Market Account (HIMMA) · $2,500 min · 0.30%–0.40% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Minimum $2,500 deposit to open account and earn dividends. Automatic transfers limited to six per month. Dividends paid monthly.
0.30% interest rate
Rate by balance
Rate by balance for High Interest Money Market Account (HIMMA) Balance APY $2,500 – $10,000 0.30% $10,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No-fee savings that can be pledged as collateral for a Share Pledge Loan. No minimum opening deposit and no minimum balance to keep the account open. Dividends paid quarterly.
Offer: Balances over $1,000 earn 0.25% APY
0.25% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - Keesler Federal Credit UnionPrimary Share SavingsSavings · $1 min · 0.15%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Earn quarterly dividends; 0.15% for balances less than $5,000, 0.20% for balances $5,000 or more.
Offer: Paid quarterly; balances less than $5,000.
0.15% interest rate
Rate by balance
Rate by balance for Primary Share Savings Balance APY Up to $5,000 0.15%* $5,000 and upYour amount 0.20%* Rate checked
More details - Keesler Federal Credit UnionAlternate Share SavingsSavings · $0 min · 0.15%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Earn quarterly dividends; 0.15% for balances less than $5,000, 0.20% for balances $5,000 or more.
Offer: Paid quarterly; balances less than $5,000.
0.15% interest rate
Rate by balance
Rate by balance for Alternate Share Savings Balance APY Up to $5,000 0.15%* $5,000 and upYour amount 0.20%* Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone. Paperless customer requirement: must agree to electronic delivery of disclosures/communications and maintain a valid email address.
Offer: Variable standard rate for daily collected balance range $0.01 - $9,999.99. No minimum balance required to obtain disclosed APY.
0.10% interest rate · Effective May 20, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Balances over $100 earn dividends. Establishes membership. A $6 Below Minimum fee applies if total average monthly deposit balance is below $500 with no active loan (does not apply to accounts owned by members under age 25 or members with Neighbors Plus or Basic/Geaux Free checking accounts). Excess withdrawal/transfer fee of $4 for more than 10 per month.
Offer: Dividends calculated on daily balance method, compounded and credited quarterly. Balances over $100 earn dividends. $6 below minimum fee applies if total average monthly deposit balance is below $500 with no active loan (waived for under age 25 or with Neighbors Plus/Basic/Geaux Free checking).
0.10% interest rate · $6 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Balances over $100 earn dividends. A $6 Below Minimum fee applies if total average monthly deposit balance is below $500 with no active loan (does not apply to accounts owned by members under age 25 or members with Neighbors Plus or Basic checking accounts). Excess withdrawal/transfer fee of $4 for more than 10 per month.
Offer: Dividends calculated on daily balance method, compounded and credited quarterly. Balances over $100 earn dividends. $6 below minimum fee applies if total average monthly deposit balance is below $500 with no active loan (waived for under age 25 or with Neighbors Plus/Basic checking).
0.10% interest rate · $6 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Membership required. Available to holders of Stack Checking or Pelican Cash Back checking. Limited to one Stack Savings account per primary account holder SSN. Qualifications (on the linked checking account during the qualification period): eStatements; log into MyPelican each month; at least 15 debit card POS purchases that post and settle (ATM transactions do not qualify); at least one direct deposit, ACH, or bill payment that posts and settles. Qualification period: last day of prior calendar month through next-to-last day of the calendar month in which dividends are paid. Missing a month does not close the account.
Offer: If monthly qualifications are not met, 0.05% APY applies to the entire Stack Savings balance.
Qualified rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Up to 3 complimentary withdrawals per month; $2 withdrawal fee per transaction over three complimentary each month. $100 minimum deposit to open ($25 for minors). Monthly service charge of $3 waived if daily balance of $200 or more is maintained. Rates may change after account opening.
Offer: Opening minimum is $25 for minors. $3 monthly fee waived with $200 minimum daily balance.
0.05% interest rate · $3 monthly fee
Rate checked
More details - First Guaranty BankGuaranty Money MarketGuaranty Money Market · $1,500 min · 0.00%–0.35% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Waive the $15 monthly service charge by keeping a collected balance of $1,500 in the account each day throughout the statement cycle. Minimum average daily balance of $1,500 to obtain the disclosed annual percentage rate.
Offer: Balances less than $1,500
0.00% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Guaranty Money Market Balance APY Up to $1,500 0.00% $1,500 – $99,999Your amount 0.05% $100,000 – $999,999 0.15% $1,000,000 and up 0.35% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest rate is variable and subject to change. Requires a $100 minimum balance to avoid charges and obtain current APY, with a $5 below minimum balance fee.
Offer: Minimum balance to avoid charges and obtain current APY is $100. Below minimum balance fee is $5. Semi-annual statement.
Effective Oct 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Denham Springs, LA
21 accounts at 7 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 0.30%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.20%
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Baton Rouge, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Keesler Federal Credit UnionCredit union · 3 branches
- BRECO FCUCredit union · 3 branches
- Geismar Complex Federal Credit UnionCredit union · 1 branch